PlainCities

Census tract · Montgomery County

Census Tract 401.03, Montgomery County, Ohio

Census Tract 401.03, GEOID 39113040103, in Montgomery County, Ohio, entirely within Washington Township, Montgomery County. 2,978 residents in the ACS 2020-2024 5-year estimates (±340); the 2020 Census counted 2,966.

Residents, 2020-2024

2,978

±340 (90% margin)
2020 Census count: 2,966

Median household income

$104,048

±$23,033 (90% margin)
Montgomery County: $66,139

Median home value

$327,500

±$30,113 (90% margin)
Montgomery County: $180,900

Median gross rent

$1,882

±$493 (90% margin)
Montgomery County: $1,026

Where is Census Tract 401.03?

Census Tract 401.03 is one of 156 census tracts in Montgomery County, Ohio. It covers 1.31 square miles of land, 2,273 residents per square mile in 2020. Its GEOID, 39113040103, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 401.03 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Washington Township, Montgomery County100%
Centerville21%
Census Tract 401.03 (marked with a dot) in Montgomery County, Ohio. Boundaries: Census Bureau 2024.
401.01401.02402.04404.01 401.03 1 mi
Census Tract 401.03 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 401.03: Tract 401.01 ($106,458), Tract 401.02 ($156,250), Tract 402.04 ($75,399) and Tract 404.01 ($91,058). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 401.03?

The 2020-2024 American Community Survey puts Census Tract 401.03's population at 2,978 (±340) in 1,212 households; the 2020 Census counted 2,966 residents and 1,241 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 401.03Washington Township, Montgomery CountyMontgomery CountyOhio
Total population 2,978 ±340 62,601 536,096 11,810,293
Households 1,212 ±167 27,581 231,319 4,863,191
Average household size 2.15 ±0.23 2.23 2.24 2.37
Housing units 1,389 ±196 28,457 252,843 5,292,391

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 401.03?

The median resident of Census Tract 401.03 is 61.5 years old; 18.3% are under 18 and 44.5% are 65 or older. The largest group is non-Hispanic white residents at 91.7%, then Hispanic or Latino residents (of any race) at 2.6%. 6.0% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 401.03Washington Township, Montgomery CountyMontgomery CountyOhio
Median age 61.5 ±4.0 44.8 38.8 39.7
Under 18 years 18.3% ±4.4 pts 21.5% 22.2% 22.0%
65 years and over 44.5% ±6.7 pts 25.4% 18.6% 18.3%
Hispanic or Latino (any race) 2.6% ±3.5 pts 5.2% 4.2% 4.8%
White alone, not Hispanic 91.7% ±5.3 pts 78.9% 67.7% 75.8%
Black or African American alone, not Hispanic 0.4% ±0.8 pts 6.1% 20.4% 12.0%
Asian alone, not Hispanic 1.6% ±1.7 pts 6.0% 2.2% 2.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.2% ±0.4 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.6% ±2.3 pts 3.2% 5.0% 4.3%
Some other race alone, not Hispanic 0.8% ±1.3 pts 0.5% 0.4% 0.4%
Born outside the United States 6.0% ±3.8 pts 9.2% 5.3% 5.2%
Speak a language other than English at home (age 5+) 7.3% ±4.6 pts 10.2% 7.3% 8.0%
Civilian veterans (age 18+) 10.4% ±4.1 pts 9.5% 8.4% 6.6%
With a disability 18.8% ±4.8 pts 11.9% 15.2% 14.4%
No health insurance coverage 2.2% ±1.6 pts 5.5% 6.5% 6.4%
High school graduate or higher (age 25+) 97.9% ±1.7 pts 97.0% 92.6% 91.8%
Bachelor's degree or higher (age 25+) 53.7% ±7.1 pts 55.5% 31.3% 31.5%
Graduate or professional degree (age 25+) 25.5% ±6.6 pts 26.2% 12.9% 12.2%
Lived in the same house a year earlier 92.2% ±5.0 pts 86.7% 85.9% 88.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 401.03 earn?

Half of the 1,212 households in Census Tract 401.03 earn less than $104,048 a year (±$23,033), against $66,139 across Montgomery County: 19th highest of the county's 148 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 401.03Washington Township, Montgomery CountyMontgomery CountyOhio
Median household income $104,048 ±$23,033 $98,679 $66,139 $71,389
Mean household income $128,991 ±$24,516 $128,697 $88,114 $96,990
Per capita income $55,086 ±$7,995 $56,849 $38,450 $40,552
People below the poverty line 5.8% ±4.9 pts 6.2% 15.0% 13.3%
Children under 18 below the poverty line 0.0% ±6.6 pts 7.4% 22.2% 17.8%
Households receiving SNAP 0.0% ±3.0 pts 3.0% 13.5% 12.5%
Households with a computer 98.7% ±1.5 pts 98.4% 94.6% 94.4%
Households with a broadband subscription 88.5% ±5.8 pts 94.9% 90.6% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 401.03?

Owners occupy 70.4% of Census Tract 401.03's occupied homes and renters 29.6%. The median owner-occupied home is valued at $327,500 by its owner (±$30,113). The median renter pays $1,882 a month including utilities, and 65.3% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 401.03Washington Township, Montgomery CountyMontgomery CountyOhio
Median home value (owner-occupied) $327,500 ±$30,113 $322,800 $180,900 $214,800
Median gross rent $1,882 ±$493 $1,334 $1,026 $1,034
Renters paying 35% or more of income on rent 65.3% ±17.7 pts 32.3% 38.2% 37.3%
Median monthly owner costs, with a mortgage $1,936 ±$138 $2,039 $1,438 $1,517
Owner-occupied homes 70.4% ±9.1 pts 72.0% 62.5% 67.2%
Renter-occupied homes 29.6% ±9.1 pts 28.0% 37.5% 32.8%
Housing units 1,389 ±196 28,457 252,843 5,292,391
Single-family detached homes 56.8% ±8.9 pts 58.7% 67.4% 68.8%
Mobile homes 0.0% ±2.7 pts 0.1% 1.3% 3.4%
Built 2020 or later 1.3% ±2.2 pts 1.9% 0.7% 1.1%
Built 2010 to 2019 5.3% ±3.3 pts 6.8% 3.0% 5.6%
Built 1939 or earlier 1.6% ±1.9 pts 1.2% 15.6% 19.0%
Households with no vehicle 10.8% ±7.8 pts 4.8% 8.5% 7.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 401.03 get to work?

86.7% of Census Tract 401.03's workers drive alone and 10.0% work from home. The average trip to work takes 21.7 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 401.03Washington Township, Montgomery CountyMontgomery CountyOhio
In the labor force (age 16+) 40.0% ±5.2 pts 61.7% 63.4% 63.1%
Unemployment rate 1.4% ±2.2 pts 2.9% 5.7% 4.8%
Drove alone to work 86.7% ±5.8 pts 74.2% 76.2% 75.1%
Carpooled 2.2% ±2.1 pts 4.7% 7.7% 7.5%
Public transportation 0.0% ±3.8 pts 0.2% 1.2% 1.0%
Walked 0.4% ±1.0 pts 1.0% 2.0% 2.0%
Worked from home 10.0% ±5.1 pts 18.9% 12.0% 13.0%
Mean travel time to work 21.7 min ±3.0 21.8 min 21.9 min 23.4 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 401.03 compare with the other tracts in Montgomery County?

Among Montgomery County's tracts with a reliable estimate, Census Tract 401.03 ranks as shown below (1 = highest).

Census Tract 401.03's rank among the tracts of Montgomery County
MeasureIn Montgomery County
Population79th of 155
Residents per square mile93rd of 156
Median household income19th of 148
Per capita income12th of 155
Median home value8th of 150
Median gross rent2nd of 145
Bachelor's degree or higher13th of 142
Median age1st of 154
Owner-occupied share62nd of 153

The tracts next to it on Montgomery County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 401.0116th$106,458±$12,480 · within the margin of this tract1,743
Tract 20317th$105,600±$9,482 · within the margin of this tract2,375
Tract 403.0318th$104,154±$12,829 · within the margin of this tract5,710
Tract 401.0319th$104,048±$23,0332,978
Tract 402.0120th$101,429±$20,524 · within the margin of this tract2,877
Tract 505.0221st$101,136±$13,609 · within the margin of this tract2,803
Tract 206.0222nd$99,583±$24,073 · within the margin of this tract1,794

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 401.03?

4 of the 18 figures for Census Tract 401.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections