Census tract · Ramsey County
Census Tract 407.04, Ramsey County, Minnesota
Census Tract 407.04, GEOID 27123040704, in Ramsey County, Minnesota, entirely within Shoreview. 5,537 residents in the ACS 2020-2024 5-year estimates (±550); the 2020 Census counted 6,045.
Residents, 2020-2024
5,537
±550 (90% margin)
2020 Census count: 6,045
Median household income
$79,663
±$11,381 (90% margin)
Ramsey County: $81,568
Median home value
$378,900
±$30,179 (90% margin)
Ramsey County: $326,600
Median gross rent
$1,463
±$134 (90% margin)
Ramsey County: $1,329
Where is Census Tract 407.04?
Census Tract 407.04 is one of 143 census tracts in Ramsey County, Minnesota. It covers 2.64 square miles of land, 2,291 residents per square mile in 2020. Its GEOID, 27123040704, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Shoreview | 100% |
6 census tracts border Census Tract 407.04: Tract 406.05 ($108,911), Tract 407.09 ($113,576), Tract 408.04 ($149,500), Tract 415 ($107,917), Tract 416.01 ($91,985) and Tract 421.01 ($54,854). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 407.04?
The 2020-2024 American Community Survey puts Census Tract 407.04's population at 5,537 (±550) in 2,451 households; the 2020 Census counted 6,045 residents and 2,686 housing units.
| Measure | Tract 407.04 | Shoreview |
|---|---|---|
| Total population | 5,537 ±550 | 26,714 |
| Households | 2,451 ±179 | 11,340 |
| Average household size | 2.20 ±0.16 | 2.32 |
| Housing units | 2,519 ±165 | 11,580 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 407.04?
The median resident of Census Tract 407.04 is 41.1 years old; 22.8% are under 18 and 20.4% are 65 or older. The largest group is non-Hispanic white residents at 73.8%, then non-Hispanic Asian residents at 10.2%. 13.6% of residents were born outside the United States.
| Measure | Tract 407.04 | Shoreview |
|---|---|---|
| Median age | 41.1 ±5.1 | 43.6 |
| Under 18 years | 22.8% ±3.3 pts | 22.2% |
| 65 years and over | 20.4% ±3.5 pts | 21.5% |
| Hispanic or Latino (any race) | 4.9% ±3.1 pts | 4.2% |
| White alone, not Hispanic | 73.8% ±7.6 pts | 75.9% |
| Black or African American alone, not Hispanic | 3.8% ±4.0 pts | 3.8% |
| Asian alone, not Hispanic | 10.2% ±5.6 pts | 10.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.5% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.4 pts | 0.0% |
| Two or more races, not Hispanic | 7.0% ±4.0 pts | 4.3% |
| Some other race alone, not Hispanic | 0.0% ±0.4 pts | 0.4% |
| Born outside the United States | 13.6% ±5.5 pts | 10.7% |
| Speak a language other than English at home (age 5+) | 11.2% ±5.0 pts | 13.2% |
| Civilian veterans (age 18+) | 8.5% ±3.5 pts | 5.9% |
| With a disability | 10.2% ±3.1 pts | 10.5% |
| No health insurance coverage | 1.9% ±2.1 pts | 2.2% |
| High school graduate or higher (age 25+) | 97.0% ±2.0 pts | 97.1% |
| Bachelor's degree or higher (age 25+) | 54.5% ±7.1 pts | 61.2% |
| Graduate or professional degree (age 25+) | 25.3% ±6.9 pts | 26.7% |
| Lived in the same house a year earlier | 85.0% ±8.5 pts | 87.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 407.04 earn?
Half of the 2,451 households in Census Tract 407.04 earn less than $79,663 a year (±$11,381), against $81,568 across Ramsey County: 79th highest of the county's 142 tracts with a reliable estimate. 11.7% of residents live below the poverty line.
| Measure | Tract 407.04 | Shoreview |
|---|---|---|
| Median household income | $79,663 ±$11,381 | $108,370 |
| Mean household income | $102,085 ±$12,780 | $145,218 |
| Per capita income | $46,448 ±$6,374 | $61,360 |
| People below the poverty line | 11.7% ±6.5 pts | 5.6% |
| Children under 18 below the poverty line | 12.7% ±13.7 pts | 4.8% |
| Households receiving SNAP | 4.0% ±2.7 pts | 3.4% |
| Households with a computer | 99.5% ±0.8 pts | 98.4% |
| Households with a broadband subscription | 98.1% ±1.8 pts | 95.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 407.04?
Owners occupy 56.4% of Census Tract 407.04's occupied homes and renters 43.6%. The median owner-occupied home is valued at $378,900 by its owner (±$30,179). The median renter pays $1,463 a month including utilities, and 35.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 407.04 | Shoreview |
|---|---|---|
| Median home value (owner-occupied) | $378,900 ±$30,179 | $383,700 |
| Median gross rent | $1,463 ±$134 | $1,661 |
| Renters paying 35% or more of income on rent | 35.7% ±13.9 pts | 34.1% |
| Median monthly owner costs, with a mortgage | $1,973 ±$388 | $2,146 |
| Owner-occupied homes | 56.4% ±7.3 pts | 80.2% |
| Renter-occupied homes | 43.6% ±7.3 pts | 19.8% |
| Housing units | 2,519 ±165 | 11,580 |
| Single-family detached homes | 53.4% ±7.7 pts | 59.0% |
| Mobile homes | 0.0% ±0.9 pts | 1.5% |
| Built 2020 or later | 0.9% ±1.1 pts | 1.7% |
| Built 2010 to 2019 | 8.4% ±4.5 pts | 5.5% |
| Built 1939 or earlier | 6.5% ±4.2 pts | 2.5% |
| Households with no vehicle | 5.1% ±3.3 pts | 2.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 407.04 get to work?
77.1% of Census Tract 407.04's workers drive alone and 14.8% work from home. The average trip to work takes 18.7 minutes.
| Measure | Tract 407.04 | Shoreview |
|---|---|---|
| In the labor force (age 16+) | 67.5% ±5.1 pts | 64.8% |
| Unemployment rate | 4.0% ±3.5 pts | 4.3% |
| Drove alone to work | 77.1% ±7.4 pts | 70.4% |
| Carpooled | 4.8% ±3.4 pts | 6.1% |
| Public transportation | 1.9% ±1.5 pts | 1.2% |
| Walked | 0.6% ±1.0 pts | 1.1% |
| Worked from home | 14.8% ±5.8 pts | 20.6% |
| Mean travel time to work | 18.7 min ±2.1 | 22.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 407.04 compare with the other tracts in Ramsey County?
Among Ramsey County's tracts with a reliable estimate, Census Tract 407.04 ranks as shown below (1 = highest).
| Measure | In Ramsey County | In Shoreview |
|---|---|---|
| Population | 18th of 142 | 1st of 6 |
| Residents per square mile | 122nd of 143 | 5th of 6 |
| Median household income | 79th of 142 | 6th of 6 |
| Per capita income | 67th of 142 | 6th of 6 |
| Median home value | 40th of 140 | 4th of 6 |
| Median gross rent | 39th of 135 | 5th of 6 |
| Poverty rate | 62nd of 120 | 1st of 4 |
| Bachelor's degree or higher | 48th of 142 | 6th of 6 |
| Median age | 39th of 142 | 5th of 6 |
| Owner-occupied share | 84th of 141 | 6th of 6 |
The tracts next to it on Ramsey County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 345 | 76th | $81,016±$14,257 · within the margin of this tract |
| Tract 308 | 77th | $80,584±$10,576 · within the margin of this tract |
| Tract 424.02 | 78th | $80,278±$16,484 · within the margin of this tract |
| Tract 407.04 | 79th | $79,663±$11,381 |
| Tract 306.02 | 80th | $79,323±$19,249 · within the margin of this tract |
| Tract 309 | 81st | $79,127±$31,989 · within the margin of this tract |
| Tract 403.02 | 82nd | $79,116±$21,388 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 407.04?
1 of the 18 figures for Census Tract 407.04 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections