Census tract · Pontotoc County
Census Tract 896, Pontotoc County, Oklahoma
Census Tract 896, GEOID 40123089600, in Pontotoc County, Oklahoma, partly within Roff, Ada, Fitzhugh and Fittstown. 2,001 residents in the ACS 2020-2024 5-year estimates (±187); the 2020 Census counted 1,907.
Residents, 2020-2024
2,001
±187 (90% margin)
2020 Census count: 1,907
Median household income
$63,641
±$11,322 (90% margin)
Pontotoc County: $63,017
Median home value
$143,500
±$19,129 (90% margin)
Pontotoc County: $175,400
Median gross rent
$915
±$130 (90% margin)
Pontotoc County: $889
Where is Census Tract 896?
Census Tract 896 is one of 11 census tracts in Pontotoc County, Oklahoma. It covers 190.57 square miles of land, 10 residents per square mile in 2020. Its GEOID, 40123089600, names it uniquely (how tract numbers and GEOIDs work).
6 census tracts border Census Tract 896: Tract 6811 in Garvin County ($53,300), Tract 6602.02 in Johnston County ($66,950), Tract 7906 in Murray County ($72,375), Tract 887 ($70,984), Tract 890 ($76,415) and Tract 895.98 ($80,049). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 896?
The 2020-2024 American Community Survey puts Census Tract 896's population at 2,001 (±187) in 753 households; the 2020 Census counted 1,907 residents and 874 housing units.
| Measure | Tract 896 | Pontotoc County |
|---|---|---|
| Total population | 2,001 ±187 | 38,235 |
| Households | 753 ±70 | 15,134 |
| Average household size | 2.66 ±0.24 | 2.45 |
| Housing units | 917 ±64 | 17,531 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 896?
The median resident of Census Tract 896 is 41.0 years old; 24.8% are under 18 and 23.8% are 65 or older. The largest group is non-Hispanic white residents at 76.3%, then non-Hispanic American Indian and Alaska Native residents at 11.2%.
| Measure | Tract 896 | Pontotoc County |
|---|---|---|
| Median age | 41.0 ±5.5 | 37.7 |
| Under 18 years | 24.8% ±3.4 pts | 25.0% |
| 65 years and over | 23.8% ±4.3 pts | 17.0% |
| Hispanic or Latino (any race) | 3.6% ±2.4 pts | 6.5% |
| White alone, not Hispanic | 76.3% ±4.8 pts | 62.7% |
| Black or African American alone, not Hispanic | 0.0% ±1.2 pts | 2.5% |
| Asian alone, not Hispanic | 0.0% ±1.2 pts | 1.1% |
| American Indian and Alaska Native alone, not Hispanic | 11.2% ±3.0 pts | 18.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Two or more races, not Hispanic | 8.8% ±4.0 pts | 9.0% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Born outside the United States | 0.5% ±0.6 pts | 2.5% |
| Speak a language other than English at home (age 5+) | 0.7% ±0.7 pts | 3.8% |
| Civilian veterans (age 18+) | 7.9% ±2.8 pts | 6.6% |
| With a disability | 20.3% ±3.8 pts | 15.3% |
| No health insurance coverage | 11.3% ±3.0 pts | 16.3% |
| High school graduate or higher (age 25+) | 88.0% ±3.0 pts | 90.6% |
| Bachelor's degree or higher (age 25+) | 27.7% ±5.2 pts | 30.3% |
| Graduate or professional degree (age 25+) | 10.9% ±3.9 pts | 11.7% |
| Lived in the same house a year earlier | 96.1% ±2.0 pts | 87.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 896 earn?
Half of the 753 households in Census Tract 896 earn less than $63,641 a year (±$11,322), against $63,017 across Pontotoc County: 6th highest of the county's 11 tracts with a reliable estimate. 16.5% of residents live below the poverty line.
| Measure | Tract 896 | Pontotoc County |
|---|---|---|
| Median household income | $63,641 ±$11,322 | $63,017 |
| Mean household income | $75,174 ±$7,924 | $80,010 |
| Per capita income | $32,205 ±$4,081 | $32,480 |
| People below the poverty line | 16.5% ±5.4 pts | 12.6% |
| Children under 18 below the poverty line | 16.3% ±7.9 pts | 13.7% |
| Households receiving SNAP | 8.9% ±3.0 pts | 15.4% |
| Households with a computer | 93.5% ±2.6 pts | 94.9% |
| Households with a broadband subscription | 80.6% ±4.4 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 896?
Owners occupy 87.6% of Census Tract 896's occupied homes and renters 12.4%. The median owner-occupied home is valued at $143,500 by its owner (±$19,129). The median renter pays $915 a month including utilities, and 24.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 896 | Pontotoc County |
|---|---|---|
| Median home value (owner-occupied) | $143,500 ±$19,129 | $175,400 |
| Median gross rent | $915 ±$130 | $889 |
| Renters paying 35% or more of income on rent | 24.2% ±14.1 pts | 29.2% |
| Median monthly owner costs, with a mortgage | $1,177 ±$187 | $1,352 |
| Owner-occupied homes | 87.6% ±3.8 pts | 66.0% |
| Renter-occupied homes | 12.4% ±3.8 pts | 34.0% |
| Housing units | 917 ±64 | 17,531 |
| Single-family detached homes | 86.9% ±3.4 pts | 77.1% |
| Mobile homes | 12.8% ±3.4 pts | 8.9% |
| Built 2020 or later | 0.8% ±0.7 pts | 1.6% |
| Built 2010 to 2019 | 17.2% ±6.1 pts | 10.4% |
| Built 1939 or earlier | 6.0% ±2.3 pts | 6.6% |
| Households with no vehicle | 4.9% ±2.6 pts | 6.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 896 get to work?
83.5% of Census Tract 896's workers drive alone. The average trip to work takes 21.6 minutes. The unemployment rate in 2020-2024 averaged 2.9%.
| Measure | Tract 896 | Pontotoc County |
|---|---|---|
| In the labor force (age 16+) | 52.2% ±4.1 pts | 61.3% |
| Unemployment rate | 2.9% ±1.6 pts | 3.7% |
| Drove alone to work | 83.5% ±4.6 pts | 82.9% |
| Carpooled | 7.9% ±3.3 pts | 6.8% |
| Public transportation | 0.0% ±3.1 pts | 0.3% |
| Walked | 5.0% ±2.4 pts | 4.9% |
| Worked from home | 2.7% ±1.9 pts | 4.2% |
| Mean travel time to work | 21.6 min ±2.8 | 17.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 896 compare with the other tracts in Pontotoc County?
Among Pontotoc County's tracts with a reliable estimate, Census Tract 896 ranks as shown below (1 = highest).
| Measure | In Pontotoc County |
|---|---|
| Population | 9th of 11 |
| Residents per square mile | 11th of 11 |
| Median household income | 6th of 11 |
| Per capita income | 4th of 11 |
| Median home value | 9th of 10 |
| Median gross rent | 4th of 11 |
| Poverty rate | 5th of 11 |
| Bachelor's degree or higher | 6th of 11 |
| Median age | 4th of 11 |
| Owner-occupied share | 1st of 11 |
The tracts next to it on Pontotoc County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 888.01 | 3rd | $71,955±$8,324 · within the margin of this tract |
| Tract 887 | 4th | $70,984±$5,974 · within the margin of this tract |
| Tract 886 | 5th | $67,746±$4,298 · within the margin of this tract |
| Tract 896 | 6th | $63,641±$11,322 |
| Tract 893 | 7th | $61,806±$4,280 · within the margin of this tract |
| Tract 888.02 | 8th | $60,408±$16,147 · within the margin of this tract |
| Tract 889 | 9th | $52,567±$11,906 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 896?
4 of the 18 figures for Census Tract 896 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections