Census tract · Union County
Census Tract 204.05, Union County, North Carolina
Census Tract 204.05, GEOID 37179020405, in Union County, North Carolina, entirely within Monroe. 1,969 residents in the ACS 2020-2024 5-year estimates (±243); the 2020 Census counted 2,007.
Residents, 2020-2024
1,969
±243 (90% margin)
2020 Census count: 2,007
Median household income
$54,707
±$7,789 (90% margin)
Union County: $102,900
Median home value
$229,300
±$23,825 (90% margin)
Union County: $417,300
Median gross rent
$1,168
±$88 (90% margin)
Union County: $1,496
Where is Census Tract 204.05?
Census Tract 204.05 is one of 48 census tracts in Union County, North Carolina. It covers 1.70 square miles of land, 1,184 residents per square mile in 2020. Its GEOID, 37179020405, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Monroe | 100% |
4 census tracts border Census Tract 204.05: Tract 203.07 ($82,666), Tract 204.01 ($89,853), Tract 204.03 ($91,402) and Tract 204.06 ($43,797). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 204.05?
The 2020-2024 American Community Survey puts Census Tract 204.05's population at 1,969 (±243) in 863 households; the 2020 Census counted 2,007 residents and 962 housing units.
| Measure | Tract 204.05 | Monroe |
|---|---|---|
| Total population | 1,969 ±243 | 36,759 |
| Households | 863 ±114 | 12,620 |
| Average household size | 2.28 ±0.26 | 2.86 |
| Housing units | 958 ±156 | 13,469 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 204.05?
The median resident of Census Tract 204.05 is 35.7 years old; 21.7% are under 18 and 10.2% are 65 or older. The largest group is non-Hispanic white residents at 51.9%, then Hispanic or Latino residents (of any race) at 27.0%. 18.2% of residents were born outside the United States.
| Measure | Tract 204.05 | Monroe |
|---|---|---|
| Median age | 35.7 ±2.0 | 35.5 |
| Under 18 years | 21.7% ±5.9 pts | 24.5% |
| 65 years and over | 10.2% ±4.0 pts | 14.9% |
| Hispanic or Latino (any race) | 27.0% ±12.6 pts | 30.9% |
| White alone, not Hispanic | 51.9% ±13.8 pts | 43.7% |
| Black or African American alone, not Hispanic | 17.1% ±9.2 pts | 19.7% |
| Asian alone, not Hispanic | 0.0% ±2.1 pts | 1.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.1 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Two or more races, not Hispanic | 4.0% ±3.9 pts | 3.7% |
| Some other race alone, not Hispanic | 0.0% ±2.1 pts | 0.8% |
| Born outside the United States | 18.2% ±7.6 pts | 17.8% |
| Speak a language other than English at home (age 5+) | 24.5% ±11.0 pts | 29.3% |
| Civilian veterans (age 18+) | 8.6% ±6.9 pts | 5.8% |
| With a disability | 17.1% ±7.0 pts | 12.9% |
| No health insurance coverage | 18.0% ±8.3 pts | 16.3% |
| High school graduate or higher (age 25+) | 79.8% ±7.9 pts | 82.6% |
| Bachelor's degree or higher (age 25+) | 11.4% ±5.7 pts | 24.1% |
| Graduate or professional degree (age 25+) | 5.1% ±3.1 pts | 7.9% |
| Lived in the same house a year earlier | 87.5% ±7.8 pts | 91.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 204.05 earn?
Half of the 863 households in Census Tract 204.05 earn less than $54,707 a year (±$7,789), against $102,900 across Union County: 47th highest of the county's 48 tracts with a reliable estimate. 24.2% of residents live below the poverty line.
| Measure | Tract 204.05 | Monroe |
|---|---|---|
| Median household income | $54,707 ±$7,789 | $72,540 |
| Mean household income | $59,167 ±$8,293 | $88,429 |
| Per capita income | $26,337 ±$3,347 | $31,089 |
| People below the poverty line | 24.2% ±11.6 pts | 13.3% |
| Children under 18 below the poverty line | 26.2% ±18.3 pts | 18.9% |
| Households receiving SNAP | 15.1% ±9.5 pts | 14.7% |
| Households with a computer | 97.7% ±2.0 pts | 94.7% |
| Households with a broadband subscription | 96.9% ±2.3 pts | 92.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 204.05?
Owners occupy 29.1% of Census Tract 204.05's occupied homes and renters 70.9%. The median owner-occupied home is valued at $229,300 by its owner (±$23,825). The median renter pays $1,168 a month including utilities, and 45.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 204.05 | Monroe |
|---|---|---|
| Median home value (owner-occupied) | $229,300 ±$23,825 | $309,100 |
| Median gross rent | $1,168 ±$88 | $1,246 |
| Renters paying 35% or more of income on rent | 45.3% ±12.7 pts | 40.9% |
| Median monthly owner costs, with a mortgage | $1,424 ±$171 | $1,615 |
| Owner-occupied homes | 29.1% ±9.4 pts | 61.6% |
| Renter-occupied homes | 70.9% ±9.4 pts | 38.4% |
| Housing units | 958 ±156 | 13,469 |
| Single-family detached homes | 35.3% ±8.7 pts | 71.3% |
| Mobile homes | 1.3% ±1.9 pts | 2.5% |
| Built 2020 or later | 0.6% ±1.1 pts | 4.2% |
| Built 2010 to 2019 | 2.0% ±2.3 pts | 7.7% |
| Built 1939 or earlier | 1.6% ±1.8 pts | 6.9% |
| Households with no vehicle | 5.9% ±3.9 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 204.05 get to work?
77.4% of Census Tract 204.05's workers drive alone. The average trip to work takes 23.5 minutes.
| Measure | Tract 204.05 | Monroe |
|---|---|---|
| In the labor force (age 16+) | 71.4% ±6.5 pts | 64.2% |
| Unemployment rate | 0.0% ±3.7 pts | 4.6% |
| Drove alone to work | 77.4% ±9.8 pts | 75.1% |
| Carpooled | 19.7% ±9.1 pts | 14.8% |
| Public transportation | 0.0% ±3.8 pts | 0.0% |
| Walked | 0.0% ±3.8 pts | 0.7% |
| Worked from home | 2.9% ±3.5 pts | 7.5% |
| Mean travel time to work | 23.5 min ±3.8 | 30.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 204.05 compare with the other tracts in Union County?
Among Union County's tracts with a reliable estimate, Census Tract 204.05 ranks as shown below (1 = highest).
| Measure | In Union County | In Monroe |
|---|---|---|
| Population | 48th of 48 | 8th of 8 |
| Residents per square mile | 19th of 48 | 3rd of 8 |
| Median household income | 47th of 48 | 7th of 8 |
| Per capita income | 46th of 48 | 7th of 8 |
| Median home value | 45th of 48 | 7th of 8 |
| Median gross rent | 35th of 41 | 7th of 8 |
| Poverty rate | 1st of 24 | 1st of 7 |
| Bachelor's degree or higher | 47th of 47 | 7th of 7 |
| Median age | 40th of 48 | 6th of 8 |
| Owner-occupied share | 48th of 48 | 8th of 8 |
The tracts next to it on Union County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 206.02 | 44th | $66,350±$21,213 · within the margin of this tract |
| Tract 208 | 45th | $62,881±$13,000 · within the margin of this tract |
| Tract 207.02 | 46th | $59,625±$15,377 · within the margin of this tract |
| Tract 204.05 | 47th | $54,707±$7,789 |
| Tract 204.06 | 48th | $43,797±$3,463 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 204.05?
2 of the 18 figures for Census Tract 204.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections