Census tract · Montgomery County

Census Tract 1301.01, Montgomery County, Ohio

Census Tract 1301.01, GEOID 39113130101, in Montgomery County, Ohio, entirely within Clay Township, Montgomery County. 2,801 residents in the ACS 2020-2024 5-year estimates (±390); the 2020 Census counted 2,335.

Residents, 2020-2024

2,801

±390 (90% margin)
2020 Census count: 2,335

Median household income

$86,128

±$3,083 (90% margin)
Montgomery County: $66,139

Median home value

$209,700

±$31,509 (90% margin)
Montgomery County: $180,900

Median gross rent

$1,066

±$534 (90% margin)
Montgomery County: $1,026

Where is Census Tract 1301.01?

Census Tract 1301.01 is one of 156 census tracts in Montgomery County, Ohio. It covers 22.85 square miles of land, 102 residents per square mile in 2020. Its GEOID, 39113130101, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 1301.01 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Clay Township, Montgomery County100%
Phillipsburg35%
Verona5%
Census Tract 1301.01 (marked with a dot) in Montgomery County, Ohio. Boundaries: Census Bureau 2024.
5701.0234011201.011301.024201 1301.01 2 mi
Census Tract 1301.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Montgomery County.

5 census tracts border Census Tract 1301.01: Tract 5701.02 in Darke County ($77,699), Tract 3401 in Miami County ($90,673), Tract 1201.01 ($93,648), Tract 1301.02 ($71,875) and Tract 4201 in Preble County ($77,414). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 1301.01?

The 2020-2024 American Community Survey puts Census Tract 1301.01's population at 2,801 (±390) in 1,186 households; the 2020 Census counted 2,335 residents and 1,024 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 1301.01Clay Township, Montgomery CountyMontgomery CountyOhio
Total population 2,801 ±390 8,835 536,096 11,810,293
Households 1,186 ±178 3,552 231,319 4,863,191
Average household size 2.36 ±0.12 2.43 2.24 2.37
Housing units 1,308 ±189 3,948 252,843 5,292,391

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 1301.01?

The median resident of Census Tract 1301.01 is 53.0 years old; 17.8% are under 18 and 32.1% are 65 or older. The largest group is non-Hispanic white residents at 96.5%, then non-Hispanic residents of two or more races at 2.8%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 1301.01Clay Township, Montgomery CountyMontgomery CountyOhio
Median age 53.0 ±5.9 46.1 38.8 39.7
Under 18 years 17.8% ±3.9 pts 22.3% 22.2% 22.0%
65 years and over 32.1% ±9.5 pts 28.3% 18.6% 18.3%
Hispanic or Latino (any race) 0.2% ±0.3 pts 0.5% 4.2% 4.8%
White alone, not Hispanic 96.5% ±3.2 pts 91.1% 67.7% 75.8%
Black or African American alone, not Hispanic 0.0% ±1.3 pts 0.9% 20.4% 12.0%
Asian alone, not Hispanic 0.5% ±0.8 pts 3.4% 2.2% 2.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.8% ±3.1 pts 3.6% 5.0% 4.3%
Some other race alone, not Hispanic 0.0% ±1.3 pts 0.4% 0.4% 0.4%
Born outside the United States 0.5% ±0.8 pts 3.6% 5.3% 5.2%
Speak a language other than English at home (age 5+) 0.7% ±0.7 pts 5.1% 7.3% 8.0%
Civilian veterans (age 18+) 10.0% ±4.3 pts 8.2% 8.4% 6.6%
With a disability 18.4% ±5.3 pts 16.4% 15.2% 14.4%
No health insurance coverage 2.5% ±1.3 pts 5.2% 6.5% 6.4%
High school graduate or higher (age 25+) 96.3% ±1.5 pts 94.6% 92.6% 91.8%
Bachelor's degree or higher (age 25+) 23.5% ±6.4 pts 24.7% 31.3% 31.5%
Graduate or professional degree (age 25+) 7.9% ±3.5 pts 8.5% 12.9% 12.2%
Lived in the same house a year earlier 87.2% ±6.8 pts 89.2% 85.9% 88.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 1301.01 earn?

Half of the 1,186 households in Census Tract 1301.01 earn less than $86,128 a year (±$3,083), against $66,139 across Montgomery County: 37th highest of the county's 148 tracts with a reliable estimate. 6.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 1301.01Clay Township, Montgomery CountyMontgomery CountyOhio
Median household income $86,128 ±$3,083 $75,531 $66,139 $71,389
Mean household income $92,289 ±$8,000 $89,962 $88,114 $96,990
Per capita income $39,000 ±$3,104 $36,133 $38,450 $40,552
People below the poverty line 6.3% ±3.9 pts 7.8% 15.0% 13.3%
Children under 18 below the poverty line 14.1% ±12.9 pts 4.8% 22.2% 17.8%
Households receiving SNAP 1.7% ±1.5 pts 4.0% 13.5% 12.5%
Households with a computer 94.0% ±5.7 pts 95.0% 94.6% 94.4%
Households with a broadband subscription 89.8% ±6.4 pts 89.3% 90.6% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 1301.01?

Owners occupy 89.0% of Census Tract 1301.01's occupied homes and renters 11.0%. The median owner-occupied home is valued at $209,700 by its owner (±$31,509). The median renter pays $1,066 a month including utilities, and 50.0% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 1301.01Clay Township, Montgomery CountyMontgomery CountyOhio
Median home value (owner-occupied) $209,700 ±$31,509 $199,600 $180,900 $214,800
Median gross rent $1,066 ±$534 $959 $1,026 $1,034
Renters paying 35% or more of income on rent 50.0% ±32.8 pts 42.1% 38.2% 37.3%
Median monthly owner costs, with a mortgage $1,578 ±$92 $1,578 $1,438 $1,517
Owner-occupied homes 89.0% ±6.2 pts 72.3% 62.5% 67.2%
Renter-occupied homes 11.0% ±6.2 pts 27.7% 37.5% 32.8%
Housing units 1,308 ±189 3,948 252,843 5,292,391
Single-family detached homes 94.8% ±3.7 pts 79.3% 67.4% 68.8%
Mobile homes 3.9% ±3.5 pts 3.4% 1.3% 3.4%
Built 2020 or later 0.0% ±2.8 pts 0.0% 0.7% 1.1%
Built 2010 to 2019 1.1% ±1.1 pts 4.5% 3.0% 5.6%
Built 1939 or earlier 42.0% ±8.4 pts 19.8% 15.6% 19.0%
Households with no vehicle 1.5% ±1.5 pts 3.9% 8.5% 7.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 1301.01 get to work?

73.8% of Census Tract 1301.01's workers drive alone and 13.6% work from home. The average trip to work takes 27.9 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 1301.01Clay Township, Montgomery CountyMontgomery CountyOhio
In the labor force (age 16+) 60.0% ±4.9 pts 60.8% 63.4% 63.1%
Unemployment rate 11.4% ±10.6 pts 5.4% 5.7% 4.8%
Drove alone to work 73.8% ±8.3 pts 81.9% 76.2% 75.1%
Carpooled 7.1% ±3.8 pts 5.6% 7.7% 7.5%
Public transportation 0.0% ±3.0 pts 0.0% 1.2% 1.0%
Walked 4.4% ±5.9 pts 2.2% 2.0% 2.0%
Worked from home 13.6% ±5.4 pts 7.7% 12.0% 13.0%
Mean travel time to work 27.9 min ±3.7 23.7 min 21.9 min 23.4 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 1301.01 compare with the other tracts in Montgomery County?

Among Montgomery County's tracts with a reliable estimate, Census Tract 1301.01 ranks as shown below (1 = highest).

Census Tract 1301.01's rank among the tracts of Montgomery County
MeasureIn Montgomery County
Population86th of 155
Residents per square mile153rd of 156
Median household income37th of 148
Per capita income59th of 155
Median home value49th of 150
Median gross rent67th of 145
Poverty rate100th of 112
Bachelor's degree or higher84th of 142
Median age9th of 154
Owner-occupied share12th of 153

The tracts next to it on Montgomery County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 503.0234th$86,571±$3,588 · within the margin of this tract5,746
Tract 1251.0335th$86,420±$11,425 · within the margin of this tract2,580
Tract 21436th$86,415±$9,842 · within the margin of this tract2,573
Tract 1301.0137th$86,128±$3,0832,801
Tract 216.0238th$85,979±$5,529 · within the margin of this tract3,567
Tract 80239th$85,875±$38,903 · within the margin of this tract2,477
Tract 21940th$85,417±$6,908 · within the margin of this tract2,235

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 1301.01?

3 of the 18 figures for Census Tract 1301.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections