Census tract · Wells County
Census Tract 406, Wells County, Indiana
Census Tract 406, GEOID 18179040600, in Wells County, Indiana, mostly within Bluffton (97% of its census blocks). 4,358 residents in the ACS 2020-2024 5-year estimates (±381); the 2020 Census counted 4,186.
Residents, 2020-2024
4,358
±381 (90% margin)
2020 Census count: 4,186
Median household income
$52,002
±$6,382 (90% margin)
Wells County: $71,957
Median home value
$119,900
±$19,232 (90% margin)
Wells County: $197,600
Median gross rent
$695
±$237 (90% margin)
Wells County: $813
Where is Census Tract 406?
Census Tract 406 is one of 7 census tracts in Wells County, Indiana. It covers 3.45 square miles of land, 1,215 residents per square mile in 2020. Its GEOID, 18179040600, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bluffton | 97% |
| Harrison Township, Wells County | 97% |
| Lancaster Township, Wells County | 3% |
3 census tracts border Census Tract 406: Tract 403 ($88,277), Tract 404 ($75,035) and Tract 405 ($74,598). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 406?
The 2020-2024 American Community Survey puts Census Tract 406's population at 4,358 (±381) in 1,749 households; the 2020 Census counted 4,186 residents and 1,883 housing units.
| Measure | Tract 406 | Bluffton |
|---|---|---|
| Total population | 4,358 ±381 | 10,529 |
| Households | 1,749 ±194 | 4,550 |
| Average household size | 2.44 ±0.24 | 2.27 |
| Housing units | 1,932 ±187 | 4,807 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 406?
The median resident of Census Tract 406 is 32.2 years old; 28.5% are under 18 and 11.2% are 65 or older. The largest group is non-Hispanic white residents at 80.2%, then Hispanic or Latino residents (of any race) at 11.3%.
| Measure | Tract 406 | Bluffton |
|---|---|---|
| Median age | 32.2 ±1.7 | 38.9 |
| Under 18 years | 28.5% ±3.3 pts | 24.3% |
| 65 years and over | 11.2% ±2.6 pts | 17.7% |
| Hispanic or Latino (any race) | 11.3% ±4.0 pts | 5.8% |
| White alone, not Hispanic | 80.2% ±4.7 pts | 89.0% |
| Black or African American alone, not Hispanic | 4.4% ±2.8 pts | 1.8% |
| Asian alone, not Hispanic | 0.3% ±0.5 pts | 0.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.7% ±1.0 pts | 0.3% |
| Two or more races, not Hispanic | 3.1% ±2.2 pts | 2.9% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Born outside the United States | 5.7% ±4.1 pts | 3.5% |
| Speak a language other than English at home (age 5+) | 10.2% ±5.7 pts | 4.7% |
| Civilian veterans (age 18+) | 2.9% ±1.9 pts | 5.5% |
| With a disability | 13.4% ±3.3 pts | 16.4% |
| No health insurance coverage | 8.3% ±3.9 pts | 7.3% |
| High school graduate or higher (age 25+) | 91.3% ±3.5 pts | 92.0% |
| Bachelor's degree or higher (age 25+) | 14.0% ±5.4 pts | 17.7% |
| Graduate or professional degree (age 25+) | 1.7% ±1.2 pts | 4.4% |
| Lived in the same house a year earlier | 82.3% ±5.4 pts | 82.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 406 earn?
Half of the 1,749 households in Census Tract 406 earn less than $52,002 a year (±$6,382), against $71,957 across Wells County: 7th highest of the county's 7 tracts with a reliable estimate. 5.0% of residents live below the poverty line.
| Measure | Tract 406 | Bluffton |
|---|---|---|
| Median household income | $52,002 ±$6,382 | $57,539 |
| Mean household income | $59,782 ±$6,546 | $74,122 |
| Per capita income | $25,083 ±$2,435 | $32,779 |
| People below the poverty line | 5.0% ±2.3 pts | 9.5% |
| Children under 18 below the poverty line | 1.9% ±2.4 pts | 9.4% |
| Households receiving SNAP | 6.2% ±4.1 pts | 8.0% |
| Households with a computer | 94.9% ±2.6 pts | 91.1% |
| Households with a broadband subscription | 78.4% ±6.8 pts | 79.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 406?
Owners occupy 57.7% of Census Tract 406's occupied homes and renters 42.3%. The median owner-occupied home is valued at $119,900 by its owner (±$19,232). The median renter pays $695 a month including utilities, and 20.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 406 | Bluffton |
|---|---|---|
| Median home value (owner-occupied) | $119,900 ±$19,232 | $149,600 |
| Median gross rent | $695 ±$237 | $732 |
| Renters paying 35% or more of income on rent | 20.5% ±10.7 pts | 27.7% |
| Median monthly owner costs, with a mortgage | $885 ±$118 | $1,081 |
| Owner-occupied homes | 57.7% ±8.4 pts | 62.0% |
| Renter-occupied homes | 42.3% ±8.4 pts | 38.0% |
| Housing units | 1,932 ±187 | 4,807 |
| Single-family detached homes | 72.5% ±7.1 pts | 66.0% |
| Mobile homes | 7.0% ±4.5 pts | 9.2% |
| Built 2020 or later | 0.0% ±1.9 pts | 0.3% |
| Built 2010 to 2019 | 2.4% ±2.7 pts | 8.9% |
| Built 1939 or earlier | 48.9% ±8.1 pts | 27.3% |
| Households with no vehicle | 10.2% ±8.0 pts | 7.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 406 get to work?
78.9% of Census Tract 406's workers drive alone. The average trip to work takes 18.7 minutes.
| Measure | Tract 406 | Bluffton |
|---|---|---|
| In the labor force (age 16+) | 68.4% ±5.4 pts | 66.5% |
| Unemployment rate | 1.6% ±2.0 pts | 2.8% |
| Drove alone to work | 78.9% ±6.3 pts | 80.2% |
| Carpooled | 13.4% ±5.9 pts | 9.1% |
| Public transportation | 0.0% ±1.7 pts | 0.3% |
| Walked | 2.7% ±2.2 pts | 2.2% |
| Worked from home | 2.2% ±1.9 pts | 5.5% |
| Mean travel time to work | 18.7 min ±2.5 | 19.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 406 compare with the other tracts in Wells County?
Among Wells County's tracts with a reliable estimate, Census Tract 406 ranks as shown below (1 = highest).
| Measure | In Wells County | In Bluffton |
|---|---|---|
| Population | 3rd of 7 | 2nd of 3 |
| Residents per square mile | 1st of 7 | 1st of 3 |
| Median household income | 7th of 7 | 3rd of 3 |
| Per capita income | 7th of 7 | 3rd of 3 |
| Median home value | 7th of 7 | 3rd of 3 |
| Median gross rent | 7th of 7 | 3rd of 3 |
| Poverty rate | 6th of 6 | 3rd of 3 |
| Bachelor's degree or higher | 6th of 7 | 3rd of 3 |
| Median age | 7th of 7 | 3rd of 3 |
| Owner-occupied share | 7th of 7 | 3rd of 3 |
The tracts next to it on Wells County's income ladder
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 406?
2 of the 18 figures for Census Tract 406 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections