City profile · New York · Census ACS 2023

Troy, NY

Population, income, housing, safety, climate and schools for Troy - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

51,054
Residents
$57,688
Median income
$192,500
Median home
$1,702
Median rent (state)

Troy - the verdict

Troy ranks in the 32nd percentile for household income and the 13th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

32nd
percentile, household income
40th
percentile, home value
67th
percentile, median rent
13th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Troy, NY

51,054 people live in Troy, New York - a small city by U.S. Census Bureau ACS 2023 estimates. Troy households earn a median of $57,688 annually, below the median for U.S. cities on this measure, with a poverty rate of 19.2%. Typical homes in Troy are valued around $192,500, and the median resident age is 33.0 years. About 36.8% of adults hold a bachelor's degree or higher, while 54.7% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 124 residential units authorized here in 2024 (Building Boom), up 313% from five years earlier. Troy's reported crime rate runs above the national norm: FBI UCR figures show 3243.9 crimes per 100,000 residents, above the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).

New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,702 per month statewide. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 82.2 out of 100 (High).

Population

51,054 residents

Census ACS 2023 - New York

Median Household Income

$57,688 /yr

Poverty 19.2%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Troy compare to other US cities?

Troy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 32% higher than other cities
Home value 40% pricier than other cities
Median rent 67% pricier than other cities
Safety 13% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just New York and the picture shifts: Troy ranks #41 of 55 New York cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Troy against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Poverty Rate is Troy's strongest outlier among New York cities

Among the 1,246 New York cities PlainCities tracks with reported poverty rate data, Troy ranks #98 - the 92nd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Troy only against its own state's cities, not the full US field.

Median Household Income
#973 of 1,205
19th percentile in New York
Median Gross Rent
#522 of 1,256
53rd percentile in New York
Median Home Value
#693 of 1,202
42nd percentile in New York
Poverty Rate
#98 of 1,246
92nd percentile in New York
Bachelor's Degree or Higher
#552 of 1,254
56th percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

32ndIncome percentile
13thSafety percentile

32nd percentile nationally for median household income · 13th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Troy's profile vs. every US city

Income, affordability, and safety percentile

Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 31 Avg. percentile National median
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Troy's home value compares nationally

Median home value vs. every US city (population 1,000+)

$192,500 Among the most affordable more affordable than 60% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). This entry sits in this band. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Troy $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Troy, NY Troy, NY's reported median household income shown against the U.S. national quintile-share pattern (not Troy, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Troy, NY median $57,688/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Troy, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Troy, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 36.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 19.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 54.7%

Census ACS S2301, share of working-age residents in the labor force

Population
51,054
Median Income
$57,688
Median Home Value
$192,500
Median Age
33.0
Poverty Rate
19.2%
Labor force participation
54.7%
Bachelor's Degree+
36.8%

Safety & Crime

Total Crime Rate
3243.9
per 100,000 residents
Violent Crime
470.5
per 100,000 residents
Property Crime
2773.4
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
17
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
50,000 residents50,500 residents51,000 residents51,500 residents 202020212022202320242025 51,176 residents 50,912 residents ▼ -0.5%
Troy's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
124
housing units authorized
Single-Family
6
detached homes
Multifamily
118
apartments & condos
Supply Intensity
2.4
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 30
2020 10
2021 45
2022 6
2023 90
2024 124

Permit volume increased 313% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
61.4%
Carpool
8.2%
Public Transit
5.3%
Walk
9.9%
Work from Home
12.6%
Other
2.6%

Based on 23,125 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Troy sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,702/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
82.2 / 100
High
FEMA NRI composite score (county)

Similar Cities in New York

Levittown
51,557 people
Irondequoit
50,438 people
Niagara Falls
48,198 people
Binghamton
47,357 people
West Seneca
45,329 people
Freeport
44,102 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Troy's 51,054 residents (Census ACS 5-Year 2023).

Columbus, IN
51,104 people
Country Club, FL
51,000 people
Westfield, IN
51,109 people
Burleson, TX
50,981 people
East Honolulu, HI
50,961 people
Levittown, PA
50,930 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Troy's $57,688 (Census ACS 5-Year 2023, table B19013).

Martin, LA
$57,684 median income
Princeton, IL
$57,682 median income
Leon Valley, TX
$57,695 median income
Shipshewana, IN
$57,679 median income
Boothbay Harbor, ME
$57,679 median income
Trimble, TN
$57,697 median income

Race & Ethnicity Composition

Race and ethnicity - Troy, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Troy, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 64.8% 16.9% 9.6% ETHNICITY, Hispanic or Latino (any race) 9.8% White 64.8% Black or African American 16.9% Asian 4.3% American Indian 0.1% Native Hawaiian 0.0% Some other race 4.3% Two or more races 9.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Troy compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Troy (this city) 51,054 $57,688
Levittown 51,557 $139,696
Irondequoit 50,438 $76,871
Niagara Falls 48,198 $48,535
Census ACS 5-year FIPS NY FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Troy, NY?

What is the population of Troy, NY? +

51,054 people live in Troy, NY according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Troy, NY? +

Median annual household income in Troy runs $57,688, based on Census ACS 2023 data.

What is the cost of living in Troy? +

BEA does not publish a city-level cost-of-living figure for Troy; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

Is Troy, NY safe? +

Troy has a total crime rate of 3243.9 per 100,000 residents, which is above the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Troy, NY? +

Troy's median home value sits at $192,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.