Census tract · Montgomery County
Census Tract 1020.09, Montgomery County, Tennessee
Census Tract 1020.09, GEOID 47125102009, in Montgomery County, Tennessee, mostly within Clarksville (93% of its census blocks). 6,709 residents in the ACS 2020-2024 5-year estimates (±1,530); the 2020 Census counted 6,179.
Residents, 2020-2024
6,709
±1,530 (90% margin)
2020 Census count: 6,179
Median household income
$103,418
±$15,811 (90% margin)
Montgomery County: $75,613
Median home value
$310,500
±$33,647 (90% margin)
Montgomery County: $280,200
Median gross rent
$2,176
±$123 (90% margin)
Montgomery County: $1,308
Where is Census Tract 1020.09?
Census Tract 1020.09 is one of 46 census tracts in Montgomery County, Tennessee. It covers 1.84 square miles of land, 3,364 residents per square mile in 2020. Its GEOID, 47125102009, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Clarksville | 93% |
2 census tracts border Census Tract 1020.09: Tract 1020.04 ($101,841) and Tract 1020.10 ($79,931). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 1020.09?
The 2020-2024 American Community Survey puts Census Tract 1020.09's population at 6,709 (±1,530) in 2,150 households; the 2020 Census counted 6,179 residents and 2,017 housing units.
| Measure | Tract 1020.09 | Clarksville |
|---|---|---|
| Total population | 6,709 ±1,530 | 176,456 |
| Households | 2,150 ±370 | 67,832 |
| Average household size | 3.12 ±0.29 | 2.54 |
| Housing units | 2,150 ±370 | 72,320 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 1020.09?
The median resident of Census Tract 1020.09 is 31.4 years old; 35.7% are under 18 and 4.1% are 65 or older. The largest group is non-Hispanic white residents at 61.0%, then non-Hispanic Black residents at 18.9%.
| Measure | Tract 1020.09 | Clarksville |
|---|---|---|
| Median age | 31.4 ±1.6 | 31.0 |
| Under 18 years | 35.7% ±5.1 pts | 26.6% |
| 65 years and over | 4.1% ±1.7 pts | 9.6% |
| Hispanic or Latino (any race) | 9.4% ±5.0 pts | 12.9% |
| White alone, not Hispanic | 61.0% ±13.2 pts | 54.6% |
| Black or African American alone, not Hispanic | 18.9% ±11.6 pts | 21.8% |
| Asian alone, not Hispanic | 3.8% ±2.5 pts | 2.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.4% |
| Two or more races, not Hispanic | 5.8% ±3.7 pts | 7.2% |
| Some other race alone, not Hispanic | 1.1% ±1.6 pts | 0.5% |
| Born outside the United States | 10.5% ±8.7 pts | 7.3% |
| Speak a language other than English at home (age 5+) | 9.6% ±7.5 pts | 11.4% |
| Civilian veterans (age 18+) | 37.5% ±13.8 pts | 19.3% |
| With a disability | 9.4% ±3.4 pts | 15.0% |
| No health insurance coverage | 4.9% ±3.2 pts | 9.7% |
| High school graduate or higher (age 25+) | 98.2% ±1.5 pts | 94.1% |
| Bachelor's degree or higher (age 25+) | 43.9% ±13.8 pts | 29.9% |
| Graduate or professional degree (age 25+) | 24.3% ±15.6 pts | 11.1% |
| Lived in the same house a year earlier | 84.5% ±8.1 pts | 78.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 1020.09 earn?
Half of the 2,150 households in Census Tract 1020.09 earn less than $103,418 a year (±$15,811), against $75,613 across Montgomery County: 7th highest of the county's 45 tracts with a reliable estimate. 6.9% of residents live below the poverty line.
| Measure | Tract 1020.09 | Clarksville |
|---|---|---|
| Median household income | $103,418 ±$15,811 | $69,303 |
| Mean household income | $97,112 ±$7,935 | $82,032 |
| Per capita income | $31,466 ±$3,218 | $32,565 |
| People below the poverty line | 6.9% ±3.8 pts | 12.3% |
| Children under 18 below the poverty line | 3.6% ±3.1 pts | 16.4% |
| Households receiving SNAP | 2.6% ±2.4 pts | 9.0% |
| Households with a computer | 98.7% ±1.6 pts | 98.3% |
| Households with a broadband subscription | 96.7% ±3.2 pts | 93.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 1020.09?
Owners occupy 86.7% of Census Tract 1020.09's occupied homes and renters 13.3%. The median owner-occupied home is valued at $310,500 by its owner (±$33,647). The median renter pays $2,176 a month including utilities.
| Measure | Tract 1020.09 | Clarksville |
|---|---|---|
| Median home value (owner-occupied) | $310,500 ±$33,647 | $263,600 |
| Median gross rent | $2,176 ±$123 | $1,307 |
| Renters paying 35% or more of income on rent | 32.7% ±23.2 pts | 36.7% |
| Median monthly owner costs, with a mortgage | $1,677 ±$66 | $1,541 |
| Owner-occupied homes | 86.7% ±6.3 pts | 55.6% |
| Renter-occupied homes | 13.3% ±6.3 pts | 44.4% |
| Housing units | 2,150 ±370 | 72,320 |
| Single-family detached homes | 98.1% ±2.4 pts | 67.3% |
| Mobile homes | 0.0% ±2.1 pts | 2.1% |
| Built 2020 or later | 4.8% ±4.4 pts | 5.0% |
| Built 2010 to 2019 | 57.5% ±10.0 pts | 19.4% |
| Built 1939 or earlier | 0.0% ±2.1 pts | 1.6% |
| Households with no vehicle | 2.4% ±2.2 pts | 4.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 1020.09 get to work?
77.6% of Census Tract 1020.09's workers drive alone and 11.5% work from home. The average trip to work takes 31.2 minutes. The unemployment rate in 2020-2024 averaged 3.6%.
| Measure | Tract 1020.09 | Clarksville |
|---|---|---|
| In the labor force (age 16+) | 68.6% ±5.3 pts | 68.1% |
| Unemployment rate | 3.6% ±2.3 pts | 5.5% |
| Drove alone to work | 77.6% ±7.8 pts | 79.7% |
| Carpooled | 10.4% ±5.0 pts | 8.5% |
| Public transportation | 0.0% ±1.6 pts | 0.4% |
| Walked | 0.5% ±0.7 pts | 1.4% |
| Worked from home | 11.5% ±5.4 pts | 8.5% |
| Mean travel time to work | 31.2 min ±3.8 | 27.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 1020.09 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 1020.09 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Clarksville |
|---|---|---|
| Population | 14th of 46 | 14th of 40 |
| Residents per square mile | 4th of 46 | 4th of 40 |
| Median household income | 7th of 45 | 6th of 39 |
| Per capita income | 28th of 46 | 22nd of 40 |
| Median home value | 11th of 41 | 10th of 35 |
| Median gross rent | 2nd of 44 | 1st of 39 |
| Poverty rate | 23rd of 28 | 21st of 25 |
| Bachelor's degree or higher | 6th of 44 | 5th of 38 |
| Median age | 26th of 46 | 20th of 40 |
| Owner-occupied share | 5th of 43 | 2nd of 37 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1018.06 | 4th | $116,645±$17,438 · within the margin of this tract |
| Tract 1018.05 | 5th | $110,565±$30,382 · within the margin of this tract |
| Tract 1018.03 | 6th | $107,708±$21,146 · within the margin of this tract |
| Tract 1020.09 | 7th | $103,418±$15,811 |
| Tract 1020.04 | 8th | $101,841±$16,056 · within the margin of this tract |
| Tract 1019.02 | 9th | $97,941±$25,882 · within the margin of this tract |
| Tract 1015.02 | 10th | $93,438±$10,073 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 1020.09?
Every figure for Census Tract 1020.09 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections