Census tract · Montgomery County
Census Tract 212, Montgomery County, Ohio
Census Tract 212, GEOID 39113021200, in Montgomery County, Ohio, entirely within Kettering. 1,787 residents in the ACS 2020-2024 5-year estimates (±227); the 2020 Census counted 1,778.
Residents, 2020-2024
1,787
±227 (90% margin)
2020 Census count: 1,778
Median household income
$72,973
±$2,927 (90% margin)
Montgomery County: $66,139
Median home value
$201,400
±$14,318 (90% margin)
Montgomery County: $180,900
Median gross rent
$689
±$133 (90% margin)
Montgomery County: $1,026
Where is Census Tract 212?
Census Tract 212 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.86 square miles of land, 2,060 residents per square mile in 2020. Its GEOID, 39113021200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Kettering | 100% |
5 census tracts border Census Tract 212: Tract 210 ($61,125), Tract 211 ($60,841), Tract 213.01 ($77,770), Tract 213.02 ($64,508) and Tract 215.01 ($76,208). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 212?
The 2020-2024 American Community Survey puts Census Tract 212's population at 1,787 (±227) in 747 households; the 2020 Census counted 1,778 residents and 842 housing units.
| Measure | Tract 212 | Kettering |
|---|---|---|
| Total population | 1,787±227 | 57,206 |
| Households | 747±62 | 25,987 |
| Average household size | 2.39±0.21 | 2.18 |
| Housing units | 788±69 | 27,191 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 212?
The median resident of Census Tract 212 is 35.8 years old; 28.4% are under 18 and 15.4% are 65 or older. The largest group is non-Hispanic white residents at 77.9%, then non-Hispanic residents of two or more races at 6.9%. 10.5% of residents were born outside the United States.
| Measure | Tract 212 | Kettering |
|---|---|---|
| Median age | 35.8±3.7 | 38.5 |
| Under 18 years | 28.4%±4.8 pts | 20.9% |
| 65 years and over | 15.4%±2.9 pts | 19.7% |
| Hispanic or Latino (any race) | 6.8%±4.9 pts | 3.7% |
| White alone, not Hispanic | 77.9%±9.5 pts | 83.1% |
| Black or African American alone, not Hispanic | 3.4%±5.2 pts | 6.0% |
| Asian alone, not Hispanic | 4.9%±4.0 pts | 1.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±2.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±2.1 pts | 0.0% |
| Two or more races, not Hispanic | 6.9%±3.6 pts | 5.0% |
| Some other race alone, not Hispanic | 0.0%±2.1 pts | 0.5% |
| Born outside the United States | 10.5%±6.2 pts | 5.4% |
| Speak a language other than English at home (age 5+) | 16.4%±9.0 pts | 6.4% |
| Civilian veterans (age 18+) | 9.0%±4.8 pts | 8.8% |
| With a disability | 15.4%±5.6 pts | 13.1% |
| No health insurance coverage | 5.3%±2.6 pts | 5.6% |
| High school graduate or higher (age 25+) | 95.6%±3.1 pts | 95.3% |
| Bachelor's degree or higher (age 25+) | 41.2%±8.6 pts | 41.7% |
| Graduate or professional degree (age 25+) | 18.7%±6.3 pts | 16.8% |
| Lived in the same house a year earlier | 92.3%±4.2 pts | 86.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 212 earn?
Half of the 747 households in Census Tract 212 earn less than $72,973 a year (±$2,927), against $66,139 across Montgomery County: 64th highest of the county's 148 tracts with a reliable estimate.
| Measure | Tract 212 | Kettering |
|---|---|---|
| Median household income | $72,973±$2,927 | $74,681 |
| Mean household income | $87,837±$9,950 | $94,283 |
| Per capita income | $36,617±$5,163 | $43,234 |
| People below the poverty line | 5.9%±4.1 pts | 8.3% |
| Children under 18 below the poverty line | 5.6%±7.8 pts | 8.8% |
| Households receiving SNAP | 6.6%±4.1 pts | 7.5% |
| Households with a computer | 99.5%±0.8 pts | 96.4% |
| Households with a broadband subscription | 97.1%±2.0 pts | 94.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 212?
Owners occupy 79.1% of Census Tract 212's occupied homes and renters 20.9%. The median owner-occupied home is valued at $201,400 by its owner (±$14,318). The median renter pays $689 a month including utilities, and 56.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 212 | Kettering |
|---|---|---|
| Median home value (owner-occupied) | $201,400±$14,318 | $208,500 |
| Median gross rent | $689±$133 | $1,051 |
| Renters paying 35% or more of income on rent | 56.4%±21.3 pts | 36.8% |
| Median monthly owner costs, with a mortgage | $1,421±$92 | $1,467 |
| Owner-occupied homes | 79.1%±6.3 pts | 64.9% |
| Renter-occupied homes | 20.9%±6.3 pts | 35.1% |
| Housing units | 788±69 | 27,191 |
| Single-family detached homes | 83.0%±5.3 pts | 68.7% |
| Mobile homes | 0.0%±4.6 pts | 0.4% |
| Built 2020 or later | 0.0%±4.6 pts | 0.2% |
| Built 2010 to 2019 | 0.6%±0.9 pts | 0.9% |
| Built 1939 or earlier | 3.6%±4.5 pts | 5.6% |
| Households with no vehicle | 12.7%±7.8 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 212 get to work?
81.1% of Census Tract 212's workers drive alone and 9.5% work from home. The average trip to work takes 17.3 minutes.
| Measure | Tract 212 | Kettering |
|---|---|---|
| In the labor force (age 16+) | 69.4%±7.1 pts | 66.3% |
| Unemployment rate | 2.4%±2.3 pts | 3.8% |
| Drove alone to work | 81.1%±7.3 pts | 76.3% |
| Carpooled | 6.4%±4.6 pts | 8.2% |
| Public transportation | 0.8%±1.3 pts | 0.9% |
| Walked | 2.2%±2.1 pts | 1.2% |
| Worked from home | 9.5%±4.1 pts | 12.6% |
| Mean travel time to work | 17.3 min±1.6 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 212 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 212 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Kettering |
|---|---|---|
| Population | 135th of 155 | 20th of 23 |
| Residents per square mile | 99th of 156 | 22nd of 23 |
| Median household income | 64th of 148 | 15th of 23 |
| Per capita income | 70th of 155 | 15th of 23 |
| Median home value | 56th of 150 | 12th of 23 |
| Median gross rent | 142nd of 145 | 21st of 21 |
| Bachelor's degree or higher | 38th of 142 | 10th of 23 |
| Median age | 112th of 154 | 14th of 23 |
| Owner-occupied share | 40th of 153 | 6th of 23 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 216.01 | 61st | $73,750±$12,287 · within the margin of this tract |
| Tract 1003.02 | 62nd | $73,552±$9,795 · within the margin of this tract |
| Tract 204 | 63rd | $73,382±$14,543 · within the margin of this tract |
| Tract 212 | 64th | $72,973±$2,927 |
| Tract 1250 | 65th | $72,921±$12,132 · within the margin of this tract |
| Tract 34.04 | 66th | $72,692±$22,916 · within the margin of this tract |
| Tract 1003.01 | 67th | $71,946±$12,681 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 212?
4 of the 18 figures for Census Tract 212 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections