Census tract · Montgomery County
Census Tract 705, Montgomery County, New York
Census Tract 705, GEOID 36057070500, in Montgomery County, New York, entirely within Amsterdam. 3,160 residents in the ACS 2020-2024 5-year estimates (±358); the 2020 Census counted 2,703.
Residents, 2020-2024
3,160
±358 (90% margin)
2020 Census count: 2,703
Median household income
$94,844
±$35,184 (90% margin)
Montgomery County: $64,943
Median home value
$189,700
±$25,678 (90% margin)
Montgomery County: $157,500
Median gross rent
$1,142
±$71 (90% margin)
Montgomery County: $940
Where is Census Tract 705?
Census Tract 705 is one of 16 census tracts in Montgomery County, New York. It covers 0.92 square miles of land, 2,938 residents per square mile in 2020. Its GEOID, 36057070500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Amsterdam | 100% |
4 census tracts border Census Tract 705: Tract 703 ($49,420), Tract 704 ($71,726), Tract 706 ($42,629) and Tract 721 ($83,989). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 705?
The 2020-2024 American Community Survey puts Census Tract 705's population at 3,160 (±358) in 1,181 households; the 2020 Census counted 2,703 residents and 1,259 housing units.
| Measure | Tract 705 | Amsterdam |
|---|---|---|
| Total population | 3,160 ±358 | 18,166 |
| Households | 1,181 ±133 | 7,679 |
| Average household size | 2.63 ±0.25 | 2.31 |
| Housing units | 1,272 ±131 | 9,367 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 705?
The median resident of Census Tract 705 is 41.0 years old; 23.4% are under 18 and 15.9% are 65 or older. The largest group is non-Hispanic white residents at 80.7%, then Hispanic or Latino residents (of any race) at 13.0%.
| Measure | Tract 705 | Amsterdam |
|---|---|---|
| Median age | 41.0 ±4.9 | 39.5 |
| Under 18 years | 23.4% ±4.5 pts | 23.0% |
| 65 years and over | 15.9% ±5.6 pts | 19.5% |
| Hispanic or Latino (any race) | 13.0% ±6.2 pts | 34.2% |
| White alone, not Hispanic | 80.7% ±7.6 pts | 53.9% |
| Black or African American alone, not Hispanic | 3.5% ±3.3 pts | 5.3% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 1.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 2.8% ±2.7 pts | 3.5% |
| Some other race alone, not Hispanic | 0.0% ±1.3 pts | 1.5% |
| Born outside the United States | 0.7% ±1.0 pts | 4.6% |
| Speak a language other than English at home (age 5+) | 5.8% ±3.7 pts | 18.2% |
| Civilian veterans (age 18+) | 12.2% ±6.3 pts | 6.5% |
| With a disability | 12.5% ±5.1 pts | 18.0% |
| No health insurance coverage | 2.1% ±1.8 pts | 5.0% |
| High school graduate or higher (age 25+) | 95.9% ±3.3 pts | 87.7% |
| Bachelor's degree or higher (age 25+) | 37.2% ±6.0 pts | 22.5% |
| Graduate or professional degree (age 25+) | 7.8% ±5.0 pts | 6.3% |
| Lived in the same house a year earlier | 95.6% ±4.1 pts | 86.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 705 earn?
Half of the 1,181 households in Census Tract 705 earn less than $94,844 a year (±$35,184), against $64,943 across Montgomery County: 1st highest of the county's 16 tracts with a reliable estimate. 16.1% of residents live below the poverty line.
| Measure | Tract 705 | Amsterdam |
|---|---|---|
| Median household income | $94,844 ±$35,184 | $56,178 |
| Mean household income | $105,030 ±$18,104 | $73,986 |
| Per capita income | $38,641 ±$7,473 | $31,224 |
| People below the poverty line | 16.1% ±7.8 pts | 20.2% |
| Children under 18 below the poverty line | 19.4% ±17.6 pts | 26.5% |
| Households receiving SNAP | 5.2% ±4.2 pts | 21.5% |
| Households with a computer | 96.6% ±2.3 pts | 91.5% |
| Households with a broadband subscription | 96.0% ±2.5 pts | 87.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 705?
Owners occupy 76.9% of Census Tract 705's occupied homes and renters 23.1%. The median owner-occupied home is valued at $189,700 by its owner (±$25,678). The median renter pays $1,142 a month including utilities, and 50.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 705 | Amsterdam |
|---|---|---|
| Median home value (owner-occupied) | $189,700 ±$25,678 | $137,900 |
| Median gross rent | $1,142 ±$71 | $1,006 |
| Renters paying 35% or more of income on rent | 50.4% ±31.7 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $1,886 ±$148 | $1,491 |
| Owner-occupied homes | 76.9% ±9.1 pts | 53.0% |
| Renter-occupied homes | 23.1% ±9.1 pts | 47.0% |
| Housing units | 1,272 ±131 | 9,367 |
| Single-family detached homes | 67.5% ±10.1 pts | 37.4% |
| Mobile homes | 0.0% ±3.3 pts | 0.1% |
| Built 2020 or later | 0.0% ±3.3 pts | 0.5% |
| Built 2010 to 2019 | 0.0% ±3.3 pts | 0.3% |
| Built 1939 or earlier | 37.7% ±11.0 pts | 56.5% |
| Households with no vehicle | 2.4% ±2.7 pts | 14.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 705 get to work?
81.9% of Census Tract 705's workers drive alone and 8.6% work from home. The average trip to work takes 23.2 minutes.
| Measure | Tract 705 | Amsterdam |
|---|---|---|
| In the labor force (age 16+) | 67.0% ±7.2 pts | 62.0% |
| Unemployment rate | 6.8% ±5.4 pts | 6.7% |
| Drove alone to work | 81.9% ±8.3 pts | 72.5% |
| Carpooled | 8.8% ±6.4 pts | 12.3% |
| Public transportation | 0.0% ±2.6 pts | 0.4% |
| Walked | 0.0% ±2.6 pts | 1.9% |
| Worked from home | 8.6% ±5.2 pts | 10.5% |
| Mean travel time to work | 23.2 min ±3.9 | 20.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 705 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 705 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Amsterdam |
|---|---|---|
| Population | 8th of 16 | 1st of 8 |
| Residents per square mile | 7th of 16 | 7th of 8 |
| Median household income | 1st of 16 | 1st of 8 |
| Per capita income | 5th of 16 | 2nd of 8 |
| Median home value | 4th of 16 | 1st of 8 |
| Median gross rent | 2nd of 16 | 1st of 8 |
| Poverty rate | 8th of 13 | 6th of 6 |
| Bachelor's degree or higher | 1st of 16 | 1st of 8 |
| Median age | 8th of 16 | 4th of 8 |
| Owner-occupied share | 7th of 16 | 1st of 8 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 705 | 1st | $94,844±$35,184 |
| Tract 728 | 2nd | $92,712±$4,720 · within the margin of this tract |
| Tract 721 | 3rd | $83,989±$17,090 · within the margin of this tract |
| Tract 707 | 4th | $83,190±$18,273 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 705?
2 of the 18 figures for Census Tract 705 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections