Census tract · Rensselaer County
Census Tract 408, Rensselaer County, New York
Census Tract 408, GEOID 36083040800, in Rensselaer County, New York, entirely within Troy. 2,011 residents in the ACS 2020-2024 5-year estimates (±326); the 2020 Census counted 1,731.
Residents, 2020-2024
2,011
±326 (90% margin)
2020 Census count: 1,731
Median household income
$68,664
±$11,772 (90% margin)
Rensselaer County: $87,915
Median home value
$185,000
±$140,305 (90% margin)
Rensselaer County: $258,400
Median gross rent
$1,267
±$147 (90% margin)
Rensselaer County: $1,217
Where is Census Tract 408?
Census Tract 408 is one of 48 census tracts in Rensselaer County, New York. It covers 0.12 square miles of land, 14,189 residents per square mile in 2020. Its GEOID, 36083040800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Troy | 100% |
4 census tracts border Census Tract 408: Tract 132 in Albany County ($56,858), Tract 407.01, Tract 407.02 ($73,581) and Tract 409 ($62,175). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 408?
The 2020-2024 American Community Survey puts Census Tract 408's population at 2,011 (±326) in 947 households; the 2020 Census counted 1,731 residents and 1,175 housing units.
| Measure | Tract 408 | Troy |
|---|---|---|
| Total population | 2,011 ±326 | 51,033 |
| Households | 947 ±129 | 21,265 |
| Average household size | 2.08 ±0.24 | 2.13 |
| Housing units | 1,154 ±99 | 24,818 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 408?
The median resident of Census Tract 408 is 35.5 years old. The largest group is non-Hispanic white residents at 77.2%, then non-Hispanic Black residents at 9.9%. 9.0% of residents were born outside the United States.
| Measure | Tract 408 | Troy |
|---|---|---|
| Median age | 35.5 ±6.8 | 32.3 |
| Under 18 years | 5.5% ±4.3 pts | 17.2% |
| 65 years and over | 11.1% ±4.5 pts | 13.3% |
| Hispanic or Latino (any race) | 9.5% ±10.0 pts | 10.3% |
| White alone, not Hispanic | 77.2% ±9.8 pts | 61.4% |
| Black or African American alone, not Hispanic | 9.9% ±5.8 pts | 15.5% |
| Asian alone, not Hispanic | 0.6% ±0.6 pts | 3.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.1 pts | 0.0% |
| Two or more races, not Hispanic | 1.4% ±1.8 pts | 8.1% |
| Some other race alone, not Hispanic | 1.4% ±1.0 pts | 0.7% |
| Born outside the United States | 9.0% ±4.9 pts | 8.1% |
| Speak a language other than English at home (age 5+) | 15.0% ±9.1 pts | 10.9% |
| Civilian veterans (age 18+) | 1.5% ±1.4 pts | 4.6% |
| With a disability | 18.4% ±9.6 pts | 18.5% |
| No health insurance coverage | 1.4% ±1.3 pts | 4.6% |
| High school graduate or higher (age 25+) | 95.5% ±3.6 pts | 89.0% |
| Bachelor's degree or higher (age 25+) | 66.4% ±10.0 pts | 37.3% |
| Graduate or professional degree (age 25+) | 34.1% ±7.6 pts | 15.6% |
| Lived in the same house a year earlier | 77.0% ±6.6 pts | 81.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 408 earn?
Half of the 947 households in Census Tract 408 earn less than $68,664 a year (±$11,772), against $87,915 across Rensselaer County: 34th highest of the county's 47 tracts with a reliable estimate. 21.4% of residents live below the poverty line.
| Measure | Tract 408 | Troy |
|---|---|---|
| Median household income | $68,664 ±$11,772 | $58,477 |
| Mean household income | $80,892 ±$11,787 | $80,186 |
| Per capita income | $41,353 ±$7,256 | $35,237 |
| People below the poverty line | 21.4% ±11.5 pts | 23.4% |
| Children under 18 below the poverty line | 75.7% ±37.9 pts | 40.5% |
| Households receiving SNAP | 1.0% ±1.3 pts | 21.7% |
| Households with a computer | 97.7% ±2.5 pts | 94.2% |
| Households with a broadband subscription | 96.3% ±2.6 pts | 88.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 408?
Owners occupy 27.5% of Census Tract 408's occupied homes and renters 72.5%. The median renter pays $1,267 a month including utilities, and 36.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 408 | Troy |
|---|---|---|
| Median home value (owner-occupied) | $185,000 ±$140,305 | $206,500 |
| Median gross rent | $1,267 ±$147 | $1,175 |
| Renters paying 35% or more of income on rent | 36.1% ±13.5 pts | 44.4% |
| Median monthly owner costs, with a mortgage | $3,036 ±$486 | $1,774 |
| Owner-occupied homes | 27.5% ±8.0 pts | 37.4% |
| Renter-occupied homes | 72.5% ±8.0 pts | 62.6% |
| Housing units | 1,154 ±99 | 24,818 |
| Single-family detached homes | 4.4% ±2.8 pts | 24.4% |
| Mobile homes | 0.0% ±3.6 pts | 0.4% |
| Built 2020 or later | 0.0% ±3.6 pts | 0.3% |
| Built 2010 to 2019 | 0.0% ±3.6 pts | 4.7% |
| Built 1939 or earlier | 88.5% ±5.1 pts | 55.3% |
| Households with no vehicle | 6.9% ±4.8 pts | 19.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 408 get to work?
50.1% of Census Tract 408's workers drive alone and 28.1% work from home. The average trip to work takes 22.2 minutes.
| Measure | Tract 408 | Troy |
|---|---|---|
| In the labor force (age 16+) | 72.7% ±8.9 pts | 59.7% |
| Unemployment rate | 4.4% ±3.6 pts | 9.1% |
| Drove alone to work | 50.1% ±9.4 pts | 60.9% |
| Carpooled | 5.1% ±3.3 pts | 8.5% |
| Public transportation | 4.3% ±3.3 pts | 5.1% |
| Walked | 9.0% ±4.9 pts | 8.5% |
| Worked from home | 28.1% ±7.8 pts | 14.5% |
| Mean travel time to work | 22.2 min ±5.1 | 21.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 408 compare with the other tracts in Rensselaer County?
Among Rensselaer County's tracts with a reliable estimate, Census Tract 408 ranks as shown below (1 = highest).
| Measure | In Rensselaer County | In Troy |
|---|---|---|
| Population | 41st of 48 | 15th of 16 |
| Residents per square mile | 1st of 48 | 1st of 16 |
| Median household income | 34th of 47 | 5th of 15 |
| Per capita income | 29th of 48 | 4th of 16 |
| Median gross rent | 15th of 46 | 5th of 15 |
| Poverty rate | 13th of 33 | 11th of 15 |
| Bachelor's degree or higher | 1st of 48 | 1st of 16 |
| Median age | 35th of 48 | 4th of 16 |
| Owner-occupied share | 44th of 47 | 13th of 15 |
The tracts next to it on Rensselaer County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 403 | 31st | $73,636±$37,637 · within the margin of this tract |
| Tract 515 | 32nd | $73,618±$13,562 · within the margin of this tract |
| Tract 407.02 | 33rd | $73,581±$1,658 · within the margin of this tract |
| Tract 408 | 34th | $68,664±$11,772 |
| Tract 414 | 35th | $68,160±$16,734 · within the margin of this tract |
| Tract 410 | 36th | $68,040±$17,504 · within the margin of this tract |
| Tract 409 | 37th | $62,175±$11,256 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 408?
3 of the 18 figures for Census Tract 408 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections