Census tract · Kenton County
Census Tract 638, Kenton County, Kentucky
Census Tract 638, GEOID 21117063800, in Kenton County, Kentucky, mostly within Covington (72% of its census blocks). 3,265 residents in the ACS 2020-2024 5-year estimates (±565); the 2020 Census counted 3,011.
Residents, 2020-2024
3,265
±565 (90% margin)
2020 Census count: 3,011
Median household income
$86,250
±$29,259 (90% margin)
Kenton County: $80,548
Median home value
$260,100
±$70,738 (90% margin)
Kenton County: $244,400
Median gross rent
$850
±$441 (90% margin)
Kenton County: $1,069
Where is Census Tract 638?
Census Tract 638 is one of 44 census tracts in Kenton County, Kentucky. It covers 1.31 square miles of land, 2,300 residents per square mile in 2020. Its GEOID, 21117063800, names it uniquely (how tract numbers and GEOIDs work).
5 census tracts border Census Tract 638: Tract 616 ($52,367), Tract 648 ($107,583), Tract 649 ($99,352), Tract 669 ($59,659) and Tract 670 ($68,214). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 638?
The 2020-2024 American Community Survey puts Census Tract 638's population at 3,265 (±565) in 1,599 households; the 2020 Census counted 3,011 residents and 1,734 housing units.
| Measure | Tract 638 | Covington |
|---|---|---|
| Total population | 3,265 ±565 | 41,110 |
| Households | 1,599 ±337 | 18,265 |
| Average household size | 2.03 ±0.18 | 2.21 |
| Housing units | 1,908 ±346 | 21,048 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 638?
The median resident of Census Tract 638 is 41.9 years old; 14.2% are under 18 and 15.9% are 65 or older. The largest group is non-Hispanic white residents at 84.0%, then non-Hispanic residents of two or more races at 9.2%.
| Measure | Tract 638 | Covington |
|---|---|---|
| Median age | 41.9 ±6.4 | 37.6 |
| Under 18 years | 14.2% ±3.3 pts | 20.4% |
| 65 years and over | 15.9% ±4.4 pts | 14.6% |
| Hispanic or Latino (any race) | 4.0% ±3.0 pts | 8.7% |
| White alone, not Hispanic | 84.0% ±6.9 pts | 75.2% |
| Black or African American alone, not Hispanic | 2.7% ±2.5 pts | 8.4% |
| Asian alone, not Hispanic | 0.0% ±1.1 pts | 1.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 9.2% ±5.1 pts | 6.0% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.8% |
| Born outside the United States | 1.3% ±1.0 pts | 5.1% |
| Speak a language other than English at home (age 5+) | 4.9% ±4.3 pts | 7.1% |
| Civilian veterans (age 18+) | 3.4% ±2.1 pts | 5.5% |
| With a disability | 14.3% ±4.9 pts | 18.0% |
| No health insurance coverage | 8.0% ±5.6 pts | 7.8% |
| High school graduate or higher (age 25+) | 95.0% ±4.0 pts | 88.2% |
| Bachelor's degree or higher (age 25+) | 54.2% ±12.4 pts | 32.2% |
| Graduate or professional degree (age 25+) | 15.0% ±7.6 pts | 10.7% |
| Lived in the same house a year earlier | 85.1% ±6.3 pts | 83.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 638 earn?
Half of the 1,599 households in Census Tract 638 earn less than $86,250 a year (±$29,259), against $80,548 across Kenton County: 21st highest of the county's 44 tracts with a reliable estimate. 8.5% of residents live below the poverty line.
| Measure | Tract 638 | Covington |
|---|---|---|
| Median household income | $86,250 ±$29,259 | $61,166 |
| Mean household income | $131,160 ±$38,694 | $81,463 |
| Per capita income | $64,345 ±$18,672 | $37,216 |
| People below the poverty line | 8.5% ±3.8 pts | 20.8% |
| Children under 18 below the poverty line | 12.1% ±10.3 pts | 34.5% |
| Households receiving SNAP | 5.2% ±3.4 pts | 12.9% |
| Households with a computer | 97.9% ±2.9 pts | 93.0% |
| Households with a broadband subscription | 91.5% ±5.7 pts | 86.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 638?
Owners occupy 66.2% of Census Tract 638's occupied homes and renters 33.8%. The median owner-occupied home is valued at $260,100 by its owner (±$70,738). The median renter pays $850 a month including utilities, and 16.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 638 | Covington |
|---|---|---|
| Median home value (owner-occupied) | $260,100 ±$70,738 | $187,300 |
| Median gross rent | $850 ±$441 | $1,006 |
| Renters paying 35% or more of income on rent | 16.5% ±10.6 pts | 40.9% |
| Median monthly owner costs, with a mortgage | $1,898 ±$892 | $1,404 |
| Owner-occupied homes | 66.2% ±11.4 pts | 51.8% |
| Renter-occupied homes | 33.8% ±11.4 pts | 48.2% |
| Housing units | 1,908 ±346 | 21,048 |
| Single-family detached homes | 52.8% ±10.1 pts | 53.8% |
| Mobile homes | 0.0% ±1.9 pts | 0.5% |
| Built 2020 or later | 2.1% ±2.5 pts | 2.1% |
| Built 2010 to 2019 | 2.8% ±2.2 pts | 6.1% |
| Built 1939 or earlier | 34.7% ±11.2 pts | 44.0% |
| Households with no vehicle | 2.9% ±2.0 pts | 14.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 638 get to work?
64.3% of Census Tract 638's workers drive alone and 16.8% work from home. The average trip to work takes 24.1 minutes.
| Measure | Tract 638 | Covington |
|---|---|---|
| In the labor force (age 16+) | 77.3% ±6.2 pts | 67.3% |
| Unemployment rate | 2.0% ±2.1 pts | 5.7% |
| Drove alone to work | 64.3% ±8.7 pts | 71.5% |
| Carpooled | 8.9% ±7.1 pts | 5.8% |
| Public transportation | 3.5% ±4.6 pts | 2.6% |
| Walked | 4.3% ±6.2 pts | 3.1% |
| Worked from home | 16.8% ±8.8 pts | 14.1% |
| Mean travel time to work | 24.1 min ±4.5 | 21.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 638 compare with the other tracts in Kenton County?
Among Kenton County's tracts with a reliable estimate, Census Tract 638 ranks as shown below (1 = highest).
| Measure | In Kenton County | In Covington |
|---|---|---|
| Population | 26th of 44 | 4th of 15 |
| Residents per square mile | 25th of 44 | 14th of 15 |
| Median household income | 21st of 44 | 4th of 15 |
| Per capita income | 5th of 44 | 2nd of 15 |
| Median home value | 20th of 43 | 4th of 14 |
| Median gross rent | 40th of 43 | 12th of 15 |
| Poverty rate | 21st of 30 | 13th of 14 |
| Bachelor's degree or higher | 5th of 43 | 3rd of 14 |
| Median age | 9th of 44 | 3rd of 15 |
| Owner-occupied share | 26th of 44 | 4th of 15 |
The tracts next to it on Kenton County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 654 | 18th | $91,125±$25,513 · within the margin of this tract |
| Tract 607 | 19th | $90,301±$22,061 · within the margin of this tract |
| Tract 611 | 20th | $87,809±$8,763 · within the margin of this tract |
| Tract 638 | 21st | $86,250±$29,259 |
| Tract 637.02 | 22nd | $82,422±$14,666 · within the margin of this tract |
| Tract 653 | 23rd | $82,323±$16,840 · within the margin of this tract |
| Tract 659 | 24th | $77,647±$11,118 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 638?
3 of the 18 figures for Census Tract 638 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections