Census tract · Maricopa County
Census Tract 405.28, Maricopa County, Arizona
Census Tract 405.28, GEOID 04013040528, in Maricopa County, Arizona, entirely within Surprise. 5,478 residents in the ACS 2020-2024 5-year estimates (±486); the 2020 Census counted 6,026.
Residents, 2020-2024
5,478
±486 (90% margin)
2020 Census count: 6,026
Median household income
$80,234
±$7,960 (90% margin)
Maricopa County: $89,300
Median home value
$460,100
±$12,681 (90% margin)
Maricopa County: $452,800
Median gross rent
$1,905
±$228 (90% margin)
Maricopa County: $1,708
Where is Census Tract 405.28?
Census Tract 405.28 is one of 1,009 census tracts in Maricopa County, Arizona. It covers 2.99 square miles of land, 2,019 residents per square mile in 2020. Its GEOID, 04013040528, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Surprise | 100% |
6 census tracts border Census Tract 405.28: Tract 405.25 ($76,429), Tract 405.27 ($76,544), Tract 405.29 ($83,688), Tract 405.30 ($102,069), Tract 610.26 ($99,259) and Tract 610.27 ($94,453). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 405.28?
The 2020-2024 American Community Survey puts Census Tract 405.28's population at 5,478 (±486) in 3,288 households; the 2020 Census counted 6,026 residents and 4,396 housing units.
| Measure | Tract 405.28 | Surprise |
|---|---|---|
| Total population | 5,478±486 | 154,948 |
| Households | 3,288±303 | 56,506 |
| Average household size | 1.67±0.08 | 2.71 |
| Housing units | 4,240±317 | 62,098 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 405.28?
The median resident of Census Tract 405.28 is 75.1 years old. The largest group is non-Hispanic white residents at 89.0%, then Hispanic or Latino residents (of any race) at 4.6%. 8.2% of residents were born outside the United States.
| Measure | Tract 405.28 | Surprise |
|---|---|---|
| Median age | 75.1±2.2 | 41.4 |
| Under 18 years | 0.0%±0.8 pts | 23.1% |
| 65 years and over | 80.8%±5.3 pts | 22.2% |
| Hispanic or Latino (any race) | 4.6%±3.0 pts | 20.0% |
| White alone, not Hispanic | 89.0%±4.5 pts | 65.8% |
| Black or African American alone, not Hispanic | 2.5%±2.0 pts | 4.3% |
| Asian alone, not Hispanic | 1.9%±2.0 pts | 2.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±0.8 pts | 0.5% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±0.8 pts | 0.3% |
| Two or more races, not Hispanic | 2.0%±1.6 pts | 5.8% |
| Some other race alone, not Hispanic | 0.0%±0.8 pts | 0.7% |
| Born outside the United States | 8.2%±3.4 pts | 7.0% |
| Speak a language other than English at home (age 5+) | 4.6%±2.6 pts | 12.6% |
| Civilian veterans (age 18+) | 15.7%±3.5 pts | 10.8% |
| With a disability | 23.5%±4.7 pts | 13.4% |
| No health insurance coverage | 2.2%±1.8 pts | 6.1% |
| High school graduate or higher (age 25+) | 98.1%±1.8 pts | 94.2% |
| Bachelor's degree or higher (age 25+) | 43.6%±5.2 pts | 30.5% |
| Graduate or professional degree (age 25+) | 20.3%±3.9 pts | 11.3% |
| Lived in the same house a year earlier | 89.3%±3.1 pts | 86.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 405.28 earn?
Half of the 3,288 households in Census Tract 405.28 earn less than $80,234 a year (±$7,960), against $89,300 across Maricopa County: 584th highest of the county's 982 tracts with a reliable estimate. 10.4% of residents live below the poverty line.
| Measure | Tract 405.28 | Surprise |
|---|---|---|
| Median household income | $80,234±$7,960 | $96,711 |
| Mean household income | $96,391±$11,191 | $113,745 |
| Per capita income | $57,377±$6,186 | $41,888 |
| People below the poverty line | 10.4%±4.0 pts | 8.6% |
| Households receiving SNAP | 0.5%±0.8 pts | 5.3% |
| Households with a computer | 95.9%±3.2 pts | 98.1% |
| Households with a broadband subscription | 93.8%±3.3 pts | 95.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 405.28?
Owners occupy 89.4% of Census Tract 405.28's occupied homes and renters 10.6%. The median owner-occupied home is valued at $460,100 by its owner (±$12,681). The median renter pays $1,905 a month including utilities.
| Measure | Tract 405.28 | Surprise |
|---|---|---|
| Median home value (owner-occupied) | $460,100±$12,681 | $435,100 |
| Median gross rent | $1,905±$228 | $2,033 |
| Renters paying 35% or more of income on rent | 25.2%±17.6 pts | 42.9% |
| Median monthly owner costs, with a mortgage | $1,754±$177 | $1,860 |
| Owner-occupied homes | 89.4%±3.6 pts | 79.1% |
| Renter-occupied homes | 10.6%±3.6 pts | 20.9% |
| Housing units | 4,240±317 | 62,098 |
| Single-family detached homes | 96.4%±2.0 pts | 85.7% |
| Mobile homes | 0.7%±1.2 pts | 3.9% |
| Built 2020 or later | 3.6%±3.8 pts | 7.5% |
| Built 2010 to 2019 | 1.3%±1.1 pts | 14.5% |
| Built 1939 or earlier | 0.0%±1.1 pts | 0.0% |
| Households with no vehicle | 1.0%±1.1 pts | 3.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 405.28 get to work?
60.6% of Census Tract 405.28's workers drive alone and 27.4% work from home. The average trip to work takes 29.4 minutes.
| Measure | Tract 405.28 | Surprise |
|---|---|---|
| In the labor force (age 16+) | 14.8%±4.1 pts | 59.3% |
| Unemployment rate | 4.4%±5.0 pts | 4.3% |
| Drove alone to work | 60.6%±16.9 pts | 69.4% |
| Carpooled | 0.0%±5.8 pts | 8.5% |
| Public transportation | 0.0%±5.8 pts | 0.1% |
| Walked | 2.0%±3.3 pts | 0.7% |
| Worked from home | 27.4%±13.9 pts | 19.5% |
| Mean travel time to work | 29.4 min±7.8 | 30.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 405.28 compare with the other tracts in Maricopa County?
Among Maricopa County's tracts with a reliable estimate, Census Tract 405.28 ranks as shown below (1 = highest).
| Measure | In Maricopa County | In Surprise |
|---|---|---|
| Population | 286th of 992 | 15th of 29 |
| Residents per square mile | 817th of 1,009 | 22nd of 29 |
| Median household income | 584th of 982 | 22nd of 29 |
| Per capita income | 236th of 989 | 3rd of 29 |
| Median home value | 400th of 950 | 10th of 29 |
| Median gross rent | 381st of 933 | 20th of 27 |
| Poverty rate | 356th of 634 | 7th of 16 |
| Bachelor's degree or higher | 354th of 955 | 5th of 29 |
| Median age | 10th of 993 | 1st of 29 |
| Owner-occupied share | 148th of 968 | 8th of 29 |
The tracts next to it on Maricopa County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 6187 | 581st | $80,536±$7,012 · within the margin of this tract |
| Tract 1085.01 | 582nd | $80,395±$10,709 · within the margin of this tract |
| Tract 1042.16 | 583rd | $80,307±$14,537 · within the margin of this tract |
| Tract 405.28 | 584th | $80,234±$7,960 |
| Tract 405.23 | 585th | $80,156±$10,893 · within the margin of this tract |
| Tract 610.29 | 586th | $79,958±$21,459 · within the margin of this tract |
| Tract 4222.09 | 587th | $79,825±$9,164 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 405.28?
2 of the 18 figures for Census Tract 405.28 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections