Census tract · Saginaw County
Census Tract 126, Saginaw County, Michigan
Census Tract 126, GEOID 26145012600, in Saginaw County, Michigan, mostly within St. Charles Township (97% of its census blocks). 3,269 residents in the ACS 2020-2024 5-year estimates (±94); the 2020 Census counted 3,421.
Residents, 2020-2024
3,269
±94 (90% margin)
2020 Census count: 3,421
Median household income
$63,953
±$11,030 (90% margin)
Saginaw County: $60,622
Median home value
$137,800
±$19,056 (90% margin)
Saginaw County: $152,800
Median gross rent
$460
±$188 (90% margin)
Saginaw County: $947
Where is Census Tract 126?
Census Tract 126 is one of 61 census tracts in Saginaw County, Michigan. It covers 38.07 square miles of land, 90 residents per square mile in 2020. Its GEOID, 26145012600, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| St. Charles Township | 97% |
| St. Charles | 41% |
| Chesaning Township | 2% |
| Swan Creek Township | 1% |
5 census tracts border Census Tract 126: Tract 119.01 ($70,000), Tract 119.02 ($72,588), Tract 124 ($75,069), Tract 127 ($62,083) and Tract 129 ($67,472). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 126?
The 2020-2024 American Community Survey puts Census Tract 126's population at 3,269 (±94) in 1,381 households; the 2020 Census counted 3,421 residents and 1,505 housing units.
| Measure | Tract 126 | St. Charles Township |
|---|---|---|
| Total population | 3,269 ±94 | 3,133 |
| Households | 1,381 ±93 | 1,325 |
| Average household size | 2.33 ±0.16 | 2.33 |
| Housing units | 1,509 ±136 | 1,420 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 126?
The median resident of Census Tract 126 is 45.9 years old; 20.9% are under 18 and 20.4% are 65 or older. The largest group is non-Hispanic white residents at 84.6%, then Hispanic or Latino residents (of any race) at 7.6%.
| Measure | Tract 126 | St. Charles Township |
|---|---|---|
| Median age | 45.9 ±2.3 | 45.7 |
| Under 18 years | 20.9% ±4.2 pts | 20.6% |
| 65 years and over | 20.4% ±3.4 pts | 19.7% |
| Hispanic or Latino (any race) | 7.6% ±5.1 pts | 8.0% |
| White alone, not Hispanic | 84.6% ±7.4 pts | 84.1% |
| Black or African American alone, not Hispanic | 4.8% ±6.2 pts | 5.0% |
| Asian alone, not Hispanic | 0.8% ±0.8 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 2.1% ±1.6 pts | 2.2% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Born outside the United States | 0.6% ±0.6 pts | 0.5% |
| Speak a language other than English at home (age 5+) | 2.4% ±1.6 pts | 2.4% |
| Civilian veterans (age 18+) | 8.6% ±3.6 pts | 8.7% |
| With a disability | 22.5% ±4.7 pts | 22.8% |
| No health insurance coverage | 2.9% ±1.5 pts | 2.8% |
| High school graduate or higher (age 25+) | 95.1% ±2.3 pts | 94.9% |
| Bachelor's degree or higher (age 25+) | 19.6% ±4.2 pts | 19.3% |
| Graduate or professional degree (age 25+) | 5.7% ±3.3 pts | 5.2% |
| Lived in the same house a year earlier | 96.5% ±1.8 pts | 96.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 126 earn?
Half of the 1,381 households in Census Tract 126 earn less than $63,953 a year (±$11,030), against $60,622 across Saginaw County: 26th highest of the county's 59 tracts with a reliable estimate. 10.3% of residents live below the poverty line.
| Measure | Tract 126 | St. Charles Township |
|---|---|---|
| Median household income | $63,953 ±$11,030 | $62,939 |
| Mean household income | $87,589 ±$13,703 | $87,230 |
| Per capita income | $36,516 ±$5,795 | $36,348 |
| People below the poverty line | 10.3% ±3.8 pts | 10.6% |
| Children under 18 below the poverty line | 2.6% ±3.2 pts | 2.8% |
| Households receiving SNAP | 20.7% ±6.2 pts | 21.6% |
| Households with a computer | 92.8% ±3.5 pts | 92.5% |
| Households with a broadband subscription | 81.1% ±6.1 pts | 80.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 126?
Owners occupy 80.1% of Census Tract 126's occupied homes and renters 19.9%. The median owner-occupied home is valued at $137,800 by its owner (±$19,056). The median renter pays $460 a month including utilities, and 45.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 126 | St. Charles Township |
|---|---|---|
| Median home value (owner-occupied) | $137,800 ±$19,056 | $136,300 |
| Median gross rent | $460 ±$188 | $460 |
| Renters paying 35% or more of income on rent | 45.4% ±22.3 pts | 45.4% |
| Median monthly owner costs, with a mortgage | $1,138 ±$76 | $1,142 |
| Owner-occupied homes | 80.1% ±5.2 pts | 79.2% |
| Renter-occupied homes | 19.9% ±5.2 pts | 20.8% |
| Housing units | 1,509 ±136 | 1,420 |
| Single-family detached homes | 84.4% ±4.8 pts | 83.4% |
| Mobile homes | 2.7% ±2.7 pts | 2.9% |
| Built 2020 or later | 1.0% ±1.2 pts | 1.1% |
| Built 2010 to 2019 | 0.9% ±1.4 pts | 1.0% |
| Built 1939 or earlier | 14.6% ±4.8 pts | 15.5% |
| Households with no vehicle | 7.5% ±4.7 pts | 7.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 126 get to work?
74.6% of Census Tract 126's workers drive alone and 12.8% work from home. The average trip to work takes 30.6 minutes. The unemployment rate in 2020-2024 averaged 4.2%.
| Measure | Tract 126 | St. Charles Township |
|---|---|---|
| In the labor force (age 16+) | 57.7% ±4.6 pts | 58.3% |
| Unemployment rate | 4.2% ±2.7 pts | 4.4% |
| Drove alone to work | 74.6% ±7.9 pts | 74.6% |
| Carpooled | 7.8% ±4.8 pts | 7.6% |
| Public transportation | 0.5% ±0.8 pts | 0.5% |
| Walked | 2.2% ±2.1 pts | 2.3% |
| Worked from home | 12.8% ±5.0 pts | 13.2% |
| Mean travel time to work | 30.6 min ±3.6 | 30.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 126 compare with the other tracts in Saginaw County?
Among Saginaw County's tracts with a reliable estimate, Census Tract 126 ranks as shown below (1 = highest).
| Measure | In Saginaw County |
|---|---|
| Population | 25th of 61 |
| Residents per square mile | 53rd of 61 |
| Median household income | 26th of 59 |
| Per capita income | 22nd of 61 |
| Median home value | 32nd of 59 |
| Median gross rent | 55th of 55 |
| Poverty rate | 37th of 53 |
| Bachelor's degree or higher | 30th of 54 |
| Median age | 23rd of 61 |
| Owner-occupied share | 32nd of 61 |
The tracts next to it on Saginaw County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 117.01 | 23rd | $68,359±$9,880 · within the margin of this tract |
| Tract 129 | 24th | $67,472±$6,302 · within the margin of this tract |
| Tract 104.02 | 25th | $64,353±$12,139 · within the margin of this tract |
| Tract 126 | 26th | $63,953±$11,030 |
| Tract 127 | 27th | $62,083±$7,334 · within the margin of this tract |
| Tract 125 | 28th | $61,801±$3,848 · within the margin of this tract |
| Tract 118 | 29th | $61,518±$2,833 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 126?
3 of the 18 figures for Census Tract 126 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections