Census tract · Montgomery County
Census Tract 402.04, Montgomery County, Ohio
Census Tract 402.04, GEOID 39113040204, in Montgomery County, Ohio, entirely within Washington Township, Montgomery County. 5,292 residents in the ACS 2020-2024 5-year estimates (±544); the 2020 Census counted 4,726.
Residents, 2020-2024
5,292
±544 (90% margin)
2020 Census count: 4,726
Median household income
$75,399
±$12,162 (90% margin)
Montgomery County: $66,139
Median home value
$245,700
±$22,041 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,300
±$102 (90% margin)
Montgomery County: $1,026
Where is Census Tract 402.04?
Census Tract 402.04 is one of 156 census tracts in Montgomery County, Ohio. It covers 1.63 square miles of land, 2,892 residents per square mile in 2020. Its GEOID, 39113040204, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Washington Township, Montgomery County | 100% |
| Centerville | 98% |
7 census tracts border Census Tract 402.04: Tract 218 ($54,899), Tract 401.03 ($104,048), Tract 402.01 ($101,429), Tract 402.03 ($87,225), Tract 403.02 ($78,720), Tract 403.03 ($104,154) and Tract 404.01 ($91,058). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 402.04?
The 2020-2024 American Community Survey puts Census Tract 402.04's population at 5,292 (±544) in 2,756 households; the 2020 Census counted 4,726 residents and 2,753 housing units.
| Measure | Tract 402.04 | Washington Township, Montgomery County |
|---|---|---|
| Total population | 5,292 ±544 | 62,601 |
| Households | 2,756 ±216 | 27,581 |
| Average household size | 1.88 ±0.14 | 2.23 |
| Housing units | 2,825 ±203 | 28,457 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 402.04?
The median resident of Census Tract 402.04 is 38.8 years old; 15.8% are under 18 and 25.5% are 65 or older. The largest group is non-Hispanic white residents at 87.4%, then non-Hispanic Black residents at 6.0%. 6.1% of residents were born outside the United States.
| Measure | Tract 402.04 | Washington Township, Montgomery County |
|---|---|---|
| Median age | 38.8 ±10.7 | 44.8 |
| Under 18 years | 15.8% ±3.9 pts | 21.5% |
| 65 years and over | 25.5% ±5.3 pts | 25.4% |
| Hispanic or Latino (any race) | 3.3% ±2.5 pts | 5.2% |
| White alone, not Hispanic | 87.4% ±5.2 pts | 78.9% |
| Black or African American alone, not Hispanic | 6.0% ±4.3 pts | 6.1% |
| Asian alone, not Hispanic | 1.7% ±2.0 pts | 6.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 1.6% ±1.6 pts | 3.2% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.5% |
| Born outside the United States | 6.1% ±3.1 pts | 9.2% |
| Speak a language other than English at home (age 5+) | 8.1% ±4.9 pts | 10.2% |
| Civilian veterans (age 18+) | 10.7% ±4.0 pts | 9.5% |
| With a disability | 18.0% ±4.9 pts | 11.9% |
| No health insurance coverage | 2.8% ±2.1 pts | 5.5% |
| High school graduate or higher (age 25+) | 98.5% ±0.9 pts | 97.0% |
| Bachelor's degree or higher (age 25+) | 39.4% ±6.5 pts | 55.5% |
| Graduate or professional degree (age 25+) | 14.6% ±4.2 pts | 26.2% |
| Lived in the same house a year earlier | 73.4% ±6.7 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 402.04 earn?
Half of the 2,756 households in Census Tract 402.04 earn less than $75,399 a year (±$12,162), against $66,139 across Montgomery County: 59th highest of the county's 148 tracts with a reliable estimate. 5.3% of residents live below the poverty line.
| Measure | Tract 402.04 | Washington Township, Montgomery County |
|---|---|---|
| Median household income | $75,399 ±$12,162 | $98,679 |
| Mean household income | $85,527 ±$7,174 | $128,697 |
| Per capita income | $45,421 ±$3,951 | $56,849 |
| People below the poverty line | 5.3% ±2.4 pts | 6.2% |
| Children under 18 below the poverty line | 0.0% ±4.5 pts | 7.4% |
| Households receiving SNAP | 2.1% ±1.9 pts | 3.0% |
| Households with a computer | 98.9% ±1.3 pts | 98.4% |
| Households with a broadband subscription | 96.3% ±3.4 pts | 94.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 402.04?
Owners occupy 52.4% of Census Tract 402.04's occupied homes and renters 47.6%. The median owner-occupied home is valued at $245,700 by its owner (±$22,041). The median renter pays $1,300 a month including utilities, and 27.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 402.04 | Washington Township, Montgomery County |
|---|---|---|
| Median home value (owner-occupied) | $245,700 ±$22,041 | $322,800 |
| Median gross rent | $1,300 ±$102 | $1,334 |
| Renters paying 35% or more of income on rent | 27.6% ±10.5 pts | 32.3% |
| Median monthly owner costs, with a mortgage | $1,432 ±$269 | $2,039 |
| Owner-occupied homes | 52.4% ±6.9 pts | 72.0% |
| Renter-occupied homes | 47.6% ±6.9 pts | 28.0% |
| Housing units | 2,825 ±203 | 28,457 |
| Single-family detached homes | 30.7% ±5.4 pts | 58.7% |
| Mobile homes | 0.0% ±1.3 pts | 0.1% |
| Built 2020 or later | 0.7% ±1.2 pts | 1.9% |
| Built 2010 to 2019 | 7.4% ±4.1 pts | 6.8% |
| Built 1939 or earlier | 0.6% ±1.0 pts | 1.2% |
| Households with no vehicle | 4.0% ±2.7 pts | 4.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 402.04 get to work?
79.7% of Census Tract 402.04's workers drive alone and 15.1% work from home. The average trip to work takes 20.4 minutes.
| Measure | Tract 402.04 | Washington Township, Montgomery County |
|---|---|---|
| In the labor force (age 16+) | 68.1% ±5.3 pts | 61.7% |
| Unemployment rate | 1.8% ±2.5 pts | 2.9% |
| Drove alone to work | 79.7% ±5.3 pts | 74.2% |
| Carpooled | 0.5% ±0.7 pts | 4.7% |
| Public transportation | 0.8% ±1.3 pts | 0.2% |
| Walked | 1.8% ±2.1 pts | 1.0% |
| Worked from home | 15.1% ±5.0 pts | 18.9% |
| Mean travel time to work | 20.4 min ±3.4 | 21.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 402.04 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 402.04 ranks as shown below (1 = highest).
| Measure | In Montgomery County |
|---|---|
| Population | 27th of 155 |
| Residents per square mile | 73rd of 156 |
| Median household income | 59th of 148 |
| Per capita income | 35th of 155 |
| Median home value | 28th of 150 |
| Median gross rent | 17th of 145 |
| Poverty rate | 106th of 112 |
| Bachelor's degree or higher | 45th of 142 |
| Median age | 87th of 154 |
| Owner-occupied share | 106th of 153 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 201 | 56th | $76,339±$11,373 · within the margin of this tract |
| Tract 215.01 | 57th | $76,208±$10,583 · within the margin of this tract |
| Tract 704 | 58th | $75,987±$10,670 · within the margin of this tract |
| Tract 402.04 | 59th | $75,399±$12,162 |
| Tract 909 | 60th | $74,670±$11,299 · within the margin of this tract |
| Tract 216.01 | 61st | $73,750±$12,287 · within the margin of this tract |
| Tract 1003.02 | 62nd | $73,552±$9,795 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 402.04?
3 of the 18 figures for Census Tract 402.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections