Census tract · Campbell County
Census Tract 528, Campbell County, Kentucky
Census Tract 528, GEOID 21037052800, in Campbell County, Kentucky, partly within Fort Thomas, Highland Heights and Southgate. 3,804 residents in the ACS 2020-2024 5-year estimates (±543); the 2020 Census counted 3,620.
Residents, 2020-2024
3,804
±543 (90% margin)
2020 Census count: 3,620
Median household income
$95,348
±$6,153 (90% margin)
Campbell County: $77,567
Median home value
$247,500
±$23,728 (90% margin)
Campbell County: $252,000
Median gross rent
$971
±$49 (90% margin)
Campbell County: $1,145
Where is Census Tract 528?
Census Tract 528 is one of 25 census tracts in Campbell County, Kentucky. It covers 2.16 square miles of land, 1,678 residents per square mile in 2020. Its GEOID, 21037052800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Fort Thomas | 48% |
| Highland Heights | 18% |
| Southgate | 11% |
3 census tracts border Census Tract 528: Tract 523.02 ($118,333), Tract 529 ($88,542) and Tract 533.02 ($66,205). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 528?
The 2020-2024 American Community Survey puts Census Tract 528's population at 3,804 (±543) in 1,433 households; the 2020 Census counted 3,620 residents and 1,599 housing units.
| Measure | Tract 528 | Campbell County |
|---|---|---|
| Total population | 3,804 ±543 | 93,426 |
| Households | 1,433 ±187 | 39,232 |
| Average household size | 2.56 ±0.33 | 2.32 |
| Housing units | 1,484 ±172 | 42,065 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 528?
The median resident of Census Tract 528 is 45.3 years old; 22.8% are under 18 and 24.7% are 65 or older. The largest group is non-Hispanic white residents at 92.8%, then non-Hispanic residents of two or more races at 4.3%.
| Measure | Tract 528 | Campbell County |
|---|---|---|
| Median age | 45.3 ±7.6 | 39.3 |
| Under 18 years | 22.8% ±4.2 pts | 20.6% |
| 65 years and over | 24.7% ±10.0 pts | 17.5% |
| Hispanic or Latino (any race) | 0.5% ±0.7 pts | 2.6% |
| White alone, not Hispanic | 92.8% ±4.8 pts | 90.3% |
| Black or African American alone, not Hispanic | 1.1% ±1.2 pts | 2.8% |
| Asian alone, not Hispanic | 1.4% ±1.1 pts | 0.9% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 4.3% ±4.4 pts | 2.9% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.4% |
| Born outside the United States | 3.5% ±3.0 pts | 2.7% |
| Speak a language other than English at home (age 5+) | 4.9% ±3.0 pts | 4.0% |
| Civilian veterans (age 18+) | 6.9% ±2.6 pts | 5.2% |
| With a disability | 10.6% ±3.9 pts | 13.3% |
| No health insurance coverage | 9.1% ±6.8 pts | 4.9% |
| High school graduate or higher (age 25+) | 93.7% ±1.9 pts | 93.9% |
| Bachelor's degree or higher (age 25+) | 51.2% ±8.7 pts | 39.7% |
| Graduate or professional degree (age 25+) | 20.2% ±5.8 pts | 15.3% |
| Lived in the same house a year earlier | 92.0% ±4.7 pts | 86.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 528 earn?
Half of the 1,433 households in Census Tract 528 earn less than $95,348 a year (±$6,153), against $77,567 across Campbell County: 8th highest of the county's 24 tracts with a reliable estimate. 11.2% of residents live below the poverty line.
| Measure | Tract 528 | Campbell County |
|---|---|---|
| Median household income | $95,348 ±$6,153 | $77,567 |
| Mean household income | $134,585 ±$22,422 | $108,442 |
| Per capita income | $51,281 ±$7,297 | $46,100 |
| People below the poverty line | 11.2% ±6.0 pts | 11.1% |
| Children under 18 below the poverty line | 7.6% ±8.2 pts | 10.8% |
| Households receiving SNAP | 3.4% ±2.5 pts | 6.2% |
| Households with a computer | 97.6% ±2.2 pts | 95.9% |
| Households with a broadband subscription | 93.7% ±4.2 pts | 92.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 528?
Owners occupy 79.6% of Census Tract 528's occupied homes and renters 20.4%. The median owner-occupied home is valued at $247,500 by its owner (±$23,728). The median renter pays $971 a month including utilities.
| Measure | Tract 528 | Campbell County |
|---|---|---|
| Median home value (owner-occupied) | $247,500 ±$23,728 | $252,000 |
| Median gross rent | $971 ±$49 | $1,145 |
| Renters paying 35% or more of income on rent | 18.4% ±17.4 pts | 37.9% |
| Median monthly owner costs, with a mortgage | $1,746 ±$175 | $1,627 |
| Owner-occupied homes | 79.6% ±7.8 pts | 71.1% |
| Renter-occupied homes | 20.4% ±7.8 pts | 28.9% |
| Housing units | 1,484 ±172 | 42,065 |
| Single-family detached homes | 66.4% ±8.0 pts | 64.2% |
| Mobile homes | 0.0% ±2.5 pts | 1.6% |
| Built 2020 or later | 0.0% ±2.5 pts | 1.6% |
| Built 2010 to 2019 | 2.6% ±2.3 pts | 8.9% |
| Built 1939 or earlier | 25.5% ±9.1 pts | 26.4% |
| Households with no vehicle | 3.4% ±2.5 pts | 5.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 528 get to work?
73.0% of Census Tract 528's workers drive alone and 17.8% work from home. The average trip to work takes 22.0 minutes.
| Measure | Tract 528 | Campbell County |
|---|---|---|
| In the labor force (age 16+) | 55.2% ±9.4 pts | 66.0% |
| Unemployment rate | 5.2% ±5.0 pts | 4.0% |
| Drove alone to work | 73.0% ±8.0 pts | 71.7% |
| Carpooled | 2.0% ±1.8 pts | 7.2% |
| Public transportation | 2.9% ±2.4 pts | 0.8% |
| Walked | 1.2% ±1.4 pts | 2.2% |
| Worked from home | 17.8% ±8.1 pts | 17.1% |
| Mean travel time to work | 22.0 min ±2.6 | 23.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 528 compare with the other tracts in Campbell County?
Among Campbell County's tracts with a reliable estimate, Census Tract 528 ranks as shown below (1 = highest).
| Measure | In Campbell County |
|---|---|
| Population | 13th of 25 |
| Residents per square mile | 17th of 25 |
| Median household income | 8th of 24 |
| Per capita income | 7th of 25 |
| Median home value | 11th of 24 |
| Median gross rent | 18th of 23 |
| Poverty rate | 10th of 19 |
| Bachelor's degree or higher | 5th of 24 |
| Median age | 2nd of 25 |
| Owner-occupied share | 10th of 25 |
The tracts next to it on Campbell County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 519.04 | 5th | $103,469±$9,384 · within the margin of this tract |
| Tract 519.01 | 6th | $101,703±$9,522 · within the margin of this tract |
| Tract 513 | 7th | $99,615±$22,729 · within the margin of this tract |
| Tract 528 | 8th | $95,348±$6,153 |
| Tract 520.02 | 9th | $91,179±$9,545 · within the margin of this tract |
| Tract 519.03 | 10th | $89,353±$20,415 · within the margin of this tract |
| Tract 529 | 11th | $88,542±$21,424 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 528?
3 of the 18 figures for Census Tract 528 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections