Census tract · Montgomery County

Census Tract 402.03, Montgomery County, Ohio

Census Tract 402.03, GEOID 39113040203, in Montgomery County, Ohio, entirely within Centerville and Washington Township, Montgomery County. 2,915 residents in the ACS 2020-2024 5-year estimates (±410); the 2020 Census counted 2,646.

Residents, 2020-2024

2,915

±410 (90% margin)
2020 Census count: 2,646

Median household income

$87,225

±$19,775 (90% margin)
Montgomery County: $66,139

Median home value

$237,000

±$29,742 (90% margin)
Montgomery County: $180,900

Median gross rent

$1,119

±$727 (90% margin)
Montgomery County: $1,026

Where is Census Tract 402.03?

Census Tract 402.03 is one of 156 census tracts in Montgomery County, Ohio. It covers 1.34 square miles of land, 1,981 residents per square mile in 2020. Its GEOID, 39113040203, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 402.03 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Centerville100%
Washington Township, Montgomery County100%
Census Tract 402.03 (marked with a dot) in Montgomery County, Ohio. Boundaries: Census Bureau 2024.
2201.012202.01216.01216.02402.04403.03 402.03 1 mi
Census Tract 402.03 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Montgomery County.

8 census tracts border Census Tract 402.03: Tract 2201.01 in Greene County ($190,139), Tract 2202.01 in Greene County ($118,359), Tract 216.01 ($73,750), Tract 216.02 ($85,979), Tract 218 ($54,899), Tract 219 ($85,417), Tract 402.04 ($75,399) and Tract 403.03 ($104,154). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 402.03?

The 2020-2024 American Community Survey puts Census Tract 402.03's population at 2,915 (±410) in 1,401 households; the 2020 Census counted 2,646 residents and 1,360 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 402.03CentervilleMontgomery CountyOhio
Total population 2,915 ±410 25,205 536,096 11,810,293
Households 1,401 ±158 11,829 231,319 4,863,191
Average household size 2.08 ±0.15 2.07 2.24 2.37
Housing units 1,431 ±152 12,143 252,843 5,292,391

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 402.03?

The median resident of Census Tract 402.03 is 49.0 years old; 22.2% are under 18 and 26.8% are 65 or older. The largest group is non-Hispanic white residents at 83.0%, then Hispanic or Latino residents (of any race) at 10.7%. 7.0% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 402.03CentervilleMontgomery CountyOhio
Median age 49.0 ±6.1 46.4 38.8 39.7
Under 18 years 22.2% ±4.2 pts 19.3% 22.2% 22.0%
65 years and over 26.8% ±4.3 pts 29.0% 18.6% 18.3%
Hispanic or Latino (any race) 10.7% ±9.0 pts 5.7% 4.2% 4.8%
White alone, not Hispanic 83.0% ±9.2 pts 81.7% 67.7% 75.8%
Black or African American alone, not Hispanic 0.5% ±0.7 pts 6.2% 20.4% 12.0%
Asian alone, not Hispanic 2.9% ±3.7 pts 2.2% 2.2% 2.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.9% ±2.7 pts 3.9% 5.0% 4.3%
Some other race alone, not Hispanic 0.0% ±1.3 pts 0.2% 0.4% 0.4%
Born outside the United States 7.0% ±4.1 pts 6.8% 5.3% 5.2%
Speak a language other than English at home (age 5+) 9.4% ±6.1 pts 8.5% 7.3% 8.0%
Civilian veterans (age 18+) 11.6% ±4.3 pts 9.6% 8.4% 6.6%
With a disability 14.3% ±3.7 pts 13.9% 15.2% 14.4%
No health insurance coverage 4.5% ±4.8 pts 4.5% 6.5% 6.4%
High school graduate or higher (age 25+) 98.0% ±2.2 pts 97.7% 92.6% 91.8%
Bachelor's degree or higher (age 25+) 50.0% ±8.2 pts 47.3% 31.3% 31.5%
Graduate or professional degree (age 25+) 28.1% ±7.3 pts 21.7% 12.9% 12.2%
Lived in the same house a year earlier 82.9% ±9.3 pts 85.3% 85.9% 88.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 402.03 earn?

Half of the 1,401 households in Census Tract 402.03 earn less than $87,225 a year (±$19,775), against $66,139 across Montgomery County: 33rd highest of the county's 148 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 402.03CentervilleMontgomery CountyOhio
Median household income $87,225 ±$19,775 $85,492 $66,139 $71,389
Mean household income $129,612 ±$21,731 $106,893 $88,114 $96,990
Per capita income $61,065 ±$10,523 $50,775 $38,450 $40,552
People below the poverty line 3.3% ±2.4 pts 8.6% 15.0% 13.3%
Children under 18 below the poverty line 2.2% ±3.9 pts 14.4% 22.2% 17.8%
Households receiving SNAP 0.6% ±0.9 pts 4.3% 13.5% 12.5%
Households with a computer 99.5% ±0.8 pts 98.0% 94.6% 94.4%
Households with a broadband subscription 93.0% ±5.7 pts 94.5% 90.6% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 402.03?

Owners occupy 82.7% of Census Tract 402.03's occupied homes and renters 17.3%. The median owner-occupied home is valued at $237,000 by its owner (±$29,742). The median renter pays $1,119 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 402.03CentervilleMontgomery CountyOhio
Median home value (owner-occupied) $237,000 ±$29,742 $287,200 $180,900 $214,800
Median gross rent $1,119 ±$727 $1,270 $1,026 $1,034
Renters paying 35% or more of income on rent 9.0% ±13.1 pts 35.3% 38.2% 37.3%
Median monthly owner costs, with a mortgage $1,774 ±$242 $1,781 $1,438 $1,517
Owner-occupied homes 82.7% ±7.4 pts 67.0% 62.5% 67.2%
Renter-occupied homes 17.3% ±7.4 pts 33.0% 37.5% 32.8%
Housing units 1,431 ±152 12,143 252,843 5,292,391
Single-family detached homes 53.7% ±6.7 pts 55.6% 67.4% 68.8%
Mobile homes 0.0% ±2.6 pts 0.0% 1.3% 3.4%
Built 2020 or later 2.0% ±1.7 pts 1.9% 0.7% 1.1%
Built 2010 to 2019 0.0% ±2.6 pts 4.6% 3.0% 5.6%
Built 1939 or earlier 5.0% ±4.1 pts 1.2% 15.6% 19.0%
Households with no vehicle 0.6% ±1.0 pts 5.9% 8.5% 7.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 402.03 get to work?

81.4% of Census Tract 402.03's workers drive alone and 18.6% work from home. The average trip to work takes 21.1 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 402.03CentervilleMontgomery CountyOhio
In the labor force (age 16+) 59.0% ±5.8 pts 61.2% 63.4% 63.1%
Unemployment rate 2.4% ±2.9 pts 3.4% 5.7% 4.8%
Drove alone to work 81.4% ±9.6 pts 76.6% 76.2% 75.1%
Carpooled 0.0% ±2.7 pts 3.5% 7.7% 7.5%
Public transportation 0.0% ±2.7 pts 0.6% 1.2% 1.0%
Walked 0.0% ±2.7 pts 1.4% 2.0% 2.0%
Worked from home 18.6% ±9.6 pts 17.1% 12.0% 13.0%
Mean travel time to work 21.1 min ±5.0 20.4 min 21.9 min 23.4 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 402.03 compare with the other tracts in Montgomery County?

Among Montgomery County's tracts with a reliable estimate, Census Tract 402.03 ranks as shown below (1 = highest).

Census Tract 402.03's rank among the tracts of Montgomery County and of Centerville
MeasureIn Montgomery CountyIn Centerville
Population81st of 1559th of 10
Residents per square mile104th of 1567th of 10
Median household income33rd of 1487th of 10
Per capita income8th of 1552nd of 10
Median home value33rd of 1509th of 10
Median gross rent49th of 1458th of 10
Bachelor's degree or higher20th of 1426th of 10
Median age19th of 1544th of 10
Owner-occupied share30th of 1535th of 10

The tracts next to it on Montgomery County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 30230th$87,907±$11,164 · within the margin of this tract3,066
Tract 60131st$87,778±$24,892 · within the margin of this tract1,058
Tract 501.0532nd$87,344±$22,667 · within the margin of this tract5,570
Tract 402.0333rd$87,225±$19,7752,915
Tract 503.0234th$86,571±$3,588 · within the margin of this tract5,746
Tract 1251.0335th$86,420±$11,425 · within the margin of this tract2,580
Tract 21436th$86,415±$9,842 · within the margin of this tract2,573

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 402.03?

4 of the 18 figures for Census Tract 402.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections