Census tract · Montgomery County
Census Tract 208, Montgomery County, Ohio
Census Tract 208, GEOID 39113020800, in Montgomery County, Ohio, entirely within Kettering. 2,618 residents in the ACS 2020-2024 5-year estimates (±457); the 2020 Census counted 2,466.
Residents, 2020-2024
2,618
±457 (90% margin)
2020 Census count: 2,466
Median household income
$79,838
±$3,041 (90% margin)
Montgomery County: $66,139
Median home value
$246,300
±$17,671 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,117
±$469 (90% margin)
Montgomery County: $1,026
Where is Census Tract 208?
Census Tract 208 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.61 square miles of land, 4,063 residents per square mile in 2020. Its GEOID, 39113020800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Kettering | 100% |
6 census tracts border Census Tract 208: Tract 102 ($144,455), Tract 203 ($105,600), Tract 207 ($83,931), Tract 209 ($59,623), Tract 210 ($61,125) and Tract 215.02 ($59,650). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 208?
The 2020-2024 American Community Survey puts Census Tract 208's population at 2,618 (±457) in 1,357 households; the 2020 Census counted 2,466 residents and 1,352 housing units.
| Measure | Tract 208 | Kettering |
|---|---|---|
| Total population | 2,618 ±457 | 57,206 |
| Households | 1,357 ±238 | 25,987 |
| Average household size | 1.91 ±0.16 | 2.18 |
| Housing units | 1,449 ±210 | 27,191 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 208?
The median resident of Census Tract 208 is 40.4 years old; 22.9% are under 18 and 28.8% are 65 or older. The largest group is non-Hispanic white residents at 84.6%, then non-Hispanic residents of two or more races at 5.2%. 14.7% of residents were born outside the United States.
| Measure | Tract 208 | Kettering |
|---|---|---|
| Median age | 40.4 ±5.3 | 38.5 |
| Under 18 years | 22.9% ±4.7 pts | 20.9% |
| 65 years and over | 28.8% ±6.0 pts | 19.7% |
| Hispanic or Latino (any race) | 4.4% ±5.2 pts | 3.7% |
| White alone, not Hispanic | 84.6% ±8.6 pts | 83.1% |
| Black or African American alone, not Hispanic | 0.6% ±0.9 pts | 6.0% |
| Asian alone, not Hispanic | 4.4% ±3.2 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Two or more races, not Hispanic | 5.2% ±4.5 pts | 5.0% |
| Some other race alone, not Hispanic | 0.8% ±1.3 pts | 0.5% |
| Born outside the United States | 14.7% ±7.4 pts | 5.4% |
| Speak a language other than English at home (age 5+) | 16.3% ±8.2 pts | 6.4% |
| Civilian veterans (age 18+) | 9.5% ±4.3 pts | 8.8% |
| With a disability | 11.6% ±4.4 pts | 13.1% |
| No health insurance coverage | 5.2% ±4.9 pts | 5.6% |
| High school graduate or higher (age 25+) | 97.8% ±2.5 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 57.7% ±9.1 pts | 41.7% |
| Graduate or professional degree (age 25+) | 24.2% ±6.2 pts | 16.8% |
| Lived in the same house a year earlier | 89.0% ±6.3 pts | 86.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 208 earn?
Half of the 1,357 households in Census Tract 208 earn less than $79,838 a year (±$3,041), against $66,139 across Montgomery County: 46th highest of the county's 148 tracts with a reliable estimate.
| Measure | Tract 208 | Kettering |
|---|---|---|
| Median household income | $79,838 ±$3,041 | $74,681 |
| Mean household income | $93,864 ±$11,323 | $94,283 |
| Per capita income | $49,106 ±$5,462 | $43,234 |
| People below the poverty line | 6.0% ±5.2 pts | 8.3% |
| Children under 18 below the poverty line | 0.0% ±6.1 pts | 8.8% |
| Households receiving SNAP | 2.9% ±2.7 pts | 7.5% |
| Households with a computer | 97.1% ±2.3 pts | 96.4% |
| Households with a broadband subscription | 89.0% ±5.3 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 208?
Owners occupy 58.9% of Census Tract 208's occupied homes and renters 41.1%. The median owner-occupied home is valued at $246,300 by its owner (±$17,671). The median renter pays $1,117 a month including utilities, and 60.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 208 | Kettering |
|---|---|---|
| Median home value (owner-occupied) | $246,300 ±$17,671 | $208,500 |
| Median gross rent | $1,117 ±$469 | $1,051 |
| Renters paying 35% or more of income on rent | 60.2% ±21.7 pts | 36.8% |
| Median monthly owner costs, with a mortgage | $1,827 ±$106 | $1,467 |
| Owner-occupied homes | 58.9% ±10.8 pts | 64.9% |
| Renter-occupied homes | 41.1% ±10.8 pts | 35.1% |
| Housing units | 1,449 ±210 | 27,191 |
| Single-family detached homes | 55.6% ±9.8 pts | 68.7% |
| Mobile homes | 0.0% ±2.6 pts | 0.4% |
| Built 2020 or later | 0.0% ±2.6 pts | 0.2% |
| Built 2010 to 2019 | 0.0% ±2.6 pts | 0.9% |
| Built 1939 or earlier | 7.3% ±8.1 pts | 5.6% |
| Households with no vehicle | 16.7% ±8.2 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 208 get to work?
71.3% of Census Tract 208's workers drive alone and 18.6% work from home. The average trip to work takes 21.1 minutes.
| Measure | Tract 208 | Kettering |
|---|---|---|
| In the labor force (age 16+) | 58.7% ±7.3 pts | 66.3% |
| Unemployment rate | 3.7% ±3.5 pts | 3.8% |
| Drove alone to work | 71.3% ±10.5 pts | 76.3% |
| Carpooled | 5.6% ±6.2 pts | 8.2% |
| Public transportation | 1.3% ±2.0 pts | 0.9% |
| Walked | 0.0% ±3.2 pts | 1.2% |
| Worked from home | 18.6% ±8.4 pts | 12.6% |
| Mean travel time to work | 21.1 min ±6.3 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 208 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 208 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Kettering |
|---|---|---|
| Population | 97th of 155 | 10th of 23 |
| Residents per square mile | 40th of 156 | 9th of 23 |
| Median household income | 46th of 148 | 7th of 23 |
| Per capita income | 24th of 155 | 5th of 23 |
| Median home value | 27th of 150 | 6th of 23 |
| Median gross rent | 52nd of 145 | 9th of 21 |
| Bachelor's degree or higher | 11th of 142 | 3rd of 23 |
| Median age | 72nd of 154 | 10th of 23 |
| Owner-occupied share | 90th of 153 | 17th of 23 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 404.05 | 43rd | $81,891±$8,231 · within the margin of this tract |
| Tract 1002.03 | 44th | $80,611±$4,153 · within the margin of this tract |
| Tract 1002.02 | 45th | $80,531±$16,329 · within the margin of this tract |
| Tract 208 | 46th | $79,838±$3,041 |
| Tract 505.04 | 47th | $79,589±$8,813 · within the margin of this tract |
| Tract 504.01 | 48th | $78,889±$11,986 · within the margin of this tract |
| Tract 403.02 | 49th | $78,720±$12,891 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 208?
4 of the 18 figures for Census Tract 208 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections