Census tract · Chisago County
Census Tract 1105.04, Chisago County, Minnesota
Census Tract 1105.04, GEOID 27025110504, in Chisago County, Minnesota, mostly within Chisago City (81% of its census blocks). 2,455 residents in the ACS 2020-2024 5-year estimates (±269); the 2020 Census counted 2,391.
Residents, 2020-2024
2,455
±269 (90% margin)
2020 Census count: 2,391
Median household income
$98,411
±$13,965 (90% margin)
Chisago County: $99,400
Median home value
$394,800
±$52,562 (90% margin)
Chisago County: $351,900
Median gross rent
$1,803
±$253 (90% margin)
Chisago County: $1,186
Where is Census Tract 1105.04?
Census Tract 1105.04 is one of 13 census tracts in Chisago County, Minnesota. It covers 4.56 square miles of land, 525 residents per square mile in 2020. Its GEOID, 27025110504, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Chisago City | 81% |
| Chisago Lake Township | 19% |
5 census tracts border Census Tract 1105.04: Tract 1104.03 ($118,919), Tract 1104.04 ($93,825), Tract 1105.01 ($93,654), Tract 1105.03 ($108,446) and Tract 1106 ($132,000). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 1105.04?
The 2020-2024 American Community Survey puts Census Tract 1105.04's population at 2,455 (±269) in 1,013 households; the 2020 Census counted 2,391 residents and 1,099 housing units.
| Measure | Tract 1105.04 | Chisago City |
|---|---|---|
| Total population | 2,455 ±269 | 5,899 |
| Households | 1,013 ±152 | 2,284 |
| Average household size | 2.29 ±0.20 | 2.52 |
| Housing units | 1,181 ±207 | 2,533 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 1105.04?
The median resident of Census Tract 1105.04 is 54.6 years old; 13.7% are under 18 and 39.4% are 65 or older. The largest group is non-Hispanic white residents at 89.7%, then non-Hispanic residents of two or more races at 5.7%.
| Measure | Tract 1105.04 | Chisago City |
|---|---|---|
| Median age | 54.6 ±3.3 | 44.1 |
| Under 18 years | 13.7% ±3.8 pts | 21.9% |
| 65 years and over | 39.4% ±5.4 pts | 27.5% |
| Hispanic or Latino (any race) | 3.5% ±4.6 pts | 3.9% |
| White alone, not Hispanic | 89.7% ±6.3 pts | 85.8% |
| Black or African American alone, not Hispanic | 1.1% ±1.6 pts | 0.5% |
| Asian alone, not Hispanic | 0.0% ±0.9 pts | 2.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.2% |
| Two or more races, not Hispanic | 5.7% ±4.4 pts | 6.1% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.6% |
| Born outside the United States | 1.8% ±2.3 pts | 1.5% |
| Speak a language other than English at home (age 5+) | 4.4% ±4.8 pts | 6.3% |
| Civilian veterans (age 18+) | 8.2% ±3.4 pts | 8.7% |
| With a disability | 18.3% ±4.9 pts | 11.0% |
| No health insurance coverage | 1.1% ±1.7 pts | 5.5% |
| High school graduate or higher (age 25+) | 94.9% ±3.0 pts | 96.5% |
| Bachelor's degree or higher (age 25+) | 27.6% ±7.0 pts | 31.2% |
| Graduate or professional degree (age 25+) | 9.0% ±3.8 pts | 11.3% |
| Lived in the same house a year earlier | 89.3% ±4.8 pts | 88.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 1105.04 earn?
Half of the 1,013 households in Census Tract 1105.04 earn less than $98,411 a year (±$13,965), against $99,400 across Chisago County: 8th highest of the county's 13 tracts with a reliable estimate.
| Measure | Tract 1105.04 | Chisago City |
|---|---|---|
| Median household income | $98,411 ±$13,965 | $102,197 |
| Mean household income | $105,738 ±$15,283 | $114,954 |
| Per capita income | $45,221 ±$5,699 | $46,389 |
| People below the poverty line | 4.6% ±3.8 pts | 3.4% |
| Children under 18 below the poverty line | 0.0% ±6.5 pts | 1.2% |
| Households receiving SNAP | 3.8% ±4.4 pts | 3.3% |
| Households with a computer | 84.7% ±9.6 pts | 92.1% |
| Households with a broadband subscription | 84.2% ±8.7 pts | 90.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 1105.04?
Owners occupy 65.4% of Census Tract 1105.04's occupied homes and renters 34.6%. The median owner-occupied home is valued at $394,800 by its owner (±$52,562). The median renter pays $1,803 a month including utilities, and 74.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 1105.04 | Chisago City |
|---|---|---|
| Median home value (owner-occupied) | $394,800 ±$52,562 | $413,000 |
| Median gross rent | $1,803 ±$253 | $1,321 |
| Renters paying 35% or more of income on rent | 74.8% ±15.4 pts | 58.8% |
| Median monthly owner costs, with a mortgage | $2,139 ±$239 | $2,104 |
| Owner-occupied homes | 65.4% ±9.0 pts | 72.5% |
| Renter-occupied homes | 34.6% ±9.0 pts | 27.5% |
| Housing units | 1,181 ±207 | 2,533 |
| Single-family detached homes | 54.8% ±10.1 pts | 66.1% |
| Mobile homes | 0.0% ±1.9 pts | 0.0% |
| Built 2020 or later | 1.1% ±1.7 pts | 0.8% |
| Built 2010 to 2019 | 7.3% ±4.9 pts | 12.2% |
| Built 1939 or earlier | 11.5% ±4.8 pts | 8.1% |
| Households with no vehicle | 16.0% ±9.8 pts | 11.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 1105.04 get to work?
69.6% of Census Tract 1105.04's workers drive alone and 15.5% work from home. The average trip to work takes 30.6 minutes.
| Measure | Tract 1105.04 | Chisago City |
|---|---|---|
| In the labor force (age 16+) | 52.7% ±5.7 pts | 61.6% |
| Unemployment rate | 9.0% ±7.9 pts | 7.5% |
| Drove alone to work | 69.6% ±10.3 pts | 67.3% |
| Carpooled | 14.2% ±10.1 pts | 10.0% |
| Public transportation | 0.7% ±1.0 pts | 0.3% |
| Walked | 0.0% ±2.2 pts | 0.2% |
| Worked from home | 15.5% ±6.8 pts | 20.6% |
| Mean travel time to work | 30.6 min ±3.9 | 30.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 1105.04 compare with the other tracts in Chisago County?
Among Chisago County's tracts with a reliable estimate, Census Tract 1105.04 ranks as shown below (1 = highest).
| Measure | In Chisago County |
|---|---|
| Population | 13th of 13 |
| Residents per square mile | 3rd of 13 |
| Median household income | 8th of 13 |
| Per capita income | 6th of 13 |
| Median home value | 4th of 13 |
| Median gross rent | 1st of 12 |
| Bachelor's degree or higher | 5th of 13 |
| Median age | 1st of 13 |
| Owner-occupied share | 13th of 13 |
The tracts next to it on Chisago County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1103.01 | 5th | $107,008±$18,594 · within the margin of this tract |
| Tract 1107 | 6th | $101,958±$5,106 · within the margin of this tract |
| Tract 1104.02 | 7th | $98,536±$8,333 · within the margin of this tract |
| Tract 1105.04 | 8th | $98,411±$13,965 |
| Tract 1104.04 | 9th | $93,825±$15,353 · within the margin of this tract |
| Tract 1105.01 | 10th | $93,654±$11,905 · within the margin of this tract |
| Tract 1102.02 | 11th | $87,635±$5,536 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 1105.04?
4 of the 18 figures for Census Tract 1105.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections