Census tract · Montgomery County
Census Tract 1003.02, Montgomery County, Ohio
Census Tract 1003.02, GEOID 39113100302, in Montgomery County, Ohio, mostly within Huber Heights (95% of its census blocks). 3,470 residents in the ACS 2020-2024 5-year estimates (±635); the 2020 Census counted 3,308.
Residents, 2020-2024
3,470
±635 (90% margin)
2020 Census count: 3,308
Median household income
$73,552
±$9,795 (90% margin)
Montgomery County: $66,139
Median home value
$139,800
±$5,398 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,273
±$312 (90% margin)
Montgomery County: $1,026
Where is Census Tract 1003.02?
Census Tract 1003.02 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.80 square miles of land, 4,151 residents per square mile in 2020. Its GEOID, 39113100302, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Huber Heights | 95% |
| Dayton | 2% |
| Riverside | 2% |
5 census tracts border Census Tract 1003.02: Tract 903.02 ($58,264), Tract 903.04 ($107,264), Tract 1001.01 ($58,214), Tract 1003.01 ($71,946) and Tract 1004 ($71,736). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 1003.02?
The 2020-2024 American Community Survey puts Census Tract 1003.02's population at 3,470 (±635) in 1,414 households; the 2020 Census counted 3,308 residents and 1,360 housing units.
| Measure | Tract 1003.02 | Huber Heights |
|---|---|---|
| Total population | 3,470 ±635 | 43,455 |
| Households | 1,414 ±308 | 17,761 |
| Average household size | 2.45 ±0.28 | 2.44 |
| Housing units | 1,451 ±301 | 18,487 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 1003.02?
The median resident of Census Tract 1003.02 is 34.1 years old; 27.0% are under 18 and 11.1% are 65 or older. The largest group is non-Hispanic white residents at 65.3%, then non-Hispanic Black residents at 10.9%. 5.8% of residents were born outside the United States.
| Measure | Tract 1003.02 | Huber Heights |
|---|---|---|
| Median age | 34.1 ±3.7 | 38.2 |
| Under 18 years | 27.0% ±5.5 pts | 24.4% |
| 65 years and over | 11.1% ±2.4 pts | 16.1% |
| Hispanic or Latino (any race) | 10.8% ±6.1 pts | 5.5% |
| White alone, not Hispanic | 65.3% ±9.2 pts | 71.0% |
| Black or African American alone, not Hispanic | 10.9% ±6.1 pts | 14.2% |
| Asian alone, not Hispanic | 2.0% ±2.0 pts | 3.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 10.9% ±6.1 pts | 5.5% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.2% |
| Born outside the United States | 5.8% ±3.4 pts | 7.1% |
| Speak a language other than English at home (age 5+) | 9.3% ±5.0 pts | 10.4% |
| Civilian veterans (age 18+) | 12.1% ±4.4 pts | 11.9% |
| With a disability | 15.0% ±5.8 pts | 14.4% |
| No health insurance coverage | 8.3% ±3.7 pts | 5.8% |
| High school graduate or higher (age 25+) | 95.5% ±3.2 pts | 93.2% |
| Bachelor's degree or higher (age 25+) | 20.9% ±7.9 pts | 26.0% |
| Graduate or professional degree (age 25+) | 4.4% ±2.5 pts | 9.9% |
| Lived in the same house a year earlier | 92.7% ±4.1 pts | 89.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 1003.02 earn?
Half of the 1,414 households in Census Tract 1003.02 earn less than $73,552 a year (±$9,795), against $66,139 across Montgomery County: 62nd highest of the county's 148 tracts with a reliable estimate. 10.4% of residents live below the poverty line.
| Measure | Tract 1003.02 | Huber Heights |
|---|---|---|
| Median household income | $73,552 ±$9,795 | $79,131 |
| Mean household income | $72,067 ±$6,152 | $94,395 |
| Per capita income | $27,035 ±$3,505 | $37,881 |
| People below the poverty line | 10.4% ±6.5 pts | 9.6% |
| Children under 18 below the poverty line | 17.4% ±15.6 pts | 13.9% |
| Households receiving SNAP | 7.1% ±5.9 pts | 7.4% |
| Households with a computer | 97.3% ±2.1 pts | 94.6% |
| Households with a broadband subscription | 91.2% ±5.8 pts | 93.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 1003.02?
Owners occupy 85.4% of Census Tract 1003.02's occupied homes and renters 14.6%. The median owner-occupied home is valued at $139,800 by its owner (±$5,398). The median renter pays $1,273 a month including utilities.
| Measure | Tract 1003.02 | Huber Heights |
|---|---|---|
| Median home value (owner-occupied) | $139,800 ±$5,398 | $177,300 |
| Median gross rent | $1,273 ±$312 | $1,258 |
| Renters paying 35% or more of income on rent | 10.0% ±11.1 pts | 32.2% |
| Median monthly owner costs, with a mortgage | $1,201 ±$111 | $1,351 |
| Owner-occupied homes | 85.4% ±7.2 pts | 70.9% |
| Renter-occupied homes | 14.6% ±7.2 pts | 29.1% |
| Housing units | 1,451 ±301 | 18,487 |
| Single-family detached homes | 98.2% ±2.5 pts | 79.8% |
| Mobile homes | 1.2% ±2.2 pts | 0.5% |
| Built 2020 or later | 0.0% ±2.5 pts | 2.8% |
| Built 2010 to 2019 | 0.0% ±2.5 pts | 10.9% |
| Built 1939 or earlier | 1.2% ±1.5 pts | 0.9% |
| Households with no vehicle | 1.6% ±1.7 pts | 4.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 1003.02 get to work?
71.2% of Census Tract 1003.02's workers drive alone. The average trip to work takes 16.7 minutes.
| Measure | Tract 1003.02 | Huber Heights |
|---|---|---|
| In the labor force (age 16+) | 61.7% ±5.5 pts | 67.3% |
| Unemployment rate | 3.5% ±3.6 pts | 3.4% |
| Drove alone to work | 71.2% ±9.8 pts | 77.9% |
| Carpooled | 20.6% ±7.9 pts | 9.8% |
| Public transportation | 0.0% ±2.4 pts | 0.4% |
| Walked | 0.0% ±2.4 pts | 1.0% |
| Worked from home | 6.3% ±4.9 pts | 10.3% |
| Mean travel time to work | 16.7 min ±1.9 | 22.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 1003.02 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 1003.02 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Huber Heights |
|---|---|---|
| Population | 63rd of 155 | 8th of 9 |
| Residents per square mile | 38th of 156 | 3rd of 9 |
| Median household income | 62nd of 148 | 5th of 9 |
| Per capita income | 119th of 155 | 9th of 9 |
| Median home value | 95th of 150 | 8th of 9 |
| Median gross rent | 21st of 145 | 5th of 9 |
| Poverty rate | 87th of 112 | 5th of 7 |
| Bachelor's degree or higher | 97th of 142 | 5th of 9 |
| Median age | 127th of 154 | 8th of 9 |
| Owner-occupied share | 21st of 153 | 1st of 9 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 402.04 | 59th | $75,399±$12,162 · within the margin of this tract |
| Tract 909 | 60th | $74,670±$11,299 · within the margin of this tract |
| Tract 216.01 | 61st | $73,750±$12,287 · within the margin of this tract |
| Tract 1003.02 | 62nd | $73,552±$9,795 |
| Tract 204 | 63rd | $73,382±$14,543 · within the margin of this tract |
| Tract 212 | 64th | $72,973±$2,927 · within the margin of this tract |
| Tract 1250 | 65th | $72,921±$12,132 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 1003.02?
2 of the 18 figures for Census Tract 1003.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections