Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetNY-TROY-NY · Troy, NY 51,054 pop · income 32nd pct · 48 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Troy
Lowest/highest poles plus peers nearest Troy on median household income. Full ladder: /browse and /rankings.
median HH income
Binghamton · lowest
44,331
Binghamton · lowest
44,331 median HH income
28.0% of the leader · rank #1
Shipshewana · near
57,679
Shipshewana · near
57,679 median HH income
36.4% of the leader · rank #2
Princeton · near
57,682
Princeton · near
57,682 median HH income
36.4% of the leader · rank #3
Martin · near
57,684
Martin · near
57,684 median HH income
36.4% of the leader · rank #4
Troy · this city
57,688
Troy · this city
57,688 median HH income
36.4% of the leader · rank #5
Leon Valley · near
57,695
Leon Valley · near
57,695 median HH income
36.4% of the leader · rank #6
East Honolulu · highest
158,398
East Honolulu · highest
158,398 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Troy on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 51,054.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Troy - the verdict
Troy ranks in the 32nd percentile for household income and the 13th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
32nd
percentile, household income
40th
percentile, home value
78th
percentile, median rent
13th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Troy, NY
51,054 people live in Troy, New York - a small city by U.S. Census Bureau ACS 2023 estimates. Households in Troy report a median income of $57,688 per year, below the median for U.S. cities on this measure, with a poverty rate of 19.2%. Typical homes in Troy are valued around $192,500, and the median resident age is 33.0 years. About 36.8% of adults hold a bachelor's degree or higher, while 54.7% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 124 residential units authorized here in 2024 (Building Boom), up 313% from five years earlier. Troy's reported crime rate runs above the national norm: FBI UCR figures show 3243.9 crimes per 100,000 residents, above the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
New York carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, New York scores 107.9 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 69.4 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Troy's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to population change to work and mobility to reported crime to schools and households to within-city variation; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Troy, city-specific coverage includes matched public-school count, within-city Census tract profiles, FBI reported-crime rates, annual population history, local building permits, commute-mode shares.
All six city-specific enrichment layers used by this profile are present.
Question 1
Which cities make useful reference points for Troy?
Within New York, the closest population matches are Levittown (51,557 residents, $139,696 income); Irondequoit (50,438 residents, $76,871 income); Niagara Falls (48,198 residents, $48,535 income). Outside the state, the closest population matches in this dataset are Columbus, IN (51,104 residents); Country Club, FL (51,000 residents); Westfield, IN (51,109 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
How far does income reach against housing in Troy?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.3 times median household income. The ACS poverty estimate is 19.2%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population declined by -264 residents from 2020 to 2025, a -0.5% change. Separately, Census BPS recorded 124 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
PlainCities matches 48 Census tracts to this city.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Troy?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 61.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
5.3%
Work from home
12.6%
Drive alone
61.4%
City-level Census ACS commuting estimates covering 23,125 workers age 16+.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 3243.9 violent and property crimes per 100,000 residents, above the 2280.5 national reference used here. The difference is 42% higher in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
2773.4
Violent rate
470.5
Total reported rate
3243.9
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
The NCES join finds 17 public schools within the city match. 36.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
17
Bachelor's degree+
36.8%
Poverty estimate
19.2%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Below median income · poverty 19.2% (High poverty)
Cost of Living Index (state)
107.9 (US=100)
High cost · BEA RPP 2024, New York average
F
City profile score · Troy, NY
27/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B
36.8%
Adults with a bachelor's degree or higher; ACS.
Household income F
$57,688
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime F
471 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate F
19.2%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Troy profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 70/100 (B) · 36.8%
Household income: 31/100 (F) · $57,688
Violent crime: 18/100 (F) · 471 /100k
Poverty rate: 15/100 (F) · 19.2%
Cost of living: 12/100 (F) · 107.9 index
Where Troy sits on home value vs crime among peer cities
Troy's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Troy highlighted among 26 peers.Read the chart values
Troy, NY (this city): home $192,500, crime 3,244/100k
Columbus, IN : home $231,000, crime 96/100k
Westfield, IN : home $391,900, crime 686/100k
Burleson, TX : home $282,900, crime 1,260/100k
Niagara Falls, NY : home $104,400, crime 3,309/100k
Binghamton, NY : home $117,400, crime 3,946/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Troy compare to other US cities?
Troy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income32% higher than other cities
Home value40% pricier than other cities
Median rent78% pricier than other cities
Safety13% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just New York and the picture shifts: Troy ranks #41 of 55 New York cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Troy against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Troy near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Troy ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Troy only against its own state's cities, not the full US field.
Median Household Income
#973 of 1,205
19th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#693 of 1,202
42nd percentile in New York
Poverty Rate
#98 of 1,246
92nd percentile in New York
Bachelor's Degree or Higher
#552 of 1,254
56th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
32nd percentile nationally for median household income · 13th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Troy's profile vs. every US city
Income, affordability, and safety percentile
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Troy's home value compares nationally
Median home value vs. every US city (population 1,000+)
$192,500Among the most affordablemore affordable than 60% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Troy's home-value-to-income ratio: 3.3×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#8,287 of 15,516
More affordable than 47% of tracked cities (pop. 1,000+)
Size class
#175 of 750
Mid-size cities (50,000–199,999)
At 3.3×, Troy sits in the moderate band:
national rank #8,287 of 15,516 and #175 of 750mid-size cities (50,000–199,999).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$57,688Troy, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Troy, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Troy, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)36.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)19.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)54.7%
Census ACS S2301, share of working-age residents in the labor force
Population
51,054
Median Income
$57,688
Median Home Value
$192,500
Median Age
33.0
Poverty Rate
19.2%
Labor force participation
54.7%
Bachelor's Degree+
36.8%
Safety & Crime
Total Crime Rate
3243.9
per 100,000 residents
Violent Crime
470.5
per 100,000 residents
Property Crime
2773.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
17
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Troy's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
51,176 residents
2021
51,009 residents
2022
50,390 residents
2023
50,560 residents
2024
50,676 residents
2025
50,912 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
124
housing units authorized
Single-Family
6
detached homes
Multifamily
118
apartments & condos
Supply Intensity
2.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
30
2
28
$3.1M
2020
10
4
6
$2.0M
2021
45
5
40
$6.6M
2022
6
6
0
$1.5M
2023
90
0
90
$6.3M
2024
124
6
118
$14.0M
Permit volume increased 313% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
61.4%
Carpool
8.2%
Public Transit
5.3%
Walk
9.9%
Work from Home
12.6%
Other
2.6%
Based on 23,125 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Troy. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Troy is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Troy sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Troy compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.