Census tract · Shelby County
Census Tract 405.03, Shelby County, Kentucky
Census Tract 405.03, GEOID 21211040503, in Shelby County, Kentucky, partly within Simpsonville. 4,036 residents in the ACS 2020-2024 5-year estimates (±338); the 2020 Census counted 3,696.
Residents, 2020-2024
4,036
±338 (90% margin)
2020 Census count: 3,696
Median household income
$91,688
±$13,730 (90% margin)
Shelby County: $82,604
Median home value
$289,600
±$41,132 (90% margin)
Shelby County: $304,800
Median gross rent
$945
±$355 (90% margin)
Shelby County: $1,033
Where is Census Tract 405.03?
Census Tract 405.03 is one of 12 census tracts in Shelby County, Kentucky. It covers 14.76 square miles of land, 250 residents per square mile in 2020. Its GEOID, 21211040503, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Simpsonville | 48% |
6 census tracts border Census Tract 405.03: Tract 103.22 in Jefferson County ($190,938), Tract 116.05 in Jefferson County ($96,484), Tract 402.02 ($83,542), Tract 404.04 ($86,350), Tract 405.01 ($112,332) and Tract 405.04 ($153,750). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 405.03?
The 2020-2024 American Community Survey puts Census Tract 405.03's population at 4,036 (±338) in 1,537 households; the 2020 Census counted 3,696 residents and 1,445 housing units.
| Measure | Tract 405.03 | Shelby County |
|---|---|---|
| Total population | 4,036 ±338 | 49,096 |
| Households | 1,537 ±189 | 18,484 |
| Average household size | 2.51 ±0.20 | 2.58 |
| Housing units | 1,677 ±194 | 19,531 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 405.03?
The median resident of Census Tract 405.03 is 36.9 years old; 20.3% are under 18 and 16.6% are 65 or older. The largest group is non-Hispanic white residents at 76.6%, then Hispanic or Latino residents (of any race) at 9.5%. 7.0% of residents were born outside the United States.
| Measure | Tract 405.03 | Shelby County |
|---|---|---|
| Median age | 36.9 ±3.9 | 40.9 |
| Under 18 years | 20.3% ±3.0 pts | 22.2% |
| 65 years and over | 16.6% ±3.2 pts | 16.7% |
| Hispanic or Latino (any race) | 9.5% ±5.6 pts | 11.0% |
| White alone, not Hispanic | 76.6% ±6.4 pts | 77.6% |
| Black or African American alone, not Hispanic | 4.4% ±1.6 pts | 3.7% |
| Asian alone, not Hispanic | 1.3% ±1.0 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 7.9% ±3.3 pts | 6.2% |
| Some other race alone, not Hispanic | 0.3% ±0.5 pts | 0.3% |
| Born outside the United States | 7.0% ±3.6 pts | 6.6% |
| Speak a language other than English at home (age 5+) | 10.2% ±5.1 pts | 9.8% |
| Civilian veterans (age 18+) | 7.3% ±2.2 pts | 7.0% |
| With a disability | 12.9% ±3.4 pts | 13.1% |
| No health insurance coverage | 6.0% ±4.2 pts | 5.5% |
| High school graduate or higher (age 25+) | 93.4% ±4.3 pts | 89.8% |
| Bachelor's degree or higher (age 25+) | 43.3% ±8.3 pts | 32.8% |
| Graduate or professional degree (age 25+) | 18.2% ±5.4 pts | 12.6% |
| Lived in the same house a year earlier | 92.5% ±3.2 pts | 90.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 405.03 earn?
Half of the 1,537 households in Census Tract 405.03 earn less than $91,688 a year (±$13,730), against $82,604 across Shelby County: 5th highest of the county's 12 tracts with a reliable estimate. 9.6% of residents live below the poverty line.
| Measure | Tract 405.03 | Shelby County |
|---|---|---|
| Median household income | $91,688 ±$13,730 | $82,604 |
| Mean household income | $121,430 ±$16,872 | $104,252 |
| Per capita income | $47,831 ±$5,877 | $39,890 |
| People below the poverty line | 9.6% ±2.6 pts | 9.7% |
| Children under 18 below the poverty line | 8.7% ±6.0 pts | 10.5% |
| Households receiving SNAP | 7.7% ±4.2 pts | 8.5% |
| Households with a computer | 98.3% ±1.5 pts | 95.2% |
| Households with a broadband subscription | 94.2% ±3.4 pts | 91.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 405.03?
Owners occupy 85.4% of Census Tract 405.03's occupied homes and renters 14.6%. The median owner-occupied home is valued at $289,600 by its owner (±$41,132). The median renter pays $945 a month including utilities.
| Measure | Tract 405.03 | Shelby County |
|---|---|---|
| Median home value (owner-occupied) | $289,600 ±$41,132 | $304,800 |
| Median gross rent | $945 ±$355 | $1,033 |
| Renters paying 35% or more of income on rent | 30.8% ±25.2 pts | 32.7% |
| Median monthly owner costs, with a mortgage | $1,659 ±$125 | $1,636 |
| Owner-occupied homes | 85.4% ±5.2 pts | 73.9% |
| Renter-occupied homes | 14.6% ±5.2 pts | 26.1% |
| Housing units | 1,677 ±194 | 19,531 |
| Single-family detached homes | 82.3% ±5.3 pts | 78.7% |
| Mobile homes | 0.0% ±2.2 pts | 2.5% |
| Built 2020 or later | 3.6% ±2.8 pts | 2.5% |
| Built 2010 to 2019 | 14.4% ±4.7 pts | 12.4% |
| Built 1939 or earlier | 1.3% ±1.4 pts | 8.9% |
| Households with no vehicle | 2.7% ±2.9 pts | 4.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 405.03 get to work?
69.0% of Census Tract 405.03's workers drive alone and 14.0% work from home. The average trip to work takes 24.6 minutes.
| Measure | Tract 405.03 | Shelby County |
|---|---|---|
| In the labor force (age 16+) | 66.2% ±5.1 pts | 62.7% |
| Unemployment rate | 4.7% ±3.8 pts | 4.2% |
| Drove alone to work | 69.0% ±7.8 pts | 76.0% |
| Carpooled | 11.2% ±5.5 pts | 9.9% |
| Public transportation | 0.0% ±1.8 pts | 0.2% |
| Walked | 4.7% ±4.1 pts | 0.7% |
| Worked from home | 14.0% ±6.2 pts | 12.6% |
| Mean travel time to work | 24.6 min ±2.1 | 27.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 405.03 compare with the other tracts in Shelby County?
Among Shelby County's tracts with a reliable estimate, Census Tract 405.03 ranks as shown below (1 = highest).
| Measure | In Shelby County |
|---|---|
| Population | 7th of 12 |
| Residents per square mile | 6th of 12 |
| Median household income | 5th of 12 |
| Per capita income | 3rd of 12 |
| Median home value | 8th of 12 |
| Median gross rent | 8th of 10 |
| Poverty rate | 4th of 9 |
| Bachelor's degree or higher | 2nd of 12 |
| Median age | 9th of 12 |
| Owner-occupied share | 4th of 12 |
The tracts next to it on Shelby County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 405.01 | 2nd | $112,332±$15,239 |
| Tract 401.02 | 3rd | $99,232±$10,317 · within the margin of this tract |
| Tract 402.01 | 4th | $95,216±$26,238 · within the margin of this tract |
| Tract 405.03 | 5th | $91,688±$13,730 |
| Tract 404.02 | 6th | $89,010±$16,951 · within the margin of this tract |
| Tract 401.01 | 7th | $87,206±$15,035 · within the margin of this tract |
| Tract 404.04 | 8th | $86,350±$14,383 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 405.03?
1 of the 18 figures for Census Tract 405.03 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections