Census tract · Pontotoc County
Census Tract 895.98, Pontotoc County, Oklahoma
Census Tract 895.98, GEOID 40123089598, in Pontotoc County, Oklahoma, partly within Ada, Pickett, Vanoss, Byng and Fitzhugh. 5,198 residents in the ACS 2020-2024 5-year estimates (±373); the 2020 Census counted 5,006.
Residents, 2020-2024
5,198
±373 (90% margin)
2020 Census count: 5,006
Median household income
$80,049
±$21,924 (90% margin)
Pontotoc County: $63,017
Median home value
$180,400
±$25,903 (90% margin)
Pontotoc County: $175,400
Median gross rent
$861
±$128 (90% margin)
Pontotoc County: $889
Where is Census Tract 895.98?
Census Tract 895.98 is one of 11 census tracts in Pontotoc County, Oklahoma. It covers 193.54 square miles of land, 26 residents per square mile in 2020. Its GEOID, 40123089598, names it uniquely (how tract numbers and GEOIDs work).
7 census tracts border Census Tract 895.98: Tract 6811 in Garvin County ($53,300), Tract 4004 in McClain County ($76,250), Tract 886 ($67,746), Tract 890 ($76,415), Tract 896 ($63,641), Tract 5013 in Pottawatomie County ($65,781) and Tract 5838 in Seminole County ($43,500). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 895.98?
The 2020-2024 American Community Survey puts Census Tract 895.98's population at 5,198 (±373) in 1,988 households; the 2020 Census counted 5,006 residents and 2,071 housing units.
| Measure | Tract 895.98 | Pontotoc County |
|---|---|---|
| Total population | 5,198 ±373 | 38,235 |
| Households | 1,988 ±161 | 15,134 |
| Average household size | 2.61 ±0.17 | 2.45 |
| Housing units | 2,119 ±154 | 17,531 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 895.98?
The median resident of Census Tract 895.98 is 41.4 years old; 25.2% are under 18 and 15.7% are 65 or older. The largest group is non-Hispanic white residents at 66.3%, then non-Hispanic American Indian and Alaska Native residents at 18.3%.
| Measure | Tract 895.98 | Pontotoc County |
|---|---|---|
| Median age | 41.4 ±3.0 | 37.7 |
| Under 18 years | 25.2% ±2.9 pts | 25.0% |
| 65 years and over | 15.7% ±3.0 pts | 17.0% |
| Hispanic or Latino (any race) | 3.8% ±2.0 pts | 6.5% |
| White alone, not Hispanic | 66.3% ±5.0 pts | 62.7% |
| Black or African American alone, not Hispanic | 0.0% ±0.5 pts | 2.5% |
| Asian alone, not Hispanic | 2.6% ±2.5 pts | 1.1% |
| American Indian and Alaska Native alone, not Hispanic | 18.3% ±4.2 pts | 18.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.5 pts | 0.1% |
| Two or more races, not Hispanic | 9.0% ±3.1 pts | 9.0% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.0% |
| Born outside the United States | 1.2% ±0.9 pts | 2.5% |
| Speak a language other than English at home (age 5+) | 0.7% ±0.6 pts | 3.8% |
| Civilian veterans (age 18+) | 4.9% ±2.4 pts | 6.6% |
| With a disability | 15.6% ±3.0 pts | 15.3% |
| No health insurance coverage | 13.6% ±5.1 pts | 16.3% |
| High school graduate or higher (age 25+) | 91.8% ±3.1 pts | 90.6% |
| Bachelor's degree or higher (age 25+) | 25.6% ±4.7 pts | 30.3% |
| Graduate or professional degree (age 25+) | 6.2% ±2.4 pts | 11.7% |
| Lived in the same house a year earlier | 88.9% ±3.9 pts | 87.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 895.98 earn?
Half of the 1,988 households in Census Tract 895.98 earn less than $80,049 a year (±$21,924), against $63,017 across Pontotoc County: 1st highest of the county's 11 tracts with a reliable estimate. 7.3% of residents live below the poverty line.
| Measure | Tract 895.98 | Pontotoc County |
|---|---|---|
| Median household income | $80,049 ±$21,924 | $63,017 |
| Mean household income | $92,689 ±$8,210 | $80,010 |
| Per capita income | $36,363 ±$3,964 | $32,480 |
| People below the poverty line | 7.3% ±2.9 pts | 12.6% |
| Children under 18 below the poverty line | 6.3% ±4.0 pts | 13.7% |
| Households receiving SNAP | 9.9% ±4.2 pts | 15.4% |
| Households with a computer | 95.3% ±2.9 pts | 94.9% |
| Households with a broadband subscription | 88.1% ±4.7 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 895.98?
Owners occupy 86.1% of Census Tract 895.98's occupied homes and renters 13.9%. The median owner-occupied home is valued at $180,400 by its owner (±$25,903). The median renter pays $861 a month including utilities.
| Measure | Tract 895.98 | Pontotoc County |
|---|---|---|
| Median home value (owner-occupied) | $180,400 ±$25,903 | $175,400 |
| Median gross rent | $861 ±$128 | $889 |
| Renters paying 35% or more of income on rent | 0.0% ±11.5 pts | 29.2% |
| Median monthly owner costs, with a mortgage | $1,436 ±$143 | $1,352 |
| Owner-occupied homes | 86.1% ±5.0 pts | 66.0% |
| Renter-occupied homes | 13.9% ±5.0 pts | 34.0% |
| Housing units | 2,119 ±154 | 17,531 |
| Single-family detached homes | 84.2% ±4.1 pts | 77.1% |
| Mobile homes | 14.2% ±4.0 pts | 8.9% |
| Built 2020 or later | 3.4% ±2.7 pts | 1.6% |
| Built 2010 to 2019 | 19.5% ±4.9 pts | 10.4% |
| Built 1939 or earlier | 0.8% ±1.2 pts | 6.6% |
| Households with no vehicle | 1.0% ±1.4 pts | 6.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 895.98 get to work?
89.0% of Census Tract 895.98's workers drive alone. The average trip to work takes 24.2 minutes.
| Measure | Tract 895.98 | Pontotoc County |
|---|---|---|
| In the labor force (age 16+) | 64.7% ±4.4 pts | 61.3% |
| Unemployment rate | 0.9% ±1.1 pts | 3.7% |
| Drove alone to work | 89.0% ±4.2 pts | 82.9% |
| Carpooled | 2.4% ±1.6 pts | 6.8% |
| Public transportation | 0.0% ±0.9 pts | 0.3% |
| Walked | 3.5% ±2.4 pts | 4.9% |
| Worked from home | 3.7% ±2.5 pts | 4.2% |
| Mean travel time to work | 24.2 min ±3.1 | 17.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 895.98 compare with the other tracts in Pontotoc County?
Among Pontotoc County's tracts with a reliable estimate, Census Tract 895.98 ranks as shown below (1 = highest).
| Measure | In Pontotoc County |
|---|---|
| Population | 1st of 11 |
| Residents per square mile | 9th of 11 |
| Median household income | 1st of 11 |
| Per capita income | 2nd of 11 |
| Median home value | 3rd of 10 |
| Median gross rent | 7th of 11 |
| Poverty rate | 10th of 11 |
| Bachelor's degree or higher | 8th of 11 |
| Median age | 3rd of 11 |
| Owner-occupied share | 2nd of 11 |
The tracts next to it on Pontotoc County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 895.98 | 1st | $80,049±$21,924 |
| Tract 890 | 2nd | $76,415±$5,909 · within the margin of this tract |
| Tract 888.01 | 3rd | $71,955±$8,324 · within the margin of this tract |
| Tract 887 | 4th | $70,984±$5,974 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 895.98?
3 of the 18 figures for Census Tract 895.98 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections