Census tract · McCracken County
Census Tract 316, McCracken County, Kentucky
Census Tract 316, GEOID 21145031600, in McCracken County, Kentucky, outside any city, town or census-designated place. 3,247 residents in the ACS 2020-2024 5-year estimates (±448); the 2020 Census counted 3,014.
Residents, 2020-2024
3,247
±448 (90% margin)
2020 Census count: 3,014
Median household income
$101,536
±$14,782 (90% margin)
McCracken County: $64,373
Median home value
$255,000
±$57,571 (90% margin)
McCracken County: $188,100
Median gross rent
$1,102
±$58 (90% margin)
McCracken County: $898
Where is Census Tract 316?
Census Tract 316 is one of 19 census tracts in McCracken County, Kentucky. It covers 46.22 square miles of land, 65 residents per square mile in 2020. Its GEOID, 21145031600, names it uniquely (how tract numbers and GEOIDs work).
8 census tracts border Census Tract 316: Tract 9501 in Ballard County ($73,750), Tract 9503 in Ballard County ($60,918), Tract 9601 in Carlisle County ($61,940), Tract 207 in Graves County ($60,658), Tract 208 in Graves County ($53,036), Tract 312 ($73,700), Tract 313.02 ($92,096) and Tract 315.02 ($76,474). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 316?
The 2020-2024 American Community Survey puts Census Tract 316's population at 3,247 (±448) in 1,259 households; the 2020 Census counted 3,014 residents and 1,280 housing units.
| Measure | Tract 316 | McCracken County |
|---|---|---|
| Total population | 3,247 ±448 | 67,564 |
| Households | 1,259 ±163 | 27,601 |
| Average household size | 2.58 ±0.26 | 2.40 |
| Housing units | 1,424 ±199 | 32,280 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 316?
The median resident of Census Tract 316 is 48.0 years old; 17.6% are under 18 and 17.1% are 65 or older. The largest group is non-Hispanic white residents at 96.2%, then non-Hispanic Asian residents at 1.4%.
| Measure | Tract 316 | McCracken County |
|---|---|---|
| Median age | 48.0 ±3.6 | 42.3 |
| Under 18 years | 17.6% ±4.1 pts | 21.8% |
| 65 years and over | 17.1% ±3.5 pts | 20.5% |
| Hispanic or Latino (any race) | 0.6% ±0.9 pts | 3.4% |
| White alone, not Hispanic | 96.2% ±2.4 pts | 81.1% |
| Black or African American alone, not Hispanic | 0.6% ±0.9 pts | 9.7% |
| Asian alone, not Hispanic | 1.4% ±2.1 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Two or more races, not Hispanic | 0.8% ±0.9 pts | 4.2% |
| Some other race alone, not Hispanic | 0.5% ±0.8 pts | 0.4% |
| Born outside the United States | 2.1% ±1.9 pts | 2.1% |
| Speak a language other than English at home (age 5+) | 1.9% ±2.5 pts | 3.1% |
| Civilian veterans (age 18+) | 5.8% ±3.0 pts | 7.0% |
| With a disability | 14.9% ±5.1 pts | 16.5% |
| No health insurance coverage | 7.4% ±5.4 pts | 5.9% |
| High school graduate or higher (age 25+) | 98.0% ±1.7 pts | 93.1% |
| Bachelor's degree or higher (age 25+) | 26.5% ±7.8 pts | 29.0% |
| Graduate or professional degree (age 25+) | 7.9% ±3.6 pts | 11.4% |
| Lived in the same house a year earlier | 96.4% ±2.4 pts | 90.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 316 earn?
Half of the 1,259 households in Census Tract 316 earn less than $101,536 a year (±$14,782), against $64,373 across McCracken County: 2nd highest of the county's 19 tracts with a reliable estimate.
| Measure | Tract 316 | McCracken County |
|---|---|---|
| Median household income | $101,536 ±$14,782 | $64,373 |
| Mean household income | $118,987 ±$14,178 | $93,079 |
| Per capita income | $47,486 ±$6,444 | $39,193 |
| People below the poverty line | 2.7% ±1.8 pts | 15.2% |
| Children under 18 below the poverty line | 0.0% ±6.3 pts | 19.9% |
| Households receiving SNAP | 7.5% ±5.2 pts | 10.0% |
| Households with a computer | 94.4% ±4.6 pts | 95.2% |
| Households with a broadband subscription | 88.6% ±5.8 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 316?
Owners occupy 86.9% of Census Tract 316's occupied homes and renters 13.1%. The median owner-occupied home is valued at $255,000 by its owner (±$57,571). The median renter pays $1,102 a month including utilities.
| Measure | Tract 316 | McCracken County |
|---|---|---|
| Median home value (owner-occupied) | $255,000 ±$57,571 | $188,100 |
| Median gross rent | $1,102 ±$58 | $898 |
| Renters paying 35% or more of income on rent | 7.9% ±14.1 pts | 36.4% |
| Median monthly owner costs, with a mortgage | $1,633 ±$300 | $1,364 |
| Owner-occupied homes | 86.9% ±6.8 pts | 68.9% |
| Renter-occupied homes | 13.1% ±6.8 pts | 31.1% |
| Housing units | 1,424 ±199 | 32,280 |
| Single-family detached homes | 84.1% ±6.1 pts | 66.7% |
| Mobile homes | 5.5% ±3.9 pts | 9.5% |
| Built 2020 or later | 1.6% ±2.0 pts | 0.7% |
| Built 2010 to 2019 | 11.1% ±4.9 pts | 7.1% |
| Built 1939 or earlier | 4.9% ±3.4 pts | 10.3% |
| Households with no vehicle | 0.0% ±2.9 pts | 6.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 316 get to work?
78.9% of Census Tract 316's workers drive alone and 15.9% work from home. The average trip to work takes 20.4 minutes.
| Measure | Tract 316 | McCracken County |
|---|---|---|
| In the labor force (age 16+) | 70.0% ±6.1 pts | 58.6% |
| Unemployment rate | 5.2% ±4.1 pts | 3.2% |
| Drove alone to work | 78.9% ±9.3 pts | 81.7% |
| Carpooled | 3.7% ±4.4 pts | 6.0% |
| Public transportation | 0.5% ±0.9 pts | 0.7% |
| Walked | 1.0% ±1.6 pts | 2.0% |
| Worked from home | 15.9% ±8.2 pts | 8.3% |
| Mean travel time to work | 20.4 min ±2.1 | 17.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 316 compare with the other tracts in McCracken County?
Among McCracken County's tracts with a reliable estimate, Census Tract 316 ranks as shown below (1 = highest).
| Measure | In McCracken County |
|---|---|
| Population | 12th of 19 |
| Residents per square mile | 18th of 19 |
| Median household income | 2nd of 19 |
| Per capita income | 4th of 19 |
| Median home value | 2nd of 19 |
| Median gross rent | 3rd of 18 |
| Bachelor's degree or higher | 7th of 19 |
| Median age | 4th of 19 |
| Owner-occupied share | 2nd of 19 |
The tracts next to it on McCracken County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 308 | 1st | $107,608±$20,519 · within the margin of this tract |
| Tract 316 | 2nd | $101,536±$14,782 |
| Tract 311 | 3rd | $95,172±$27,635 · within the margin of this tract |
| Tract 313.02 | 4th | $92,096±$30,709 · within the margin of this tract |
| Tract 315.02 | 5th | $76,474±$11,417 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 316?
4 of the 18 figures for Census Tract 316 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections