Census tract · Polk County
Census Tract 123.04, Polk County, Florida
Census Tract 123.04, GEOID 12105012304, in Polk County, Florida, partly within Lakeland. 5,750 residents in the ACS 2020-2024 5-year estimates (±621); the 2020 Census counted 5,381.
Residents, 2020-2024
5,750
±621 (90% margin)
2020 Census count: 5,381
Median household income
$109,318
±$20,981 (90% margin)
Polk County: $65,978
Median home value
$383,100
±$22,700 (90% margin)
Polk County: $266,500
Median gross rent
$1,723
±$169 (90% margin)
Polk County: $1,363
Where is Census Tract 123.04?
Census Tract 123.04 is one of 174 census tracts in Polk County, Florida. It covers 4.42 square miles of land, 1,218 residents per square mile in 2020. Its GEOID, 12105012304, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lakeland | 18% |
5 census tracts border Census Tract 123.04: Tract 115.02 ($70,955), Tract 116.05 ($79,453), Tract 122.07 ($55,735), Tract 123.03 ($76,375) and Tract 123.09 ($68,750). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 123.04?
The 2020-2024 American Community Survey puts Census Tract 123.04's population at 5,750 (±621) in 1,910 households; the 2020 Census counted 5,381 residents and 1,956 housing units.
| Measure | Tract 123.04 | Polk County |
|---|---|---|
| Total population | 5,750 ±621 | 790,694 |
| Households | 1,910 ±164 | 289,425 |
| Average household size | 3.01 ±0.17 | 2.68 |
| Housing units | 1,976 ±151 | 340,748 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 123.04?
The median resident of Census Tract 123.04 is 42.8 years old; 21.9% are under 18 and 18.4% are 65 or older. The largest group is non-Hispanic white residents at 69.1%, then Hispanic or Latino residents (of any race) at 16.3%. 5.6% of residents were born outside the United States.
| Measure | Tract 123.04 | Polk County |
|---|---|---|
| Median age | 42.8 ±2.8 | 39.5 |
| Under 18 years | 21.9% ±3.1 pts | 22.0% |
| 65 years and over | 18.4% ±3.5 pts | 19.5% |
| Hispanic or Latino (any race) | 16.3% ±6.0 pts | 29.2% |
| White alone, not Hispanic | 69.1% ±7.4 pts | 50.8% |
| Black or African American alone, not Hispanic | 8.2% ±5.3 pts | 14.1% |
| Asian alone, not Hispanic | 2.3% ±2.4 pts | 1.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 1.0% ±0.7 pts | 3.4% |
| Some other race alone, not Hispanic | 3.0% ±3.6 pts | 0.7% |
| Born outside the United States | 5.6% ±3.0 pts | 12.6% |
| Speak a language other than English at home (age 5+) | 12.8% ±6.2 pts | 27.8% |
| Civilian veterans (age 18+) | 7.7% ±2.4 pts | 7.2% |
| With a disability | 14.0% ±3.4 pts | 13.8% |
| No health insurance coverage | 7.3% ±3.4 pts | 12.4% |
| High school graduate or higher (age 25+) | 96.2% ±1.9 pts | 87.9% |
| Bachelor's degree or higher (age 25+) | 31.1% ±5.6 pts | 23.5% |
| Graduate or professional degree (age 25+) | 8.3% ±2.4 pts | 7.6% |
| Lived in the same house a year earlier | 90.3% ±4.2 pts | 86.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 123.04 earn?
Half of the 1,910 households in Census Tract 123.04 earn less than $109,318 a year (±$20,981), against $65,978 across Polk County: 6th highest of the county's 171 tracts with a reliable estimate. 9.3% of residents live below the poverty line.
| Measure | Tract 123.04 | Polk County |
|---|---|---|
| Median household income | $109,318 ±$20,981 | $65,978 |
| Mean household income | $131,492 ±$19,634 | $87,487 |
| Per capita income | $44,624 ±$6,943 | $33,249 |
| People below the poverty line | 9.3% ±5.8 pts | 14.5% |
| Children under 18 below the poverty line | 9.6% ±11.6 pts | 21.3% |
| Households receiving SNAP | 5.6% ±3.9 pts | 14.6% |
| Households with a computer | 97.8% ±2.2 pts | 96.1% |
| Households with a broadband subscription | 98.6% ±1.3 pts | 90.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 123.04?
Owners occupy 84.8% of Census Tract 123.04's occupied homes and renters 15.2%. The median owner-occupied home is valued at $383,100 by its owner (±$22,700). The median renter pays $1,723 a month including utilities.
| Measure | Tract 123.04 | Polk County |
|---|---|---|
| Median home value (owner-occupied) | $383,100 ±$22,700 | $266,500 |
| Median gross rent | $1,723 ±$169 | $1,363 |
| Renters paying 35% or more of income on rent | 28.9% ±22.6 pts | 44.9% |
| Median monthly owner costs, with a mortgage | $2,032 ±$131 | $1,716 |
| Owner-occupied homes | 84.8% ±7.9 pts | 70.5% |
| Renter-occupied homes | 15.2% ±7.9 pts | 29.5% |
| Housing units | 1,976 ±151 | 340,748 |
| Single-family detached homes | 93.3% ±4.5 pts | 62.0% |
| Mobile homes | 3.4% ±2.9 pts | 19.6% |
| Built 2020 or later | 3.9% ±3.4 pts | 4.7% |
| Built 2010 to 2019 | 3.7% ±2.8 pts | 13.2% |
| Built 1939 or earlier | 0.0% ±2.6 pts | 2.6% |
| Households with no vehicle | 0.6% ±0.9 pts | 5.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 123.04 get to work?
64.0% of Census Tract 123.04's workers drive alone and 17.6% work from home. The average trip to work takes 31.3 minutes. The unemployment rate in 2020-2024 averaged 8.5%.
| Measure | Tract 123.04 | Polk County |
|---|---|---|
| In the labor force (age 16+) | 67.2% ±4.5 pts | 58.0% |
| Unemployment rate | 8.5% ±4.3 pts | 4.8% |
| Drove alone to work | 64.0% ±6.0 pts | 75.0% |
| Carpooled | 13.5% ±4.5 pts | 8.8% |
| Public transportation | 0.0% ±1.9 pts | 0.4% |
| Walked | 2.6% ±2.9 pts | 1.1% |
| Worked from home | 17.6% ±6.6 pts | 12.4% |
| Mean travel time to work | 31.3 min ±3.8 | 30.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 123.04 compare with the other tracts in Polk County?
Among Polk County's tracts with a reliable estimate, Census Tract 123.04 ranks as shown below (1 = highest).
| Measure | In Polk County |
|---|---|
| Population | 39th of 173 |
| Residents per square mile | 94th of 174 |
| Median household income | 6th of 171 |
| Per capita income | 21st of 173 |
| Median home value | 9th of 163 |
| Median gross rent | 34th of 163 |
| Poverty rate | 106th of 128 |
| Bachelor's degree or higher | 34th of 164 |
| Median age | 54th of 173 |
| Owner-occupied share | 42nd of 172 |
The tracts next to it on Polk County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 106.03 | 3rd | $116,667±$19,649 · within the margin of this tract |
| Tract 119.09 | 4th | $114,821±$21,861 · within the margin of this tract |
| Tract 119.11 | 5th | $110,237±$19,678 · within the margin of this tract |
| Tract 123.04 | 6th | $109,318±$20,981 |
| Tract 118.35 | 7th | $108,542±$12,400 · within the margin of this tract |
| Tract 131.01 | 8th | $108,459±$10,634 · within the margin of this tract |
| Tract 105.01 | 9th | $106,563±$30,148 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 123.04?
1 of the 18 figures for Census Tract 123.04 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections