Census tract · Cumberland County
Census Tract 132, Cumberland County, Pennsylvania
Census Tract 132, GEOID 42041013200, in Cumberland County, Pennsylvania, mostly within Shippensburg (98% of its census blocks). 4,392 residents in the ACS 2020-2024 5-year estimates (±32); the 2020 Census counted 4,334.
Residents, 2020-2024
4,392
±32 (90% margin)
2020 Census count: 4,334
Median household income
$45,610
±$9,824 (90% margin)
Cumberland County: $87,494
Median home value
$197,200
±$43,483 (90% margin)
Cumberland County: $277,600
Median gross rent
$897
±$204 (90% margin)
Cumberland County: $1,249
Where is Census Tract 132?
Census Tract 132 is one of 55 census tracts in Cumberland County, Pennsylvania. It covers 1.35 square miles of land, 3,206 residents per square mile in 2020. Its GEOID, 42041013200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Shippensburg | 98% |
| Shippensburg Township | 2% |
5 census tracts border Census Tract 132: Tract 131.03 ($80,443), Tract 131.04 ($41,875), Tract 131.05 ($80,881), Tract 103.01 in Franklin County ($77,479) and Tract 103.02 in Franklin County ($66,933). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 132?
The 2020-2024 American Community Survey puts Census Tract 132's population at 4,392 (±32) in 2,177 households; the 2020 Census counted 4,334 residents and 2,253 housing units.
| Measure | Tract 132 | Shippensburg |
|---|---|---|
| Total population | 4,392 ±32 | 5,620 |
| Households | 2,177 ±254 | 2,791 |
| Average household size | 1.99 ±0.23 | 1.99 |
| Housing units | 2,272 ±266 | 2,936 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 132?
The median resident of Census Tract 132 is 34.2 years old; 22.3% are under 18 and 20.3% are 65 or older. The largest group is non-Hispanic white residents at 92.9%, then non-Hispanic Black residents at 4.3%.
| Measure | Tract 132 | Shippensburg |
|---|---|---|
| Median age | 34.2 ±1.1 | 34.9 |
| Under 18 years | 22.3% ±4.0 pts | 20.6% |
| 65 years and over | 20.3% ±6.4 pts | 21.4% |
| Hispanic or Latino (any race) | 0.4% ±0.6 pts | 0.3% |
| White alone, not Hispanic | 92.9% ±6.8 pts | 92.1% |
| Black or African American alone, not Hispanic | 4.3% ±4.4 pts | 3.8% |
| Asian alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 2.4% ±2.7 pts | 3.9% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Born outside the United States | 3.7% ±3.2 pts | 3.3% |
| Speak a language other than English at home (age 5+) | 3.4% ±3.3 pts | 2.6% |
| Civilian veterans (age 18+) | 14.4% ±7.9 pts | 13.1% |
| With a disability | 19.6% ±6.1 pts | 17.0% |
| No health insurance coverage | 4.7% ±3.3 pts | 4.4% |
| High school graduate or higher (age 25+) | 89.8% ±4.7 pts | 90.7% |
| Bachelor's degree or higher (age 25+) | 26.4% ±8.2 pts | 35.0% |
| Graduate or professional degree (age 25+) | 13.8% ±6.9 pts | 18.1% |
| Lived in the same house a year earlier | 84.8% ±8.1 pts | 88.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 132 earn?
Half of the 2,177 households in Census Tract 132 earn less than $45,610 a year (±$9,824), against $87,494 across Cumberland County: 50th highest of the county's 53 tracts with a reliable estimate. 10.8% of residents live below the poverty line.
| Measure | Tract 132 | Shippensburg |
|---|---|---|
| Median household income | $45,610 ±$9,824 | $51,503 |
| Mean household income | $61,532 ±$12,184 | $68,046 |
| Per capita income | $31,405 ±$6,448 | $34,589 |
| People below the poverty line | 10.8% ±4.8 pts | 10.8% |
| Children under 18 below the poverty line | 0.0% ±3.4 pts | 0.0% |
| Households receiving SNAP | 18.3% ±9.1 pts | 17.4% |
| Households with a computer | 79.7% ±12.3 pts | 83.5% |
| Households with a broadband subscription | 78.3% ±12.2 pts | 82.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 132?
Owners occupy 32.6% of Census Tract 132's occupied homes and renters 67.4%. The median owner-occupied home is valued at $197,200 by its owner (±$43,483). The median renter pays $897 a month including utilities, and 35.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 132 | Shippensburg |
|---|---|---|
| Median home value (owner-occupied) | $197,200 ±$43,483 | $177,700 |
| Median gross rent | $897 ±$204 | $891 |
| Renters paying 35% or more of income on rent | 35.4% ±14.3 pts | 33.5% |
| Median monthly owner costs, with a mortgage | $1,406 ±$149 | $1,298 |
| Owner-occupied homes | 32.6% ±11.1 pts | 44.2% |
| Renter-occupied homes | 67.4% ±11.1 pts | 55.8% |
| Housing units | 2,272 ±266 | 2,936 |
| Single-family detached homes | 32.7% ±8.8 pts | 44.2% |
| Mobile homes | 0.0% ±1.4 pts | 0.0% |
| Built 2020 or later | 1.0% ±1.7 pts | 0.8% |
| Built 2010 to 2019 | 1.5% ±1.9 pts | 1.2% |
| Built 1939 or earlier | 33.6% ±11.4 pts | 27.4% |
| Households with no vehicle | 13.6% ±6.6 pts | 11.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 132 get to work?
54.8% of Census Tract 132's workers drive alone and 11.7% work from home. The average trip to work takes 22.1 minutes.
| Measure | Tract 132 | Shippensburg |
|---|---|---|
| In the labor force (age 16+) | 62.6% ±8.2 pts | 60.9% |
| Unemployment rate | 4.9% ±3.4 pts | 3.9% |
| Drove alone to work | 54.8% ±14.3 pts | 58.8% |
| Carpooled | 13.1% ±7.9 pts | 13.1% |
| Public transportation | 0.0% ±1.5 pts | 0.0% |
| Walked | 16.6% ±12.2 pts | 14.4% |
| Worked from home | 11.7% ±6.8 pts | 10.3% |
| Mean travel time to work | 22.1 min ±3.7 | 19.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 132 compare with the other tracts in Cumberland County?
Among Cumberland County's tracts with a reliable estimate, Census Tract 132 ranks as shown below (1 = highest).
| Measure | In Cumberland County |
|---|---|
| Population | 34th of 55 |
| Residents per square mile | 19th of 55 |
| Median household income | 50th of 53 |
| Per capita income | 48th of 55 |
| Median home value | 46th of 52 |
| Median gross rent | 49th of 52 |
| Poverty rate | 16th of 29 |
| Bachelor's degree or higher | 44th of 54 |
| Median age | 48th of 55 |
| Owner-occupied share | 50th of 53 |
The tracts next to it on Cumberland County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 129 | 47th | $59,087±$9,801 · within the margin of this tract |
| Tract 121 | 48th | $55,789±$12,772 · within the margin of this tract |
| Tract 110.02 | 49th | $55,765±$8,419 · within the margin of this tract |
| Tract 132 | 50th | $45,610±$9,824 |
| Tract 123 | 51st | $42,059±$10,935 · within the margin of this tract |
| Tract 131.04 | 52nd | $41,875±$23,328 · within the margin of this tract |
| Tract 122 | 53rd | $36,695±$3,671 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 132?
3 of the 18 figures for Census Tract 132 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections