Census tract · Gaston County
Census Tract 312.03, Gaston County, North Carolina
Census Tract 312.03, GEOID 37071031203, in Gaston County, North Carolina, mostly within Mount Holly (76% of its census blocks). 1,828 residents in the ACS 2020-2024 5-year estimates (±198); the 2020 Census counted 1,893.
Residents, 2020-2024
1,828
±198 (90% margin)
2020 Census count: 1,893
Median household income
$86,576
±$27,524 (90% margin)
Gaston County: $67,478
Median home value
$332,800
±$34,580 (90% margin)
Gaston County: $266,000
Median gross rent
$1,666
±$181 (90% margin)
Gaston County: $1,153
Where is Census Tract 312.03?
Census Tract 312.03 is one of 85 census tracts in Gaston County, North Carolina. It covers 0.89 square miles of land, 2,134 residents per square mile in 2020. Its GEOID, 37071031203, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Mount Holly | 76% |
| Belmont | 14% |
5 census tracts border Census Tract 312.03: Tract 311.02 ($51,364), Tract 312.02 ($46,680), Tract 312.04 ($87,344), Tract 323.02 ($53,723) and Tract 60.05 in Mecklenburg County ($68,405). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 312.03?
The 2020-2024 American Community Survey puts Census Tract 312.03's population at 1,828 (±198) in 845 households; the 2020 Census counted 1,893 residents and 937 housing units.
| Measure | Tract 312.03 | Mount Holly |
|---|---|---|
| Total population | 1,828 ±198 | 18,208 |
| Households | 845 ±96 | 7,307 |
| Average household size | 2.16 ±0.16 | 2.49 |
| Housing units | 893 ±95 | 7,598 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 312.03?
The median resident of Census Tract 312.03 is 38.4 years old; 16.7% are under 18 and 9.1% are 65 or older. The largest group is non-Hispanic white residents at 72.6%, then non-Hispanic Black residents at 9.4%.
| Measure | Tract 312.03 | Mount Holly |
|---|---|---|
| Median age | 38.4 ±4.7 | 39.0 |
| Under 18 years | 16.7% ±2.5 pts | 23.3% |
| 65 years and over | 9.1% ±1.8 pts | 11.6% |
| Hispanic or Latino (any race) | 8.0% ±5.3 pts | 9.8% |
| White alone, not Hispanic | 72.6% ±11.2 pts | 65.4% |
| Black or African American alone, not Hispanic | 9.4% ±8.5 pts | 16.4% |
| Asian alone, not Hispanic | 6.1% ±4.6 pts | 3.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.3 pts | 0.1% |
| Two or more races, not Hispanic | 2.8% ±2.7 pts | 3.8% |
| Some other race alone, not Hispanic | 0.9% ±1.1 pts | 1.1% |
| Born outside the United States | 8.0% ±5.7 pts | 5.8% |
| Speak a language other than English at home (age 5+) | 8.1% ±6.8 pts | 9.1% |
| Civilian veterans (age 18+) | 5.6% ±2.9 pts | 6.6% |
| With a disability | 6.5% ±3.3 pts | 11.8% |
| No health insurance coverage | 3.9% ±3.5 pts | 7.5% |
| High school graduate or higher (age 25+) | 92.7% ±5.9 pts | 91.7% |
| Bachelor's degree or higher (age 25+) | 46.1% ±10.6 pts | 36.7% |
| Graduate or professional degree (age 25+) | 11.8% ±5.6 pts | 11.8% |
| Lived in the same house a year earlier | 94.5% ±2.9 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 312.03 earn?
Half of the 845 households in Census Tract 312.03 earn less than $86,576 a year (±$27,524), against $67,478 across Gaston County: 24th highest of the county's 81 tracts with a reliable estimate.
| Measure | Tract 312.03 | Mount Holly |
|---|---|---|
| Median household income | $86,576 ±$27,524 | $79,385 |
| Mean household income | $103,786 ±$14,541 | $104,901 |
| Per capita income | $50,026 ±$7,309 | $42,722 |
| People below the poverty line | 2.4% ±2.3 pts | 8.2% |
| Children under 18 below the poverty line | 0.0% ±13.0 pts | 9.7% |
| Households receiving SNAP | 9.2% ±6.0 pts | 13.4% |
| Households with a computer | 96.7% ±3.3 pts | 97.6% |
| Households with a broadband subscription | 93.3% ±5.1 pts | 94.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 312.03?
Owners occupy 70.3% of Census Tract 312.03's occupied homes and renters 29.7%. The median owner-occupied home is valued at $332,800 by its owner (±$34,580). The median renter pays $1,666 a month including utilities, and 46.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 312.03 | Mount Holly |
|---|---|---|
| Median home value (owner-occupied) | $332,800 ±$34,580 | $337,800 |
| Median gross rent | $1,666 ±$181 | $1,256 |
| Renters paying 35% or more of income on rent | 46.0% ±24.2 pts | 45.0% |
| Median monthly owner costs, with a mortgage | $1,683 ±$75 | $1,732 |
| Owner-occupied homes | 70.3% ±9.9 pts | 68.8% |
| Renter-occupied homes | 29.7% ±9.9 pts | 31.2% |
| Housing units | 893 ±95 | 7,598 |
| Single-family detached homes | 43.7% ±8.7 pts | 74.9% |
| Mobile homes | 4.5% ±3.6 pts | 1.3% |
| Built 2020 or later | 1.7% ±2.8 pts | 3.4% |
| Built 2010 to 2019 | 31.7% ±9.2 pts | 21.9% |
| Built 1939 or earlier | 2.7% ±2.8 pts | 6.4% |
| Households with no vehicle | 7.5% ±6.2 pts | 5.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 312.03 get to work?
68.6% of Census Tract 312.03's workers drive alone and 25.3% work from home. The average trip to work takes 28.2 minutes.
| Measure | Tract 312.03 | Mount Holly |
|---|---|---|
| In the labor force (age 16+) | 77.2% ±6.5 pts | 69.6% |
| Unemployment rate | 5.3% ±3.9 pts | 5.5% |
| Drove alone to work | 68.6% ±9.2 pts | 74.7% |
| Carpooled | 6.1% ±5.3 pts | 5.0% |
| Public transportation | 0.0% ±3.7 pts | 0.0% |
| Walked | 0.0% ±3.7 pts | 0.4% |
| Worked from home | 25.3% ±9.2 pts | 18.8% |
| Mean travel time to work | 28.2 min ±5.5 | 27.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 312.03 compare with the other tracts in Gaston County?
Among Gaston County's tracts with a reliable estimate, Census Tract 312.03 ranks as shown below (1 = highest).
| Measure | In Gaston County | In Mount Holly |
|---|---|---|
| Population | 70th of 85 | 7th of 11 |
| Residents per square mile | 10th of 85 | 1st of 11 |
| Median household income | 24th of 81 | 5th of 11 |
| Per capita income | 14th of 85 | 2nd of 11 |
| Median home value | 17th of 84 | 3rd of 11 |
| Median gross rent | 7th of 76 | 2nd of 10 |
| Bachelor's degree or higher | 11th of 82 | 2nd of 11 |
| Median age | 49th of 85 | 8th of 11 |
| Owner-occupied share | 46th of 84 | 8th of 11 |
The tracts next to it on Gaston County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 304.03 | 21st | $87,153±$24,811 · within the margin of this tract |
| Tract 333.09 | 22nd | $86,983±$20,589 · within the margin of this tract |
| Tract 311.01 | 23rd | $86,833±$38,487 · within the margin of this tract |
| Tract 312.03 | 24th | $86,576±$27,524 |
| Tract 325.08 | 25th | $85,904±$15,912 · within the margin of this tract |
| Tract 333.10 | 26th | $85,515±$11,059 · within the margin of this tract |
| Tract 301.06 | 27th | $85,000±$10,477 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 312.03?
4 of the 18 figures for Census Tract 312.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections