Census tract · Ramsey County
Census Tract 406.03, Ramsey County, Minnesota
Census Tract 406.03, GEOID 27123040603, in Ramsey County, Minnesota, entirely within Vadnais Heights. 5,603 residents in the ACS 2020-2024 5-year estimates (±447); the 2020 Census counted 5,177.
Residents, 2020-2024
5,603
±447 (90% margin)
2020 Census count: 5,177
Median household income
$117,246
±$15,424 (90% margin)
Ramsey County: $81,568
Median home value
$408,400
±$30,399 (90% margin)
Ramsey County: $326,600
Median gross rent
$1,881
±$196 (90% margin)
Ramsey County: $1,329
Where is Census Tract 406.03?
Census Tract 406.03 is one of 143 census tracts in Ramsey County, Minnesota. It covers 2.29 square miles of land, 2,264 residents per square mile in 2020. Its GEOID, 27123040603, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Vadnais Heights | 100% |
4 census tracts border Census Tract 406.03: Tract 405.03 ($94,044), Tract 406.01 ($211,887), Tract 406.05 ($108,911) and Tract 407.09 ($113,576). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 406.03?
The 2020-2024 American Community Survey puts Census Tract 406.03's population at 5,603 (±447) in 2,297 households; the 2020 Census counted 5,177 residents and 2,218 housing units.
| Measure | Tract 406.03 | Vadnais Heights |
|---|---|---|
| Total population | 5,603 ±447 | 12,838 |
| Households | 2,297 ±135 | 5,610 |
| Average household size | 2.42 ±0.16 | 2.28 |
| Housing units | 2,297 ±135 | 5,730 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 406.03?
The median resident of Census Tract 406.03 is 41.2 years old; 22.8% are under 18 and 19.9% are 65 or older. The largest group is non-Hispanic white residents at 78.5%, then Hispanic or Latino residents (of any race) at 8.2%. 6.3% of residents were born outside the United States.
| Measure | Tract 406.03 | Vadnais Heights |
|---|---|---|
| Median age | 41.2 ±4.4 | 39.6 |
| Under 18 years | 22.8% ±4.8 pts | 21.8% |
| 65 years and over | 19.9% ±2.7 pts | 19.6% |
| Hispanic or Latino (any race) | 8.2% ±6.6 pts | 7.2% |
| White alone, not Hispanic | 78.5% ±6.5 pts | 71.1% |
| Black or African American alone, not Hispanic | 0.6% ±0.6 pts | 5.9% |
| Asian alone, not Hispanic | 5.2% ±2.4 pts | 8.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.4 pts | 0.7% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.4 pts | 0.0% |
| Two or more races, not Hispanic | 7.4% ±3.7 pts | 6.2% |
| Some other race alone, not Hispanic | 0.0% ±0.4 pts | 0.7% |
| Born outside the United States | 6.3% ±2.5 pts | 8.8% |
| Speak a language other than English at home (age 5+) | 6.9% ±2.8 pts | 12.0% |
| Civilian veterans (age 18+) | 6.2% ±2.9 pts | 6.6% |
| With a disability | 8.7% ±2.8 pts | 10.5% |
| No health insurance coverage | 4.5% ±3.3 pts | 5.1% |
| High school graduate or higher (age 25+) | 98.3% ±1.0 pts | 95.1% |
| Bachelor's degree or higher (age 25+) | 58.6% ±7.0 pts | 45.9% |
| Graduate or professional degree (age 25+) | 20.7% ±6.1 pts | 16.0% |
| Lived in the same house a year earlier | 91.1% ±4.7 pts | 92.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 406.03 earn?
Half of the 2,297 households in Census Tract 406.03 earn less than $117,246 a year (±$15,424), against $81,568 across Ramsey County: 14th highest of the county's 142 tracts with a reliable estimate.
| Measure | Tract 406.03 | Vadnais Heights |
|---|---|---|
| Median household income | $117,246 ±$15,424 | $98,685 |
| Mean household income | $146,261 ±$17,873 | $128,033 |
| Per capita income | $62,653 ±$9,062 | $57,103 |
| People below the poverty line | 1.3% ±0.9 pts | 3.9% |
| Children under 18 below the poverty line | 0.0% ±1.7 pts | 2.0% |
| Households receiving SNAP | 0.4% ±0.7 pts | 4.8% |
| Households with a computer | 98.7% ±1.6 pts | 97.4% |
| Households with a broadband subscription | 99.2% ±1.3 pts | 95.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 406.03?
Owners occupy 91.0% of Census Tract 406.03's occupied homes and renters 9.0%. The median owner-occupied home is valued at $408,400 by its owner (±$30,399). The median renter pays $1,881 a month including utilities.
| Measure | Tract 406.03 | Vadnais Heights |
|---|---|---|
| Median home value (owner-occupied) | $408,400 ±$30,399 | $363,100 |
| Median gross rent | $1,881 ±$196 | $1,455 |
| Renters paying 35% or more of income on rent | 17.2% ±19.3 pts | 31.8% |
| Median monthly owner costs, with a mortgage | $2,291 ±$283 | $1,877 |
| Owner-occupied homes | 91.0% ±3.6 pts | 79.6% |
| Renter-occupied homes | 9.0% ±3.6 pts | 20.4% |
| Housing units | 2,297 ±135 | 5,730 |
| Single-family detached homes | 62.0% ±6.4 pts | 51.9% |
| Mobile homes | 0.0% ±1.0 pts | 4.6% |
| Built 2020 or later | 5.2% ±3.0 pts | 2.8% |
| Built 2010 to 2019 | 1.4% ±1.6 pts | 5.7% |
| Built 1939 or earlier | 2.9% ±2.3 pts | 3.9% |
| Households with no vehicle | 0.0% ±1.0 pts | 2.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 406.03 get to work?
70.9% of Census Tract 406.03's workers drive alone and 22.1% work from home. The average trip to work takes 24.3 minutes.
| Measure | Tract 406.03 | Vadnais Heights |
|---|---|---|
| In the labor force (age 16+) | 71.7% ±4.8 pts | 69.4% |
| Unemployment rate | 4.1% ±3.7 pts | 4.5% |
| Drove alone to work | 70.9% ±6.4 pts | 70.4% |
| Carpooled | 3.7% ±2.3 pts | 4.3% |
| Public transportation | 0.6% ±0.6 pts | 0.3% |
| Walked | 0.6% ±1.0 pts | 0.6% |
| Worked from home | 22.1% ±5.7 pts | 22.7% |
| Mean travel time to work | 24.3 min ±2.9 | 22.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 406.03 compare with the other tracts in Ramsey County?
Among Ramsey County's tracts with a reliable estimate, Census Tract 406.03 ranks as shown below (1 = highest).
| Measure | In Ramsey County | In Vadnais Heights |
|---|---|---|
| Population | 17th of 142 | 1st of 3 |
| Residents per square mile | 123rd of 143 | 1st of 3 |
| Median household income | 14th of 142 | 1st of 3 |
| Per capita income | 25th of 142 | 2nd of 3 |
| Median home value | 29th of 140 | 1st of 3 |
| Median gross rent | 7th of 135 | 1st of 2 |
| Bachelor's degree or higher | 40th of 142 | 1st of 3 |
| Median age | 36th of 142 | 2nd of 3 |
| Owner-occupied share | 7th of 141 | 2nd of 3 |
The tracts next to it on Ramsey County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 411.05 | 11th | $118,009±$13,359 · within the margin of this tract |
| Tract 364 | 12th | $117,528±$21,032 · within the margin of this tract |
| Tract 357 | 13th | $117,344±$33,598 · within the margin of this tract |
| Tract 406.03 | 14th | $117,246±$15,424 |
| Tract 366 | 15th | $116,705±$17,660 · within the margin of this tract |
| Tract 411.04 | 16th | $114,345±$17,650 · within the margin of this tract |
| Tract 407.09 | 17th | $113,576±$7,781 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 406.03?
3 of the 18 figures for Census Tract 406.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections