Census tract · San Diego County
Census Tract 198.05, San Diego County, California
Census Tract 198.05, GEOID 06073019805, in San Diego County, California, mostly within Oceanside (88% of its census blocks). 4,245 residents in the ACS 2020-2024 5-year estimates (±672); the 2020 Census counted 4,138.
Residents, 2020-2024
4,245
±672 (90% margin)
2020 Census count: 4,138
Median household income
$87,868
±$24,003 (90% margin)
San Diego County: $106,268
Median home value
$632,200
±$56,567 (90% margin)
San Diego County: $854,700
Median gross rent
$2,178
±$221 (90% margin)
San Diego County: $2,246
Where is Census Tract 198.05?
Census Tract 198.05 is one of 737 census tracts in San Diego County, California. It covers 0.56 square miles of land, 7,376 residents per square mile in 2020. Its GEOID, 06073019805, names it uniquely (how tract numbers and GEOIDs work).
6 census tracts border Census Tract 198.05: Tract 185.18 ($105,990), Tract 185.19 ($82,363), Tract 197.01 ($89,417), Tract 198.03 ($109,795), Tract 198.09 ($133,323) and Tract 198.10 ($133,822). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 198.05?
The 2020-2024 American Community Survey puts Census Tract 198.05's population at 4,245 (±672) in 1,395 households; the 2020 Census counted 4,138 residents and 1,534 housing units.
| Measure | Tract 198.05 | Oceanside |
|---|---|---|
| Total population | 4,245±672 | 172,242 |
| Households | 1,395±179 | 61,947 |
| Average household size | 2.92±0.30 | 2.75 |
| Housing units | 1,511±162 | 66,997 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 198.05?
The median resident of Census Tract 198.05 is 37.0 years old; 20.8% are under 18 and 24.6% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 43.0%, then non-Hispanic white residents at 38.3%. 21.3% of residents were born outside the United States.
| Measure | Tract 198.05 | Oceanside |
|---|---|---|
| Median age | 37.0±5.9 | 38.9 |
| Under 18 years | 20.8%±2.7 pts | 20.2% |
| 65 years and over | 24.6%±5.4 pts | 17.0% |
| Hispanic or Latino (any race) | 43.0%±8.9 pts | 37.5% |
| White alone, not Hispanic | 38.3%±8.0 pts | 42.6% |
| Black or African American alone, not Hispanic | 1.6%±1.1 pts | 4.2% |
| Asian alone, not Hispanic | 11.0%±9.6 pts | 8.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.0 pts | 0.5% |
| Two or more races, not Hispanic | 5.8%±3.2 pts | 6.3% |
| Some other race alone, not Hispanic | 0.2%±0.3 pts | 0.6% |
| Born outside the United States | 21.3%±6.7 pts | 21.7% |
| Speak a language other than English at home (age 5+) | 47.2%±9.1 pts | 34.2% |
| Civilian veterans (age 18+) | 4.6%±3.1 pts | 8.8% |
| With a disability | 17.0%±3.9 pts | 12.4% |
| No health insurance coverage | 5.1%±1.9 pts | 8.3% |
| High school graduate or higher (age 25+) | 86.9%±4.5 pts | 86.7% |
| Bachelor's degree or higher (age 25+) | 28.0%±5.6 pts | 36.2% |
| Graduate or professional degree (age 25+) | 5.4%±2.2 pts | 12.9% |
| Lived in the same house a year earlier | 82.9%±11.6 pts | 87.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 198.05 earn?
Half of the 1,395 households in Census Tract 198.05 earn less than $87,868 a year (±$24,003), against $106,268 across San Diego County: 499th highest of the county's 725 tracts with a reliable estimate. 5.4% of residents live below the poverty line.
| Measure | Tract 198.05 | Oceanside |
|---|---|---|
| Median household income | $87,868±$24,003 | $97,737 |
| Mean household income | $102,789±$18,516 | $121,802 |
| Per capita income | $34,288±$6,298 | $44,943 |
| People below the poverty line | 5.4%±2.3 pts | 8.3% |
| Children under 18 below the poverty line | 1.0%±3.0 pts | 8.7% |
| Households receiving SNAP | 23.8%±9.8 pts | 9.2% |
| Households with a computer | 93.5%±4.3 pts | 98.1% |
| Households with a broadband subscription | 88.0%±5.5 pts | 95.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 198.05?
Owners occupy 49.5% of Census Tract 198.05's occupied homes and renters 50.5%. The median owner-occupied home is valued at $632,200 by its owner (±$56,567). The median renter pays $2,178 a month including utilities, and 44.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 198.05 | Oceanside |
|---|---|---|
| Median home value (owner-occupied) | $632,200±$56,567 | $770,300 |
| Median gross rent | $2,178±$221 | $2,303 |
| Renters paying 35% or more of income on rent | 44.8%±13.4 pts | 48.8% |
| Median monthly owner costs, with a mortgage | $2,337±$653 | $2,907 |
| Owner-occupied homes | 49.5%±11.1 pts | 58.3% |
| Renter-occupied homes | 50.5%±11.1 pts | 41.7% |
| Housing units | 1,511±162 | 66,997 |
| Single-family detached homes | 34.5%±7.8 pts | 51.2% |
| Mobile homes | 6.9%±3.4 pts | 4.4% |
| Built 2020 or later | 0.3%±0.6 pts | 1.0% |
| Built 2010 to 2019 | 7.5%±4.3 pts | 5.4% |
| Built 1939 or earlier | 0.0%±2.8 pts | 1.7% |
| Households with no vehicle | 13.1%±4.2 pts | 4.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 198.05 get to work?
72.9% of Census Tract 198.05's workers drive alone and 6.9% work from home. The average trip to work takes 26.5 minutes. The unemployment rate in 2020-2024 averaged 8.7%.
| Measure | Tract 198.05 | Oceanside |
|---|---|---|
| In the labor force (age 16+) | 57.5%±5.5 pts | 66.2% |
| Unemployment rate | 8.7%±5.3 pts | 5.3% |
| Drove alone to work | 72.9%±10.3 pts | 70.3% |
| Carpooled | 14.3%±8.0 pts | 7.7% |
| Public transportation | 0.0%±2.3 pts | 1.8% |
| Walked | 3.4%±4.2 pts | 1.4% |
| Worked from home | 6.9%±3.5 pts | 16.0% |
| Mean travel time to work | 26.5 min±3.2 | 28.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 198.05 compare with the other tracts in San Diego County?
Among San Diego County's tracts with a reliable estimate, Census Tract 198.05 ranks as shown below (1 = highest).
| Measure | In San Diego County | In Oceanside |
|---|---|---|
| Population | 372nd of 735 | 20th of 44 |
| Residents per square mile | 305th of 736 | 16th of 44 |
| Median household income | 499th of 725 | 27th of 44 |
| Per capita income | 573rd of 734 | 35th of 44 |
| Median home value | 561st of 703 | 37th of 44 |
| Median gross rent | 433rd of 703 | 29th of 43 |
| Poverty rate | 408th of 472 | 26th of 34 |
| Bachelor's degree or higher | 527th of 732 | 33rd of 44 |
| Median age | 438th of 735 | 29th of 44 |
| Owner-occupied share | 435th of 708 | 28th of 44 |
The tracts next to it on San Diego County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 9.02 | 496th | $88,229±$24,765 · within the margin of this tract |
| Tract 85.05 | 497th | $88,184±$16,743 · within the margin of this tract |
| Tract 101.07 | 498th | $88,113±$13,202 · within the margin of this tract |
| Tract 198.05 | 499th | $87,868±$24,003 |
| Tract 168.04 | 500th | $87,841±$14,449 · within the margin of this tract |
| Tract 3.01 | 501st | $87,813±$18,832 · within the margin of this tract |
| Tract 192.10 | 502nd | $87,792±$14,061 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 198.05?
2 of the 18 figures for Census Tract 198.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections