Census tract · Montgomery County
Census Tract 1020.04, Montgomery County, Tennessee
Census Tract 1020.04, GEOID 47125102004, in Montgomery County, Tennessee, entirely within Clarksville. 8,220 residents in the ACS 2020-2024 5-year estimates (±1,309); the 2020 Census counted 5,939.
Residents, 2020-2024
8,220
±1,309 (90% margin)
2020 Census count: 5,939
Median household income
$101,841
±$16,056 (90% margin)
Montgomery County: $75,613
Median home value
$268,700
±$19,234 (90% margin)
Montgomery County: $280,200
Median gross rent
$1,257
±$92 (90% margin)
Montgomery County: $1,308
Where is Census Tract 1020.04?
Census Tract 1020.04 is one of 46 census tracts in Montgomery County, Tennessee. It covers 2.65 square miles of land, 2,239 residents per square mile in 2020. Its GEOID, 47125102004, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Clarksville | 100% |
5 census tracts border Census Tract 1020.04: Tract 1013.09 ($82,816), Tract 1020.03 ($78,056), Tract 1020.05 ($63,403), Tract 1020.09 ($103,418) and Tract 1020.10 ($79,931). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 1020.04?
The 2020-2024 American Community Survey puts Census Tract 1020.04's population at 8,220 (±1,309) in 2,687 households; the 2020 Census counted 5,939 residents and 2,189 housing units.
| Measure | Tract 1020.04 | Clarksville |
|---|---|---|
| Total population | 8,220 ±1,309 | 176,456 |
| Households | 2,687 ±387 | 67,832 |
| Average household size | 3.06 ±0.36 | 2.54 |
| Housing units | 2,760 ±391 | 72,320 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 1020.04?
The median resident of Census Tract 1020.04 is 35.3 years old; 30.3% are under 18 and 5.1% are 65 or older. The largest group is non-Hispanic white residents at 46.2%, then non-Hispanic Black residents at 23.9%. 9.2% of residents were born outside the United States.
| Measure | Tract 1020.04 | Clarksville |
|---|---|---|
| Median age | 35.3 ±7.6 | 31.0 |
| Under 18 years | 30.3% ±5.9 pts | 26.6% |
| 65 years and over | 5.1% ±2.3 pts | 9.6% |
| Hispanic or Latino (any race) | 15.9% ±4.9 pts | 12.9% |
| White alone, not Hispanic | 46.2% ±8.6 pts | 54.6% |
| Black or African American alone, not Hispanic | 23.9% ±6.8 pts | 21.8% |
| Asian alone, not Hispanic | 1.5% ±1.4 pts | 2.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 5.1% ±4.4 pts | 0.4% |
| Two or more races, not Hispanic | 7.4% ±4.3 pts | 7.2% |
| Some other race alone, not Hispanic | 0.0% ±0.5 pts | 0.5% |
| Born outside the United States | 9.2% ±4.6 pts | 7.3% |
| Speak a language other than English at home (age 5+) | 12.5% ±5.0 pts | 11.4% |
| Civilian veterans (age 18+) | 28.7% ±7.4 pts | 19.3% |
| With a disability | 8.6% ±3.7 pts | 15.0% |
| No health insurance coverage | 12.9% ±5.4 pts | 9.7% |
| High school graduate or higher (age 25+) | 94.5% ±3.0 pts | 94.1% |
| Bachelor's degree or higher (age 25+) | 30.4% ±6.6 pts | 29.9% |
| Graduate or professional degree (age 25+) | 5.9% ±3.4 pts | 11.1% |
| Lived in the same house a year earlier | 74.0% ±10.1 pts | 78.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 1020.04 earn?
Half of the 2,687 households in Census Tract 1020.04 earn less than $101,841 a year (±$16,056), against $75,613 across Montgomery County: 8th highest of the county's 45 tracts with a reliable estimate. 6.2% of residents live below the poverty line.
| Measure | Tract 1020.04 | Clarksville |
|---|---|---|
| Median household income | $101,841 ±$16,056 | $69,303 |
| Mean household income | $103,781 ±$10,913 | $82,032 |
| Per capita income | $36,116 ±$4,393 | $32,565 |
| People below the poverty line | 6.2% ±3.8 pts | 12.3% |
| Children under 18 below the poverty line | 6.1% ±6.0 pts | 16.4% |
| Households receiving SNAP | 3.3% ±3.8 pts | 9.0% |
| Households with a computer | 99.5% ±0.9 pts | 98.3% |
| Households with a broadband subscription | 99.5% ±0.9 pts | 93.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 1020.04?
Owners occupy 59.0% of Census Tract 1020.04's occupied homes and renters 41.0%. The median owner-occupied home is valued at $268,700 by its owner (±$19,234). The median renter pays $1,257 a month including utilities.
| Measure | Tract 1020.04 | Clarksville |
|---|---|---|
| Median home value (owner-occupied) | $268,700 ±$19,234 | $263,600 |
| Median gross rent | $1,257 ±$92 | $1,307 |
| Renters paying 35% or more of income on rent | 23.0% ±15.2 pts | 36.7% |
| Median monthly owner costs, with a mortgage | $1,638 ±$121 | $1,541 |
| Owner-occupied homes | 59.0% ±9.8 pts | 55.6% |
| Renter-occupied homes | 41.0% ±9.8 pts | 44.4% |
| Housing units | 2,760 ±391 | 72,320 |
| Single-family detached homes | 67.2% ±7.9 pts | 67.3% |
| Mobile homes | 0.0% ±1.6 pts | 2.1% |
| Built 2020 or later | 1.8% ±1.9 pts | 5.0% |
| Built 2010 to 2019 | 20.6% ±9.2 pts | 19.4% |
| Built 1939 or earlier | 0.0% ±1.6 pts | 1.6% |
| Households with no vehicle | 2.0% ±3.2 pts | 4.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 1020.04 get to work?
86.7% of Census Tract 1020.04's workers drive alone. The average trip to work takes 29.5 minutes.
| Measure | Tract 1020.04 | Clarksville |
|---|---|---|
| In the labor force (age 16+) | 68.6% ±9.2 pts | 68.1% |
| Unemployment rate | 6.8% ±4.7 pts | 5.5% |
| Drove alone to work | 86.7% ±5.8 pts | 79.7% |
| Carpooled | 8.1% ±4.5 pts | 8.5% |
| Public transportation | 0.0% ±1.2 pts | 0.4% |
| Walked | 0.0% ±1.2 pts | 1.4% |
| Worked from home | 5.0% ±4.2 pts | 8.5% |
| Mean travel time to work | 29.5 min ±3.0 | 27.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 1020.04 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 1020.04 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Clarksville |
|---|---|---|
| Population | 4th of 46 | 4th of 40 |
| Residents per square mile | 14th of 46 | 14th of 40 |
| Median household income | 8th of 45 | 7th of 39 |
| Per capita income | 12th of 46 | 10th of 40 |
| Median home value | 20th of 41 | 17th of 35 |
| Median gross rent | 24th of 44 | 22nd of 39 |
| Poverty rate | 25th of 28 | 23rd of 25 |
| Bachelor's degree or higher | 18th of 44 | 17th of 38 |
| Median age | 18th of 46 | 12th of 40 |
| Owner-occupied share | 28th of 43 | 22nd of 37 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1018.05 | 5th | $110,565±$30,382 · within the margin of this tract |
| Tract 1018.03 | 6th | $107,708±$21,146 · within the margin of this tract |
| Tract 1020.09 | 7th | $103,418±$15,811 · within the margin of this tract |
| Tract 1020.04 | 8th | $101,841±$16,056 |
| Tract 1019.02 | 9th | $97,941±$25,882 · within the margin of this tract |
| Tract 1015.02 | 10th | $93,438±$10,073 · within the margin of this tract |
| Tract 1013.05 | 11th | $91,250±$8,477 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 1020.04?
2 of the 18 figures for Census Tract 1020.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections