Census tract · Saginaw County

Census Tract 127, Saginaw County, Michigan

Census Tract 127, GEOID 26145012700, in Saginaw County, Michigan, entirely within Chesaning Township. 4,655 residents in the ACS 2020-2024 5-year estimates (±44); the 2020 Census counted 4,649.

Residents, 2020-2024

4,655

±44 (90% margin)
2020 Census count: 4,649

Median household income

$62,083

±$7,334 (90% margin)
Saginaw County: $60,622

Median home value

$152,300

±$13,538 (90% margin)
Saginaw County: $152,800

Median gross rent

$690

±$67 (90% margin)
Saginaw County: $947

Where is Census Tract 127?

Census Tract 127 is one of 61 census tracts in Saginaw County, Michigan. It covers 32.74 square miles of land, 142 residents per square mile in 2020. Its GEOID, 26145012700, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 127 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Chesaning Township100%
Chesaning53%
Census Tract 127 (marked with a dot) in Saginaw County, Michigan. Boundaries: Census Bureau 2024.
125126129301 127 5 mi
Census Tract 127 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Saginaw County.

4 census tracts border Census Tract 127: Tract 125 ($61,801), Tract 126 ($63,953), Tract 129 ($67,472) and Tract 301 in Shiawassee County ($72,500). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 127?

The 2020-2024 American Community Survey puts Census Tract 127's population at 4,655 (±44) in 1,969 households; the 2020 Census counted 4,649 residents and 2,032 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 127Chesaning TownshipSaginaw CountyMichigan
Total population 4,655 ±44 4,693 188,665 10,077,761
Households 1,969 ±96 1,985 77,958 4,076,369
Average household size 2.32 ±0.11 2.32 2.34 2.42
Housing units 2,059 ±108 2,108 86,208 4,622,236

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 127?

The median resident of Census Tract 127 is 48.9 years old; 18.0% are under 18 and 28.7% are 65 or older. The largest group is non-Hispanic white residents at 89.5%, then Hispanic or Latino residents (of any race) at 4.2%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 127Chesaning TownshipSaginaw CountyMichigan
Median age 48.9 ±5.5 48.9 41.2 40.2
Under 18 years 18.0% ±2.3 pts 18.0% 21.3% 21.2%
65 years and over 28.7% ±4.1 pts 28.5% 20.4% 18.6%
Hispanic or Latino (any race) 4.2% ±2.5 pts 4.1% 9.2% 5.9%
White alone, not Hispanic 89.5% ±4.3 pts 89.5% 67.8% 72.4%
Black or African American alone, not Hispanic 0.9% ±1.5 pts 0.9% 18.1% 13.1%
Asian alone, not Hispanic 1.7% ±2.1 pts 1.7% 1.2% 3.4%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.6 pts 0.0% 0.1% 0.3%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.6 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.4% ±2.3 pts 2.4% 3.4% 4.5%
Some other race alone, not Hispanic 1.4% ±1.9 pts 1.3% 0.2% 0.5%
Born outside the United States 0.7% ±0.6 pts 0.7% 2.4% 7.2%
Speak a language other than English at home (age 5+) 3.0% ±2.3 pts 3.0% 4.6% 10.4%
Civilian veterans (age 18+) 6.7% ±2.5 pts 6.8% 6.6% 5.8%
With a disability 20.1% ±5.2 pts 20.1% 17.4% 14.3%
No health insurance coverage 3.5% ±1.8 pts 3.6% 4.5% 4.9%
High school graduate or higher (age 25+) 91.9% ±4.0 pts 92.0% 91.6% 92.1%
Bachelor's degree or higher (age 25+) 15.1% ±3.6 pts 15.3% 24.4% 32.4%
Graduate or professional degree (age 25+) 6.6% ±1.8 pts 6.5% 8.8% 12.7%
Lived in the same house a year earlier 93.6% ±3.8 pts 93.6% 90.1% 88.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 127 earn?

Half of the 1,969 households in Census Tract 127 earn less than $62,083 a year (±$7,334), against $60,622 across Saginaw County: 27th highest of the county's 59 tracts with a reliable estimate. 11.4% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 127Chesaning TownshipSaginaw CountyMichigan
Median household income $62,083 ±$7,334 $62,434 $60,622 $72,875
Mean household income $76,154 ±$8,269 $76,290 $82,545 $98,700
Per capita income $32,926 ±$3,475 $32,976 $34,578 $40,735
People below the poverty line 11.4% ±4.1 pts 11.3% 18.2% 13.2%
Children under 18 below the poverty line 5.3% ±4.5 pts 5.2% 27.2% 17.6%
Households receiving SNAP 12.4% ±4.8 pts 12.3% 19.6% 13.5%
Households with a computer 94.6% ±2.9 pts 94.7% 94.4% 95.1%
Households with a broadband subscription 92.4% ±3.4 pts 92.4% 89.0% 90.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 127?

Owners occupy 80.1% of Census Tract 127's occupied homes and renters 19.9%. The median owner-occupied home is valued at $152,300 by its owner (±$13,538). The median renter pays $690 a month including utilities, and 26.5% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 127Chesaning TownshipSaginaw CountyMichigan
Median home value (owner-occupied) $152,300 ±$13,538 $152,100 $152,800 $231,600
Median gross rent $690 ±$67 $690 $947 $1,129
Renters paying 35% or more of income on rent 26.5% ±14.9 pts 26.5% 45.6% 41.4%
Median monthly owner costs, with a mortgage $1,211 ±$78 $1,211 $1,277 $1,569
Owner-occupied homes 80.1% ±5.3 pts 80.3% 74.1% 73.2%
Renter-occupied homes 19.9% ±5.3 pts 19.7% 25.9% 26.8%
Housing units 2,059 ±108 2,108 86,208 4,622,236
Single-family detached homes 84.7% ±3.8 pts 85.1% 75.7% 72.0%
Mobile homes 1.7% ±1.4 pts 1.6% 3.8% 5.0%
Built 2020 or later 0.0% ±1.4 pts 0.0% 0.6% 1.0%
Built 2010 to 2019 3.3% ±2.2 pts 3.2% 3.3% 4.9%
Built 1939 or earlier 23.3% ±6.3 pts 22.8% 16.7% 14.6%
Households with no vehicle 6.1% ±3.4 pts 6.1% 7.0% 7.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 127 get to work?

82.4% of Census Tract 127's workers drive alone. The average trip to work takes 24.1 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 127Chesaning TownshipSaginaw CountyMichigan
In the labor force (age 16+) 51.2% ±6.5 pts 51.6% 57.2% 61.3%
Unemployment rate 3.6% ±2.4 pts 3.5% 6.4% 5.7%
Drove alone to work 82.4% ±5.7 pts 82.1% 77.7% 74.3%
Carpooled 7.8% ±5.1 pts 7.9% 8.7% 7.9%
Public transportation 0.0% ±1.6 pts 0.0% 0.3% 0.9%
Walked 2.5% ±1.7 pts 2.5% 2.2% 2.0%
Worked from home 4.8% ±3.7 pts 4.7% 10.0% 13.5%
Mean travel time to work 24.1 min ±3.6 24.1 min 22.4 min 24.2 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 127 compare with the other tracts in Saginaw County?

Among Saginaw County's tracts with a reliable estimate, Census Tract 127 ranks as shown below (1 = highest).

Census Tract 127's rank among the tracts of Saginaw County
MeasureIn Saginaw County
Population8th of 61
Residents per square mile48th of 61
Median household income27th of 59
Per capita income30th of 61
Median home value28th of 59
Median gross rent50th of 55
Poverty rate34th of 53
Bachelor's degree or higher37th of 54
Median age12th of 61
Owner-occupied share32nd of 61

The tracts next to it on Saginaw County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 12924th$67,472±$6,302 · within the margin of this tract4,297
Tract 104.0225th$64,353±$12,139 · within the margin of this tract6,118
Tract 12626th$63,953±$11,030 · within the margin of this tract3,269
Tract 12727th$62,083±$7,3344,655
Tract 12528th$61,801±$3,848 · within the margin of this tract3,864
Tract 11829th$61,518±$2,833 · within the margin of this tract1,986
Tract 104.0130th$61,400±$11,472 · within the margin of this tract2,599

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 127?

3 of the 18 figures for Census Tract 127 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections