Census tract · Rensselaer County
Census Tract 406, Rensselaer County, New York
Census Tract 406, GEOID 36083040600, in Rensselaer County, New York, entirely within Troy. 2,302 residents in the ACS 2020-2024 5-year estimates (±289); the 2020 Census counted 2,286.
Residents, 2020-2024
2,302
±289 (90% margin)
2020 Census count: 2,286
Median household income
$45,044
±$2,887 (90% margin)
Rensselaer County: $87,915
Median home value
$178,000
±$32,996 (90% margin)
Rensselaer County: $258,400
Median gross rent
$1,149
±$57 (90% margin)
Rensselaer County: $1,217
Where is Census Tract 406?
Census Tract 406 is one of 48 census tracts in Rensselaer County, New York. It covers 0.29 square miles of land, 7,883 residents per square mile in 2020. Its GEOID, 36083040600, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Troy | 100% |
4 census tracts border Census Tract 406: Tract 405 ($38,889), Tract 407.01, Tract 407.02 ($73,581) and Tract 413 ($61,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 406?
The 2020-2024 American Community Survey puts Census Tract 406's population at 2,302 (±289) in 596 households; the 2020 Census counted 2,286 residents and 875 housing units.
| Measure | Tract 406 | Troy |
|---|---|---|
| Total population | 2,302 ±289 | 51,033 |
| Households | 596 ±88 | 21,265 |
| Average household size | 2.39 ±0.34 | 2.13 |
| Housing units | 786 ±86 | 24,818 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 406?
The median resident of Census Tract 406 is 21.9 years old. The largest group is non-Hispanic white residents at 59.2%, then Hispanic or Latino residents (of any race) at 14.8%. 8.1% of residents were born outside the United States.
| Measure | Tract 406 | Troy |
|---|---|---|
| Median age | 21.9 ±0.7 | 32.3 |
| Under 18 years | 6.1% ±4.1 pts | 17.2% |
| 65 years and over | 6.4% ±2.3 pts | 13.3% |
| Hispanic or Latino (any race) | 14.8% ±6.4 pts | 10.3% |
| White alone, not Hispanic | 59.2% ±8.6 pts | 61.4% |
| Black or African American alone, not Hispanic | 11.6% ±4.9 pts | 15.5% |
| Asian alone, not Hispanic | 9.3% ±3.6 pts | 3.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.8 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.8 pts | 0.0% |
| Two or more races, not Hispanic | 5.1% ±4.4 pts | 8.1% |
| Some other race alone, not Hispanic | 0.0% ±1.8 pts | 0.7% |
| Born outside the United States | 8.1% ±3.5 pts | 8.1% |
| Speak a language other than English at home (age 5+) | 19.5% ±6.0 pts | 10.9% |
| Civilian veterans (age 18+) | 1.8% ±1.2 pts | 4.6% |
| With a disability | 9.5% ±2.7 pts | 18.5% |
| No health insurance coverage | 6.9% ±4.2 pts | 4.6% |
| High school graduate or higher (age 25+) | 78.8% ±10.4 pts | 89.0% |
| Bachelor's degree or higher (age 25+) | 40.2% ±11.3 pts | 37.3% |
| Graduate or professional degree (age 25+) | 12.2% ±6.7 pts | 15.6% |
| Lived in the same house a year earlier | 71.2% ±7.9 pts | 81.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 406 earn?
Half of the 596 households in Census Tract 406 earn less than $45,044 a year (±$2,887), against $87,915 across Rensselaer County: 42nd highest of the county's 47 tracts with a reliable estimate. 39.0% of residents live below the poverty line.
| Measure | Tract 406 | Troy |
|---|---|---|
| Median household income | $45,044 ±$2,887 | $58,477 |
| Mean household income | $60,154 ±$11,519 | $80,186 |
| Per capita income | $18,469 ±$3,648 | $35,237 |
| People below the poverty line | 39.0% ±10.8 pts | 23.4% |
| Children under 18 below the poverty line | 5.3% ±9.5 pts | 40.5% |
| Households receiving SNAP | 6.9% ±4.5 pts | 21.7% |
| Households with a computer | 92.4% ±5.9 pts | 94.2% |
| Households with a broadband subscription | 90.8% ±7.1 pts | 88.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 406?
Owners occupy 30.0% of Census Tract 406's occupied homes and renters 70.0%. The median owner-occupied home is valued at $178,000 by its owner (±$32,996). The median renter pays $1,149 a month including utilities, and 36.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 406 | Troy |
|---|---|---|
| Median home value (owner-occupied) | $178,000 ±$32,996 | $206,500 |
| Median gross rent | $1,149 ±$57 | $1,175 |
| Renters paying 35% or more of income on rent | 36.5% ±12.2 pts | 44.4% |
| Median monthly owner costs, with a mortgage | $1,435 ±$165 | $1,774 |
| Owner-occupied homes | 30.0% ±9.2 pts | 37.4% |
| Renter-occupied homes | 70.0% ±9.2 pts | 62.6% |
| Housing units | 786 ±86 | 24,818 |
| Single-family detached homes | 14.1% ±6.2 pts | 24.4% |
| Mobile homes | 0.0% ±5.3 pts | 0.4% |
| Built 2020 or later | 0.0% ±5.3 pts | 0.3% |
| Built 2010 to 2019 | 13.2% ±8.3 pts | 4.7% |
| Built 1939 or earlier | 55.1% ±10.2 pts | 55.3% |
| Households with no vehicle | 25.0% ±7.9 pts | 19.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 406 get to work?
40.0% of Census Tract 406's workers drive alone and 22.7% work from home. The average trip to work takes 19.2 minutes. The unemployment rate in 2020-2024 averaged 9.3%.
| Measure | Tract 406 | Troy |
|---|---|---|
| In the labor force (age 16+) | 46.0% ±6.0 pts | 59.7% |
| Unemployment rate | 9.3% ±6.0 pts | 9.1% |
| Drove alone to work | 40.0% ±12.1 pts | 60.9% |
| Carpooled | 11.1% ±12.4 pts | 8.5% |
| Public transportation | 6.4% ±5.1 pts | 5.1% |
| Walked | 19.2% ±8.3 pts | 8.5% |
| Worked from home | 22.7% ±11.9 pts | 14.5% |
| Mean travel time to work | 19.2 min ±4.2 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 406 compare with the other tracts in Rensselaer County?
Among Rensselaer County's tracts with a reliable estimate, Census Tract 406 ranks as shown below (1 = highest).
| Measure | In Rensselaer County | In Troy |
|---|---|---|
| Population | 35th of 48 | 12th of 16 |
| Residents per square mile | 6th of 48 | 6th of 16 |
| Median household income | 42nd of 47 | 10th of 15 |
| Per capita income | 48th of 48 | 16th of 16 |
| Median home value | 36th of 43 | 8th of 12 |
| Median gross rent | 28th of 46 | 11th of 15 |
| Poverty rate | 2nd of 33 | 2nd of 15 |
| Bachelor's degree or higher | 19th of 48 | 8th of 16 |
| Median age | 47th of 48 | 15th of 16 |
| Owner-occupied share | 43rd of 47 | 12th of 15 |
The tracts next to it on Rensselaer County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 525.03 | 39th | $52,056±$27,343 · within the margin of this tract |
| Tract 517.02 | 40th | $48,214±$7,251 · within the margin of this tract |
| Tract 516.01 | 41st | $46,399±$14,216 · within the margin of this tract |
| Tract 406 | 42nd | $45,044±$2,887 |
| Tract 411.02 | 43rd | $42,727±$14,782 · within the margin of this tract |
| Tract 402 | 44th | $41,685±$21,835 · within the margin of this tract |
| Tract 401 | 45th | $39,819±$12,379 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 406?
Every figure for Census Tract 406 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections