Census tract · Franklin County

Census Tract 402, Franklin County, Massachusetts

Census Tract 402, GEOID 25011040200, in Franklin County, Massachusetts, partly within Bernardston, Gill and Leyden. 4,541 residents in the ACS 2020-2024 5-year estimates (±265); the 2020 Census counted 4,387.

Residents, 2020-2024

4,541

±265 (90% margin)
2020 Census count: 4,387

Median household income

$87,232

±$7,372 (90% margin)
Franklin County: $74,907

Median home value

$341,300

±$10,131 (90% margin)
Franklin County: $329,000

Median gross rent

$1,299

±$301 (90% margin)
Franklin County: $1,177

Where is Census Tract 402?

Census Tract 402 is one of 19 census tracts in Franklin County, Massachusetts. It covers 55.10 square miles of land, 80 residents per square mile in 2020. Its GEOID, 25011040200, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 402 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bernardston44%
Gill35%
Leyden21%
Census Tract 402 (marked with a dot) in Franklin County, Massachusetts. Boundaries: Census Bureau 2024.
401403404407.02410 402 10 mi
Census Tract 402 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

7 census tracts border Census Tract 402: Tract 401 ($75,125), Tract 403 ($103,375), Tract 404 ($75,714), Tract 407.01 ($54,918), Tract 407.02 ($81,226), Tract 410 ($75,070) and Tract 411 ($87,984). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 402?

The 2020-2024 American Community Survey puts Census Tract 402's population at 4,541 (±265) in 1,839 households; the 2020 Census counted 4,387 residents and 2,007 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 402Franklin CountyMassachusetts
Total population 4,541 ±265 70,944 7,044,056
Households 1,839 ±125 31,570 2,785,042
Average household size 2.38 ±0.14 2.20 2.44
Housing units 1,968 ±123 34,528 3,030,406

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 402?

The median resident of Census Tract 402 is 48.1 years old; 17.6% are under 18 and 23.0% are 65 or older. The largest group is non-Hispanic white residents at 89.8%, then non-Hispanic residents of two or more races at 5.1%. 3.2% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 402Franklin CountyMassachusetts
Median age 48.1 ±2.1 47.2 40.0
Under 18 years 17.6% ±3.0 pts 16.6% 19.4%
65 years and over 23.0% ±2.0 pts 24.6% 17.9%
Hispanic or Latino (any race) 2.6% ±1.1 pts 5.4% 13.3%
White alone, not Hispanic 89.8% ±2.7 pts 87.5% 66.6%
Black or African American alone, not Hispanic 1.2% ±1.5 pts 1.3% 6.4%
Asian alone, not Hispanic 1.1% ±0.8 pts 2.0% 7.3%
American Indian and Alaska Native alone, not Hispanic 0.0% ±0.1 pts 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.9 pts 0.0% 0.0%
Two or more races, not Hispanic 5.1% ±1.8 pts 3.2% 5.1%
Some other race alone, not Hispanic 0.0% ±0.1 pts 0.5% 1.2%
Born outside the United States 3.2% ±1.7 pts 5.0% 18.0%
Speak a language other than English at home (age 5+) 2.8% ±1.1 pts 6.7% 25.1%
Civilian veterans (age 18+) 8.3% ±1.5 pts 6.0% 4.3%
With a disability 13.0% ±2.2 pts 17.5% 12.3%
No health insurance coverage 1.9% ±1.5 pts 2.1% 2.6%
High school graduate or higher (age 25+) 94.6% ±1.3 pts 94.5% 91.4%
Bachelor's degree or higher (age 25+) 35.6% ±4.1 pts 40.6% 47.3%
Graduate or professional degree (age 25+) 14.1% ±2.5 pts 18.5% 21.8%
Lived in the same house a year earlier 93.1% ±2.2 pts 91.6% 88.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 402 earn?

Half of the 1,839 households in Census Tract 402 earn less than $87,232 a year (±$7,372), against $74,907 across Franklin County: 6th highest of the county's 19 tracts with a reliable estimate. 6.2% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 402Franklin CountyMassachusetts
Median household income $87,232 ±$7,372 $74,907 $103,960
Mean household income $105,960 ±$5,668 $94,042 $144,950
Per capita income $43,694 ±$2,547 $42,563 $57,897
People below the poverty line 6.2% ±1.9 pts 12.1% 10.0%
Children under 18 below the poverty line 2.0% ±2.0 pts 17.0% 11.7%
Households receiving SNAP 11.8% ±3.3 pts 17.0% 14.7%
Households with a computer 95.7% ±1.9 pts 94.5% 95.7%
Households with a broadband subscription 94.4% ±2.0 pts 91.3% 92.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 402?

Owners occupy 81.7% of Census Tract 402's occupied homes and renters 18.3%. The median owner-occupied home is valued at $341,300 by its owner (±$10,131). The median renter pays $1,299 a month including utilities, and 42.4% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 402Franklin CountyMassachusetts
Median home value (owner-occupied) $341,300 ±$10,131 $329,000 $562,100
Median gross rent $1,299 ±$301 $1,177 $1,762
Renters paying 35% or more of income on rent 42.4% ±14.7 pts 48.5% 41.8%
Median monthly owner costs, with a mortgage $1,952 ±$142 $1,909 $2,726
Owner-occupied homes 81.7% ±3.9 pts 70.1% 62.5%
Renter-occupied homes 18.3% ±3.9 pts 29.9% 37.5%
Housing units 1,968 ±123 34,528 3,030,406
Single-family detached homes 84.6% ±3.2 pts 65.5% 51.1%
Mobile homes 3.7% ±1.7 pts 2.2% 0.8%
Built 2020 or later 1.4% ±1.3 pts 0.4% 1.0%
Built 2010 to 2019 3.2% ±1.5 pts 3.1% 6.2%
Built 1939 or earlier 24.6% ±4.5 pts 35.1% 30.5%
Households with no vehicle 4.5% ±2.2 pts 7.9% 11.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 402 get to work?

75.3% of Census Tract 402's workers drive alone and 13.3% work from home. The average trip to work takes 21.8 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 402Franklin CountyMassachusetts
In the labor force (age 16+) 66.0% ±3.6 pts 62.4% 67.0%
Unemployment rate 4.1% ±2.8 pts 5.4% 5.2%
Drove alone to work 75.3% ±5.2 pts 70.3% 61.2%
Carpooled 7.5% ±1.9 pts 9.0% 7.0%
Public transportation 0.0% ±1.8 pts 1.0% 6.5%
Walked 3.7% ±2.9 pts 3.4% 4.1%
Worked from home 13.3% ±3.8 pts 15.1% 18.6%
Mean travel time to work 21.8 min ±1.9 23.8 min 29.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 402 compare with the other tracts in Franklin County?

Among Franklin County's tracts with a reliable estimate, Census Tract 402 ranks as shown below (1 = highest).

Census Tract 402's rank among the tracts of Franklin County
MeasureIn Franklin County
Population4th of 19
Residents per square mile15th of 19
Median household income6th of 19
Per capita income8th of 19
Median home value7th of 18
Median gross rent5th of 19
Poverty rate18th of 19
Bachelor's degree or higher13th of 19
Median age8th of 19
Owner-occupied share7th of 19

The tracts next to it on Franklin County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 4033rd$103,375±$10,3462,872
Tract 415.014th$88,708±$6,871 · within the margin of this tract3,648
Tract 4115th$87,984±$10,880 · within the margin of this tract3,486
Tract 4026th$87,232±$7,3724,541
Tract 415.027th$82,926±$2,613 · within the margin of this tract3,603
Tract 407.028th$81,226±$11,096 · within the margin of this tract4,517
Tract 4049th$75,714±$7,9413,329

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 402?

2 of the 18 figures for Census Tract 402 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections