Census tract · Montgomery County
Census Tract 704, Montgomery County, New York
Census Tract 704, GEOID 36057070400, in Montgomery County, New York, entirely within Amsterdam. 2,565 residents in the ACS 2020-2024 5-year estimates (±392); the 2020 Census counted 1,996.
Residents, 2020-2024
2,565
±392 (90% margin)
2020 Census count: 1,996
Median household income
$71,726
±$15,605 (90% margin)
Montgomery County: $64,943
Median home value
$160,000
±$16,066 (90% margin)
Montgomery County: $157,500
Median gross rent
$1,036
±$205 (90% margin)
Montgomery County: $940
Where is Census Tract 704?
Census Tract 704 is one of 16 census tracts in Montgomery County, New York. It covers 0.48 square miles of land, 4,176 residents per square mile in 2020. Its GEOID, 36057070400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Amsterdam | 100% |
5 census tracts border Census Tract 704: Tract 702 ($50,377), Tract 703 ($49,420), Tract 705 ($94,844), Tract 721 ($83,989) and Tract 728 ($92,712). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 704?
The 2020-2024 American Community Survey puts Census Tract 704's population at 2,565 (±392) in 863 households; the 2020 Census counted 1,996 residents and 993 housing units.
| Measure | Tract 704 | Amsterdam |
|---|---|---|
| Total population | 2,565 ±392 | 18,166 |
| Households | 863 ±139 | 7,679 |
| Average household size | 2.93 ±0.28 | 2.31 |
| Housing units | 1,008 ±121 | 9,367 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 704?
The median resident of Census Tract 704 is 34.2 years old; 33.5% are under 18 and 18.1% are 65 or older. The largest group is non-Hispanic white residents at 39.8%, then Hispanic or Latino residents (of any race) at 37.8%.
| Measure | Tract 704 | Amsterdam |
|---|---|---|
| Median age | 34.2 ±4.7 | 39.5 |
| Under 18 years | 33.5% ±4.6 pts | 23.0% |
| 65 years and over | 18.1% ±6.9 pts | 19.5% |
| Hispanic or Latino (any race) | 37.8% ±8.1 pts | 34.2% |
| White alone, not Hispanic | 39.8% ±10.9 pts | 53.9% |
| Black or African American alone, not Hispanic | 3.5% ±2.5 pts | 5.3% |
| Asian alone, not Hispanic | 5.7% ±3.4 pts | 1.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.6 pts | 0.0% |
| Two or more races, not Hispanic | 3.9% ±4.9 pts | 3.5% |
| Some other race alone, not Hispanic | 9.3% ±5.8 pts | 1.5% |
| Born outside the United States | 4.0% ±2.7 pts | 4.6% |
| Speak a language other than English at home (age 5+) | 16.4% ±8.7 pts | 18.2% |
| Civilian veterans (age 18+) | 5.7% ±2.8 pts | 6.5% |
| With a disability | 18.3% ±4.4 pts | 18.0% |
| No health insurance coverage | 3.7% ±2.2 pts | 5.0% |
| High school graduate or higher (age 25+) | 90.0% ±5.0 pts | 87.7% |
| Bachelor's degree or higher (age 25+) | 24.1% ±7.9 pts | 22.5% |
| Graduate or professional degree (age 25+) | 11.2% ±5.4 pts | 6.3% |
| Lived in the same house a year earlier | 76.7% ±12.4 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 704 earn?
Half of the 863 households in Census Tract 704 earn less than $71,726 a year (±$15,605), against $64,943 across Montgomery County: 8th highest of the county's 16 tracts with a reliable estimate.
| Measure | Tract 704 | Amsterdam |
|---|---|---|
| Median household income | $71,726 ±$15,605 | $56,178 |
| Mean household income | $93,416 ±$12,113 | $73,986 |
| Per capita income | $32,015 ±$4,662 | $31,224 |
| People below the poverty line | 17.2% ±12.0 pts | 20.2% |
| Children under 18 below the poverty line | 28.8% ±26.7 pts | 26.5% |
| Households receiving SNAP | 11.9% ±6.2 pts | 21.5% |
| Households with a computer | 93.4% ±4.5 pts | 91.5% |
| Households with a broadband subscription | 92.9% ±3.9 pts | 87.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 704?
Owners occupy 61.6% of Census Tract 704's occupied homes and renters 38.4%. The median owner-occupied home is valued at $160,000 by its owner (±$16,066). The median renter pays $1,036 a month including utilities.
| Measure | Tract 704 | Amsterdam |
|---|---|---|
| Median home value (owner-occupied) | $160,000 ±$16,066 | $137,900 |
| Median gross rent | $1,036 ±$205 | $1,006 |
| Renters paying 35% or more of income on rent | 17.6% ±15.6 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $1,648 ±$157 | $1,491 |
| Owner-occupied homes | 61.6% ±10.5 pts | 53.0% |
| Renter-occupied homes | 38.4% ±10.5 pts | 47.0% |
| Housing units | 1,008 ±121 | 9,367 |
| Single-family detached homes | 36.9% ±7.3 pts | 37.4% |
| Mobile homes | 0.0% ±4.1 pts | 0.1% |
| Built 2020 or later | 0.0% ±4.1 pts | 0.5% |
| Built 2010 to 2019 | 0.0% ±4.1 pts | 0.3% |
| Built 1939 or earlier | 69.9% ±9.6 pts | 56.5% |
| Households with no vehicle | 4.9% ±4.0 pts | 14.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 704 get to work?
81.1% of Census Tract 704's workers drive alone. The average trip to work takes 21.4 minutes.
| Measure | Tract 704 | Amsterdam |
|---|---|---|
| In the labor force (age 16+) | 62.8% ±6.9 pts | 62.0% |
| Unemployment rate | 3.2% ±3.8 pts | 6.7% |
| Drove alone to work | 81.1% ±10.9 pts | 72.5% |
| Carpooled | 9.1% ±10.4 pts | 12.3% |
| Public transportation | 0.0% ±4.0 pts | 0.4% |
| Walked | 1.4% ±1.4 pts | 1.9% |
| Worked from home | 6.1% ±4.4 pts | 10.5% |
| Mean travel time to work | 21.4 min ±5.0 | 20.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 704 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 704 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Amsterdam |
|---|---|---|
| Population | 11th of 16 | 3rd of 8 |
| Residents per square mile | 3rd of 16 | 3rd of 8 |
| Median household income | 8th of 16 | 3rd of 8 |
| Per capita income | 7th of 16 | 3rd of 8 |
| Median home value | 6th of 16 | 2nd of 8 |
| Median gross rent | 5th of 16 | 4th of 8 |
| Bachelor's degree or higher | 4th of 16 | 3rd of 8 |
| Median age | 13th of 16 | 7th of 8 |
| Owner-occupied share | 11th of 16 | 3rd of 8 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 722 | 5th | $81,473±$11,054 · within the margin of this tract |
| Tract 726 | 6th | $78,281±$16,716 · within the margin of this tract |
| Tract 727 | 7th | $77,181±$6,901 · within the margin of this tract |
| Tract 704 | 8th | $71,726±$15,605 |
| Tract 723 | 9th | $69,722±$12,339 · within the margin of this tract |
| Tract 724 | 10th | $54,837±$7,263 · within the margin of this tract |
| Tract 702 | 11th | $50,377±$15,172 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 704?
3 of the 18 figures for Census Tract 704 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections