Census tract · Harnett County
Census Tract 712.03, Harnett County, North Carolina
Census Tract 712.03, GEOID 37085071203, in Harnett County, North Carolina, mostly within Anderson Creek (68% of its census blocks). 2,874 residents in the ACS 2020-2024 5-year estimates (±369); the 2020 Census counted 2,692.
Residents, 2020-2024
2,874
±369 (90% margin)
2020 Census count: 2,692
Median household income
$68,355
±$18,687 (90% margin)
Harnett County: $71,287
Median home value
$273,800
±$14,816 (90% margin)
Harnett County: $246,200
Median gross rent
$895
±$217 (90% margin)
Harnett County: $1,112
Where is Census Tract 712.03?
Census Tract 712.03 is one of 28 census tracts in Harnett County, North Carolina. It covers 9.19 square miles of land, 293 residents per square mile in 2020. Its GEOID, 37085071203, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Anderson Creek | 68% |
6 census tracts border Census Tract 712.03: Tract 36.02 in Cumberland County ($50,966), Tract 712.01 ($74,659), Tract 712.02 ($61,071), Tract 712.04 ($100,025), Tract 713.03 ($91,311) and Tract 714.02 ($73,750). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 712.03?
The 2020-2024 American Community Survey puts Census Tract 712.03's population at 2,874 (±369) in 925 households; the 2020 Census counted 2,692 residents and 985 housing units.
| Measure | Tract 712.03 | Anderson Creek |
|---|---|---|
| Total population | 2,874 ±369 | 13,927 |
| Households | 925 ±111 | 4,574 |
| Average household size | 3.11 ±0.32 | 3.04 |
| Housing units | 1,002 ±105 | 5,233 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 712.03?
The median resident of Census Tract 712.03 is 32.0 years old; 33.3% are under 18 and 9.1% are 65 or older. The largest group is non-Hispanic white residents at 39.5%, then non-Hispanic Black residents at 38.2%. 8.6% of residents were born outside the United States.
| Measure | Tract 712.03 | Anderson Creek |
|---|---|---|
| Median age | 32.0 ±3.6 | 31.0 |
| Under 18 years | 33.3% ±5.2 pts | 32.2% |
| 65 years and over | 9.1% ±3.0 pts | 7.4% |
| Hispanic or Latino (any race) | 15.8% ±5.8 pts | 17.2% |
| White alone, not Hispanic | 39.5% ±7.4 pts | 45.2% |
| Black or African American alone, not Hispanic | 38.2% ±6.9 pts | 27.9% |
| Asian alone, not Hispanic | 1.5% ±1.2 pts | 2.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.5% ±0.6 pts | 1.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.5 pts | 0.0% |
| Two or more races, not Hispanic | 4.0% ±2.2 pts | 5.8% |
| Some other race alone, not Hispanic | 0.5% ±0.7 pts | 0.4% |
| Born outside the United States | 8.6% ±4.4 pts | 7.2% |
| Speak a language other than English at home (age 5+) | 18.8% ±8.0 pts | 16.8% |
| Civilian veterans (age 18+) | 20.8% ±4.5 pts | 21.0% |
| With a disability | 19.1% ±4.1 pts | 15.2% |
| No health insurance coverage | 5.1% ±3.1 pts | 6.9% |
| High school graduate or higher (age 25+) | 93.8% ±3.0 pts | 93.7% |
| Bachelor's degree or higher (age 25+) | 27.1% ±5.8 pts | 35.0% |
| Graduate or professional degree (age 25+) | 10.8% ±3.6 pts | 14.1% |
| Lived in the same house a year earlier | 83.8% ±7.0 pts | 82.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 712.03 earn?
Half of the 925 households in Census Tract 712.03 earn less than $68,355 a year (±$18,687), against $71,287 across Harnett County: 16th highest of the county's 28 tracts with a reliable estimate. 20.4% of residents live below the poverty line.
| Measure | Tract 712.03 | Anderson Creek |
|---|---|---|
| Median household income | $68,355 ±$18,687 | $87,287 |
| Mean household income | $81,236 ±$10,345 | $102,234 |
| Per capita income | $26,157 ±$3,600 | $34,885 |
| People below the poverty line | 20.4% ±9.4 pts | 14.6% |
| Children under 18 below the poverty line | 33.9% ±17.5 pts | 24.1% |
| Households receiving SNAP | 15.1% ±5.8 pts | 12.9% |
| Households with a computer | 97.7% ±2.1 pts | 96.3% |
| Households with a broadband subscription | 86.1% ±7.4 pts | 83.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 712.03?
Owners occupy 63.4% of Census Tract 712.03's occupied homes and renters 36.6%. The median owner-occupied home is valued at $273,800 by its owner (±$14,816). The median renter pays $895 a month including utilities, and 36.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 712.03 | Anderson Creek |
|---|---|---|
| Median home value (owner-occupied) | $273,800 ±$14,816 | $282,200 |
| Median gross rent | $895 ±$217 | $1,251 |
| Renters paying 35% or more of income on rent | 36.9% ±11.8 pts | 35.5% |
| Median monthly owner costs, with a mortgage | $1,746 ±$115 | $1,790 |
| Owner-occupied homes | 63.4% ±7.7 pts | 70.5% |
| Renter-occupied homes | 36.6% ±7.7 pts | 29.5% |
| Housing units | 1,002 ±105 | 5,233 |
| Single-family detached homes | 71.2% ±7.2 pts | 72.7% |
| Mobile homes | 7.5% ±4.8 pts | 17.8% |
| Built 2020 or later | 1.7% ±1.4 pts | 4.2% |
| Built 2010 to 2019 | 40.2% ±7.3 pts | 29.3% |
| Built 1939 or earlier | 0.0% ±4.1 pts | 0.1% |
| Households with no vehicle | 6.5% ±4.3 pts | 3.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 712.03 get to work?
84.6% of Census Tract 712.03's workers drive alone and 12.5% work from home. The average trip to work takes 28.0 minutes. The unemployment rate in 2020-2024 averaged 5.3%.
| Measure | Tract 712.03 | Anderson Creek |
|---|---|---|
| In the labor force (age 16+) | 55.5% ±6.2 pts | 63.0% |
| Unemployment rate | 5.3% ±3.4 pts | 7.1% |
| Drove alone to work | 84.6% ±4.8 pts | 84.7% |
| Carpooled | 2.9% ±1.7 pts | 4.5% |
| Public transportation | 0.0% ±4.0 pts | 0.0% |
| Walked | 0.0% ±4.0 pts | 1.0% |
| Worked from home | 12.5% ±4.7 pts | 9.2% |
| Mean travel time to work | 28.0 min ±2.1 | 34.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 712.03 compare with the other tracts in Harnett County?
Among Harnett County's tracts with a reliable estimate, Census Tract 712.03 ranks as shown below (1 = highest).
| Measure | In Harnett County | In Anderson Creek |
|---|---|---|
| Population | 25th of 28 | 4th of 4 |
| Residents per square mile | 12th of 28 | 3rd of 4 |
| Median household income | 16th of 28 | 3rd of 4 |
| Per capita income | 25th of 28 | 4th of 4 |
| Median home value | 11th of 28 | 3rd of 4 |
| Median gross rent | 20th of 28 | 4th of 4 |
| Poverty rate | 7th of 23 | 2nd of 4 |
| Bachelor's degree or higher | 8th of 28 | 2nd of 4 |
| Median age | 24th of 28 | 2nd of 4 |
| Owner-occupied share | 23rd of 28 | 3rd of 4 |
The tracts next to it on Harnett County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 714.02 | 13th | $73,750±$9,153 · within the margin of this tract |
| Tract 708.01 | 14th | $70,230±$16,297 · within the margin of this tract |
| Tract 714.01 | 15th | $69,286±$27,173 · within the margin of this tract |
| Tract 712.03 | 16th | $68,355±$18,687 |
| Tract 711.01 | 17th | $68,090±$15,352 · within the margin of this tract |
| Tract 704.01 | 18th | $65,482±$3,243 · within the margin of this tract |
| Tract 712.02 | 19th | $61,071±$12,994 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 712.03?
1 of the 18 figures for Census Tract 712.03 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections