Census tract · Saginaw County

Census Tract 119.02, Saginaw County, Michigan

Census Tract 119.02, GEOID 26145011902, in Saginaw County, Michigan, entirely within Swan Creek Township. 2,270 residents in the ACS 2020-2024 5-year estimates (±217); the 2020 Census counted 2,277.

Residents, 2020-2024

2,270

±217 (90% margin)
2020 Census count: 2,277

Median household income

$72,588

±$5,350 (90% margin)
Saginaw County: $60,622

Median home value

$193,900

±$15,269 (90% margin)
Saginaw County: $152,800

Median gross rent

not published


Saginaw County: $947

Where is Census Tract 119.02?

Census Tract 119.02 is one of 61 census tracts in Saginaw County, Michigan. It covers 22.92 square miles of land, 99 residents per square mile in 2020. Its GEOID, 26145011902, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 119.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Swan Creek Township100%
St. Charles7%
Census Tract 119.02 (marked with a dot) in Saginaw County, Michigan. Boundaries: Census Bureau 2024.
119.01120.03123126 119.02 5 mi
Census Tract 119.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 119.02: Tract 119.01 ($70,000), Tract 120.03 ($78,470), Tract 123 ($86,513) and Tract 126 ($63,953). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 119.02?

The 2020-2024 American Community Survey puts Census Tract 119.02's population at 2,270 (±217) in 982 households; the 2020 Census counted 2,277 residents and 985 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 119.02Swan Creek TownshipSaginaw CountyMichigan
Total population 2,270 ±217 2,368 188,665 10,077,761
Households 982 ±98 1,022 77,958 4,076,369
Average household size 2.31 ±0.13 2.31 2.34 2.42
Housing units 1,011 ±92 1,051 86,208 4,622,236

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 119.02?

The median resident of Census Tract 119.02 is 48.2 years old; 18.3% are under 18 and 23.3% are 65 or older. The largest group is non-Hispanic white residents at 95.2%, then Hispanic or Latino residents (of any race) at 2.1%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 119.02Swan Creek TownshipSaginaw CountyMichigan
Median age 48.2 ±3.6 48.5 41.2 40.2
Under 18 years 18.3% ±2.5 pts 18.9% 21.3% 21.2%
65 years and over 23.3% ±3.3 pts 24.5% 20.4% 18.6%
Hispanic or Latino (any race) 2.1% ±1.6 pts 2.0% 9.2% 5.9%
White alone, not Hispanic 95.2% ±2.8 pts 95.2% 67.8% 72.4%
Black or African American alone, not Hispanic 1.5% ±2.1 pts 1.4% 18.1% 13.1%
Asian alone, not Hispanic 0.0% ±1.3 pts 0.2% 1.2% 3.4%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.1% 0.3%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 1.3% ±1.0 pts 1.2% 3.4% 4.5%
Some other race alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.2% 0.5%
Born outside the United States 0.0% ±1.3 pts 0.2% 2.4% 7.2%
Speak a language other than English at home (age 5+) 1.6% ±1.4 pts 1.7% 4.6% 10.4%
Civilian veterans (age 18+) 8.8% ±2.8 pts 8.5% 6.6% 5.8%
With a disability 11.7% ±3.4 pts 11.7% 17.4% 14.3%
No health insurance coverage 1.9% ±1.6 pts 1.8% 4.5% 4.9%
High school graduate or higher (age 25+) 92.8% ±3.0 pts 93.1% 91.6% 92.1%
Bachelor's degree or higher (age 25+) 17.1% ±5.0 pts 17.4% 24.4% 32.4%
Graduate or professional degree (age 25+) 5.7% ±2.3 pts 6.5% 8.8% 12.7%
Lived in the same house a year earlier 99.2% ±1.2 pts 99.2% 90.1% 88.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 119.02 earn?

Half of the 982 households in Census Tract 119.02 earn less than $72,588 a year (±$5,350), against $60,622 across Saginaw County: 18th highest of the county's 59 tracts with a reliable estimate. 7.1% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 119.02Swan Creek TownshipSaginaw CountyMichigan
Median household income $72,588 ±$5,350 $72,895 $60,622 $72,875
Mean household income $86,717 ±$8,857 $87,132 $82,545 $98,700
Per capita income $37,353 ±$3,830 $37,499 $34,578 $40,735
People below the poverty line 7.1% ±3.4 pts 7.0% 18.2% 13.2%
Children under 18 below the poverty line 3.4% ±5.0 pts 3.1% 27.2% 17.6%
Households receiving SNAP 6.8% ±3.8 pts 6.6% 19.6% 13.5%
Households with a computer 94.9% ±3.8 pts 95.1% 94.4% 95.1%
Households with a broadband subscription 90.0% ±5.4 pts 90.4% 89.0% 90.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 119.02?

Owners occupy 94.8% of Census Tract 119.02's occupied homes and renters 5.2%. The median owner-occupied home is valued at $193,900 by its owner (±$15,269).

Housing, ACS 2020-2024 5-year estimates
Measure Tract 119.02Swan Creek TownshipSaginaw CountyMichigan
Median home value (owner-occupied) $193,900 ±$15,269 $190,800 $152,800 $231,600
Renters paying 35% or more of income on rent 78.3% ±50.0 pts 78.3% 45.6% 41.4%
Median monthly owner costs, with a mortgage $1,461 ±$108 $1,455 $1,277 $1,569
Owner-occupied homes 94.8% ±4.6 pts 95.0% 74.1% 73.2%
Renter-occupied homes 5.2% ±4.6 pts 5.0% 25.9% 26.8%
Housing units 1,011 ±92 1,051 86,208 4,622,236
Single-family detached homes 93.0% ±4.8 pts 93.2% 75.7% 72.0%
Mobile homes 6.1% ±4.6 pts 5.9% 3.8% 5.0%
Built 2020 or later 0.7% ±1.1 pts 0.7% 0.6% 1.0%
Built 2010 to 2019 5.7% ±4.1 pts 5.5% 3.3% 4.9%
Built 1939 or earlier 7.4% ±3.4 pts 7.1% 16.7% 14.6%
Households with no vehicle 0.6% ±0.9 pts 0.6% 7.0% 7.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 119.02 get to work?

74.5% of Census Tract 119.02's workers drive alone and 15.9% work from home. The average trip to work takes 30.2 minutes. The unemployment rate in 2020-2024 averaged 4.4%.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 119.02Swan Creek TownshipSaginaw CountyMichigan
In the labor force (age 16+) 60.4% ±4.4 pts 58.7% 57.2% 61.3%
Unemployment rate 4.4% ±2.4 pts 4.4% 6.4% 5.7%
Drove alone to work 74.5% ±7.1 pts 74.6% 77.7% 74.3%
Carpooled 7.1% ±4.4 pts 7.1% 8.7% 7.9%
Public transportation 0.0% ±2.7 pts 0.0% 0.3% 0.9%
Walked 2.5% ±2.1 pts 2.5% 2.2% 2.0%
Worked from home 15.9% ±6.7 pts 15.8% 10.0% 13.5%
Mean travel time to work 30.2 min ±3.5 30.1 min 22.4 min 24.2 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 119.02 compare with the other tracts in Saginaw County?

Among Saginaw County's tracts with a reliable estimate, Census Tract 119.02 ranks as shown below (1 = highest).

Census Tract 119.02's rank among the tracts of Saginaw County
MeasureIn Saginaw County
Population44th of 61
Residents per square mile52nd of 61
Median household income18th of 59
Per capita income19th of 61
Median home value17th of 59
Poverty rate41st of 53
Bachelor's degree or higher34th of 54
Median age14th of 61
Owner-occupied share6th of 61

The tracts next to it on Saginaw County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 120.0315th$78,470±$20,600 · within the margin of this tract4,590
Tract 105.0216th$75,270±$12,584 · within the margin of this tract5,303
Tract 12417th$75,069±$9,105 · within the margin of this tract1,774
Tract 119.0218th$72,588±$5,3502,270
Tract 103.0619th$72,139±$7,370 · within the margin of this tract4,367
Tract 2120th$71,900±$12,906 · within the margin of this tract4,289
Tract 120.0121st$71,518±$20,515 · within the margin of this tract3,609

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 119.02?

3 of the 17 figures for Census Tract 119.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections