Census tract · Clay County
Census Tract 401, Clay County, Indiana
Census Tract 401, GEOID 18021040100, in Clay County, Indiana, mostly within Brazil Township (90% of its census blocks). 5,136 residents in the ACS 2020-2024 5-year estimates (±606); the 2020 Census counted 5,557.
Residents, 2020-2024
5,136
±606 (90% margin)
2020 Census count: 5,557
Median household income
$64,907
±$17,409 (90% margin)
Clay County: $70,010
Median home value
$131,500
±$23,795 (90% margin)
Clay County: $153,000
Median gross rent
$844
±$86 (90% margin)
Clay County: $873
Where is Census Tract 401?
Census Tract 401 is one of 6 census tracts in Clay County, Indiana. It covers 6.50 square miles of land, 855 residents per square mile in 2020. Its GEOID, 18021040100, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Brazil Township | 90% |
| Brazil | 87% |
| Posey Township, Clay County | 6% |
| Dick Johnson Township | 4% |
3 census tracts border Census Tract 401: Tract 402 ($58,780), Tract 403 ($92,685) and Tract 404 ($92,219). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 401?
The 2020-2024 American Community Survey puts Census Tract 401's population at 5,136 (±606) in 2,301 households; the 2020 Census counted 5,557 residents and 2,491 housing units.
| Measure | Tract 401 | Brazil Township |
|---|---|---|
| Total population | 5,136 ±606 | 8,603 |
| Households | 2,301 ±263 | 3,603 |
| Average household size | 2.23 ±0.25 | 2.31 |
| Housing units | 2,604 ±244 | 4,041 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 401?
The median resident of Census Tract 401 is 39.0 years old; 23.4% are under 18 and 19.6% are 65 or older. The largest group is non-Hispanic white residents at 90.3%, then Hispanic or Latino residents (of any race) at 4.7%.
| Measure | Tract 401 | Brazil Township |
|---|---|---|
| Median age | 39.0 ±5.0 | 39.4 |
| Under 18 years | 23.4% ±4.9 pts | 21.5% |
| 65 years and over | 19.6% ±5.0 pts | 18.6% |
| Hispanic or Latino (any race) | 4.7% ±2.4 pts | 2.4% |
| White alone, not Hispanic | 90.3% ±4.2 pts | 92.6% |
| Black or African American alone, not Hispanic | 0.7% ±1.1 pts | 0.7% |
| Asian alone, not Hispanic | 0.5% ±0.8 pts | 0.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 3.7% ±3.2 pts | 3.0% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.5% |
| Born outside the United States | 3.1% ±2.5 pts | 2.5% |
| Speak a language other than English at home (age 5+) | 3.9% ±3.0 pts | 3.4% |
| Civilian veterans (age 18+) | 9.7% ±4.2 pts | 6.9% |
| With a disability | 21.4% ±5.9 pts | 21.0% |
| No health insurance coverage | 8.6% ±4.0 pts | 7.2% |
| High school graduate or higher (age 25+) | 90.3% ±4.1 pts | 83.1% |
| Bachelor's degree or higher (age 25+) | 14.2% ±6.1 pts | 13.1% |
| Graduate or professional degree (age 25+) | 4.5% ±2.8 pts | 3.2% |
| Lived in the same house a year earlier | 86.0% ±8.5 pts | 89.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 401 earn?
Half of the 2,301 households in Census Tract 401 earn less than $64,907 a year (±$17,409), against $70,010 across Clay County: 5th highest of the county's 6 tracts with a reliable estimate. 16.5% of residents live below the poverty line.
| Measure | Tract 401 | Brazil Township |
|---|---|---|
| Median household income | $64,907 ±$17,409 | $59,757 |
| Mean household income | $82,289 ±$14,595 | $77,430 |
| Per capita income | $35,590 ±$6,767 | $32,554 |
| People below the poverty line | 16.5% ±6.9 pts | 16.7% |
| Children under 18 below the poverty line | 19.9% ±15.4 pts | 26.1% |
| Households receiving SNAP | 11.6% ±5.3 pts | 10.4% |
| Households with a computer | 88.4% ±5.9 pts | 88.8% |
| Households with a broadband subscription | 86.7% ±6.2 pts | 84.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 401?
Owners occupy 73.9% of Census Tract 401's occupied homes and renters 26.1%. The median owner-occupied home is valued at $131,500 by its owner (±$23,795). The median renter pays $844 a month including utilities, and 32.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 401 | Brazil Township |
|---|---|---|
| Median home value (owner-occupied) | $131,500 ±$23,795 | $118,500 |
| Median gross rent | $844 ±$86 | $869 |
| Renters paying 35% or more of income on rent | 32.2% ±15.5 pts | 27.2% |
| Median monthly owner costs, with a mortgage | $1,162 ±$119 | $1,099 |
| Owner-occupied homes | 73.9% ±8.6 pts | 74.9% |
| Renter-occupied homes | 26.1% ±8.6 pts | 25.1% |
| Housing units | 2,604 ±244 | 4,041 |
| Single-family detached homes | 77.0% ±8.1 pts | 77.9% |
| Mobile homes | 6.0% ±4.7 pts | 7.3% |
| Built 2020 or later | 2.8% ±3.7 pts | 1.8% |
| Built 2010 to 2019 | 6.5% ±4.6 pts | 5.6% |
| Built 1939 or earlier | 30.0% ±7.7 pts | 23.1% |
| Households with no vehicle | 7.6% ±4.8 pts | 7.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 401 get to work?
80.2% of Census Tract 401's workers drive alone. The average trip to work takes 32.7 minutes.
| Measure | Tract 401 | Brazil Township |
|---|---|---|
| In the labor force (age 16+) | 57.3% ±7.4 pts | 57.2% |
| Unemployment rate | 1.6% ±1.9 pts | 5.4% |
| Drove alone to work | 80.2% ±9.7 pts | 80.7% |
| Carpooled | 16.2% ±9.2 pts | 15.1% |
| Public transportation | 0.0% ±1.7 pts | 0.0% |
| Walked | 0.0% ±1.7 pts | 1.8% |
| Worked from home | 2.3% ±2.1 pts | 1.6% |
| Mean travel time to work | 32.7 min ±8.5 | 30.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 401 compare with the other tracts in Clay County?
Among Clay County's tracts with a reliable estimate, Census Tract 401 ranks as shown below (1 = highest).
| Measure | In Clay County |
|---|---|
| Population | 2nd of 6 |
| Residents per square mile | 1st of 6 |
| Median household income | 5th of 6 |
| Per capita income | 5th of 6 |
| Median home value | 5th of 6 |
| Median gross rent | 4th of 6 |
| Poverty rate | 2nd of 6 |
| Bachelor's degree or higher | 5th of 6 |
| Median age | 5th of 6 |
| Owner-occupied share | 6th of 6 |
The tracts next to it on Clay County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 404 | 2nd | $92,219±$7,273 |
| Tract 405 | 3rd | $82,434±$22,811 · within the margin of this tract |
| Tract 406 | 4th | $74,496±$6,770 · within the margin of this tract |
| Tract 401 | 5th | $64,907±$17,409 |
| Tract 402 | 6th | $58,780±$9,037 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 401?
3 of the 18 figures for Census Tract 401 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections