Census tract · Montgomery County
Census Tract 207, Montgomery County, Ohio
Census Tract 207, GEOID 39113020700, in Montgomery County, Ohio, entirely within Kettering. 3,188 residents in the ACS 2020-2024 5-year estimates (±458); the 2020 Census counted 3,167.
Residents, 2020-2024
3,188
±458 (90% margin)
2020 Census count: 3,167
Median household income
$83,931
±$10,757 (90% margin)
Montgomery County: $66,139
Median home value
$202,000
±$14,462 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,227
±$122 (90% margin)
Montgomery County: $1,026
Where is Census Tract 207?
Census Tract 207 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.67 square miles of land, 4,748 residents per square mile in 2020. Its GEOID, 39113020700, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Kettering | 100% |
5 census tracts border Census Tract 207: Tract 203 ($105,600), Tract 205 ($42,788), Tract 206.01 ($76,406), Tract 208 ($79,838) and Tract 215.02 ($59,650). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 207?
The 2020-2024 American Community Survey puts Census Tract 207's population at 3,188 (±458) in 1,559 households; the 2020 Census counted 3,167 residents and 1,637 housing units.
| Measure | Tract 207 | Kettering |
|---|---|---|
| Total population | 3,188 ±458 | 57,206 |
| Households | 1,559 ±210 | 25,987 |
| Average household size | 2.04 ±0.14 | 2.18 |
| Housing units | 1,602 ±193 | 27,191 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 207?
The median resident of Census Tract 207 is 33.0 years old; 17.3% are under 18 and 16.6% are 65 or older. The largest group is non-Hispanic white residents at 90.2%, then non-Hispanic Black residents at 4.4%.
| Measure | Tract 207 | Kettering |
|---|---|---|
| Median age | 33.0 ±3.5 | 38.5 |
| Under 18 years | 17.3% ±3.4 pts | 20.9% |
| 65 years and over | 16.6% ±3.4 pts | 19.7% |
| Hispanic or Latino (any race) | 0.8% ±1.1 pts | 3.7% |
| White alone, not Hispanic | 90.2% ±3.7 pts | 83.1% |
| Black or African American alone, not Hispanic | 4.4% ±2.5 pts | 6.0% |
| Asian alone, not Hispanic | 0.4% ±0.5 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 4.4% ±2.2 pts | 5.0% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.5% |
| Born outside the United States | 1.9% ±1.3 pts | 5.4% |
| Speak a language other than English at home (age 5+) | 2.0% ±1.6 pts | 6.4% |
| Civilian veterans (age 18+) | 6.2% ±3.1 pts | 8.8% |
| With a disability | 9.8% ±3.7 pts | 13.1% |
| No health insurance coverage | 9.5% ±4.8 pts | 5.6% |
| High school graduate or higher (age 25+) | 99.8% ±0.4 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 52.2% ±7.7 pts | 41.7% |
| Graduate or professional degree (age 25+) | 21.2% ±5.4 pts | 16.8% |
| Lived in the same house a year earlier | 84.4% ±7.9 pts | 86.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 207 earn?
Half of the 1,559 households in Census Tract 207 earn less than $83,931 a year (±$10,757), against $66,139 across Montgomery County: 41st highest of the county's 148 tracts with a reliable estimate. 6.5% of residents live below the poverty line.
| Measure | Tract 207 | Kettering |
|---|---|---|
| Median household income | $83,931 ±$10,757 | $74,681 |
| Mean household income | $86,304 ±$7,270 | $94,283 |
| Per capita income | $42,662 ±$3,734 | $43,234 |
| People below the poverty line | 6.5% ±3.4 pts | 8.3% |
| Children under 18 below the poverty line | 5.0% ±7.6 pts | 8.8% |
| Households receiving SNAP | 3.8% ±2.1 pts | 7.5% |
| Households with a computer | 99.1% ±1.3 pts | 96.4% |
| Households with a broadband subscription | 96.1% ±2.4 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 207?
Owners occupy 67.4% of Census Tract 207's occupied homes and renters 32.6%. The median owner-occupied home is valued at $202,000 by its owner (±$14,462). The median renter pays $1,227 a month including utilities, and 37.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 207 | Kettering |
|---|---|---|
| Median home value (owner-occupied) | $202,000 ±$14,462 | $208,500 |
| Median gross rent | $1,227 ±$122 | $1,051 |
| Renters paying 35% or more of income on rent | 37.4% ±13.6 pts | 36.8% |
| Median monthly owner costs, with a mortgage | $1,459 ±$112 | $1,467 |
| Owner-occupied homes | 67.4% ±7.3 pts | 64.9% |
| Renter-occupied homes | 32.6% ±7.3 pts | 35.1% |
| Housing units | 1,602 ±193 | 27,191 |
| Single-family detached homes | 76.7% ±6.0 pts | 68.7% |
| Mobile homes | 0.0% ±2.3 pts | 0.4% |
| Built 2020 or later | 0.0% ±2.3 pts | 0.2% |
| Built 2010 to 2019 | 0.0% ±2.3 pts | 0.9% |
| Built 1939 or earlier | 0.6% ±1.0 pts | 5.6% |
| Households with no vehicle | 0.0% ±2.4 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 207 get to work?
78.5% of Census Tract 207's workers drive alone and 18.0% work from home. The average trip to work takes 17.2 minutes.
| Measure | Tract 207 | Kettering |
|---|---|---|
| In the labor force (age 16+) | 75.3% ±5.8 pts | 66.3% |
| Unemployment rate | 1.4% ±1.2 pts | 3.8% |
| Drove alone to work | 78.5% ±7.6 pts | 76.3% |
| Carpooled | 3.0% ±2.4 pts | 8.2% |
| Public transportation | 0.0% ±1.9 pts | 0.9% |
| Walked | 0.0% ±1.9 pts | 1.2% |
| Worked from home | 18.0% ±7.8 pts | 12.6% |
| Mean travel time to work | 17.2 min ±3.3 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 207 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 207 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Kettering |
|---|---|---|
| Population | 72nd of 155 | 3rd of 23 |
| Residents per square mile | 25th of 156 | 5th of 23 |
| Median household income | 41st of 148 | 6th of 23 |
| Per capita income | 43rd of 155 | 9th of 23 |
| Median home value | 54th of 150 | 11th of 23 |
| Median gross rent | 29th of 145 | 4th of 21 |
| Poverty rate | 99th of 112 | 11th of 14 |
| Bachelor's degree or higher | 15th of 142 | 4th of 23 |
| Median age | 133rd of 154 | 20th of 23 |
| Owner-occupied share | 71st of 153 | 15th of 23 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 216.02 | 38th | $85,979±$5,529 · within the margin of this tract |
| Tract 802 | 39th | $85,875±$38,903 · within the margin of this tract |
| Tract 219 | 40th | $85,417±$6,908 · within the margin of this tract |
| Tract 207 | 41st | $83,931±$10,757 |
| Tract 505.03 | 42nd | $83,694±$11,753 · within the margin of this tract |
| Tract 404.05 | 43rd | $81,891±$8,231 · within the margin of this tract |
| Tract 1002.03 | 44th | $80,611±$4,153 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 207?
2 of the 18 figures for Census Tract 207 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections