Census tract · Essex County
Census Tract 2021.04, Essex County, Massachusetts
Census Tract 2021.04, GEOID 25009202104, in Essex County, Massachusetts, mostly within Swampscott (98% of its census blocks). 5,195 residents in the ACS 2020-2024 5-year estimates (±597); the 2020 Census counted 4,941.
Residents, 2020-2024
5,195
±597 (90% margin)
2020 Census count: 4,941
Median household income
$109,455
±$52,213 (90% margin)
Essex County: $101,883
Median home value
$571,900
±$111,924 (90% margin)
Essex County: $619,100
Median gross rent
$2,445
±$421 (90% margin)
Essex County: $1,756
Where is Census Tract 2021.04?
Census Tract 2021.04 is one of 174 census tracts in Essex County, Massachusetts. It covers 0.47 square miles of land, 10,626 residents per square mile in 2020. Its GEOID, 25009202104, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Swampscott | 98% |
| Salem | 2% |
5 census tracts border Census Tract 2021.04: Tract 2021.01 ($114,120), Tract 2021.03 ($77,708), Tract 2041.02 ($88,102), Tract 2065 ($52,885) and Tract 2066 ($89,551). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 2021.04?
The 2020-2024 American Community Survey puts Census Tract 2021.04's population at 5,195 (±597) in 2,423 households; the 2020 Census counted 4,941 residents and 2,301 housing units.
| Measure | Tract 2021.04 | Swampscott |
|---|---|---|
| Total population | 5,195 ±597 | 15,277 |
| Households | 2,423 ±344 | 6,155 |
| Average household size | 2.09 ±0.16 | 2.46 |
| Housing units | 2,438 ±339 | 6,593 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 2021.04?
The median resident of Census Tract 2021.04 is 44.4 years old; 15.8% are under 18 and 24.5% are 65 or older. The largest group is non-Hispanic white residents at 79.2%, then Hispanic or Latino residents (of any race) at 9.9%. 37.7% of residents were born outside the United States.
| Measure | Tract 2021.04 | Swampscott |
|---|---|---|
| Median age | 44.4 ±9.2 | 44.5 |
| Under 18 years | 15.8% ±3.8 pts | 20.1% |
| 65 years and over | 24.5% ±5.6 pts | 20.4% |
| Hispanic or Latino (any race) | 9.9% ±7.6 pts | 8.9% |
| White alone, not Hispanic | 79.2% ±8.9 pts | 84.1% |
| Black or African American alone, not Hispanic | 6.3% ±4.1 pts | 3.3% |
| Asian alone, not Hispanic | 1.4% ±1.4 pts | 1.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 2.2% ±1.6 pts | 2.2% |
| Some other race alone, not Hispanic | 1.0% ±1.9 pts | 0.4% |
| Born outside the United States | 37.7% ±11.8 pts | 20.5% |
| Speak a language other than English at home (age 5+) | 44.9% ±13.0 pts | 26.0% |
| Civilian veterans (age 18+) | 4.9% ±2.8 pts | 4.0% |
| With a disability | 14.3% ±4.9 pts | 10.3% |
| No health insurance coverage | 0.3% ±0.6 pts | 1.1% |
| High school graduate or higher (age 25+) | 93.6% ±4.4 pts | 96.0% |
| Bachelor's degree or higher (age 25+) | 59.4% ±7.2 pts | 62.2% |
| Graduate or professional degree (age 25+) | 29.8% ±8.0 pts | 31.1% |
| Lived in the same house a year earlier | 90.2% ±6.1 pts | 90.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 2021.04 earn?
Half of the 2,423 households in Census Tract 2021.04 earn less than $109,455 a year (±$52,213), against $101,883 across Essex County: 76th highest of the county's 170 tracts with a reliable estimate. 7.7% of residents live below the poverty line.
| Measure | Tract 2021.04 | Swampscott |
|---|---|---|
| Median household income | $109,455 ±$52,213 | $134,386 |
| Mean household income | $126,987 ±$26,560 | $193,235 |
| Per capita income | $59,465 ±$11,624 | $78,590 |
| People below the poverty line | 7.7% ±3.4 pts | 7.1% |
| Children under 18 below the poverty line | 9.5% ±8.7 pts | 6.7% |
| Households receiving SNAP | 8.0% ±4.6 pts | 6.2% |
| Households with a computer | 99.1% ±1.1 pts | 98.7% |
| Households with a broadband subscription | 97.6% ±1.7 pts | 96.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 2021.04?
Owners occupy 65.4% of Census Tract 2021.04's occupied homes and renters 34.6%. The median owner-occupied home is valued at $571,900 by its owner (±$111,924). The median renter pays $2,445 a month including utilities, and 37.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 2021.04 | Swampscott |
|---|---|---|
| Median home value (owner-occupied) | $571,900 ±$111,924 | $771,100 |
| Median gross rent | $2,445 ±$421 | $2,303 |
| Renters paying 35% or more of income on rent | 37.0% ±18.5 pts | 39.4% |
| Median monthly owner costs, with a mortgage | $3,079 ±$389 | $3,465 |
| Owner-occupied homes | 65.4% ±7.9 pts | 75.9% |
| Renter-occupied homes | 34.6% ±7.9 pts | 24.1% |
| Housing units | 2,438 ±339 | 6,593 |
| Single-family detached homes | 27.6% ±7.9 pts | 52.6% |
| Mobile homes | 0.0% ±1.7 pts | 0.0% |
| Built 2020 or later | 0.0% ±1.7 pts | 0.3% |
| Built 2010 to 2019 | 14.7% ±12.9 pts | 9.7% |
| Built 1939 or earlier | 29.2% ±8.1 pts | 41.4% |
| Households with no vehicle | 6.5% ±5.5 pts | 5.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 2021.04 get to work?
61.8% of Census Tract 2021.04's workers drive alone and 22.1% work from home. The average trip to work takes 35.0 minutes.
| Measure | Tract 2021.04 | Swampscott |
|---|---|---|
| In the labor force (age 16+) | 65.4% ±5.8 pts | 66.6% |
| Unemployment rate | 9.8% ±11.3 pts | 6.1% |
| Drove alone to work | 61.8% ±10.8 pts | 54.5% |
| Carpooled | 4.2% ±3.4 pts | 4.7% |
| Public transportation | 10.4% ±5.1 pts | 11.4% |
| Walked | 0.3% ±0.5 pts | 1.5% |
| Worked from home | 22.1% ±9.1 pts | 27.2% |
| Mean travel time to work | 35.0 min ±4.2 | 34.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 2021.04 compare with the other tracts in Essex County?
Among Essex County's tracts with a reliable estimate, Census Tract 2021.04 ranks as shown below (1 = highest).
| Measure | In Essex County | In Swampscott |
|---|---|---|
| Population | 61st of 173 | 2nd of 4 |
| Residents per square mile | 40th of 173 | 1st of 4 |
| Median household income | 76th of 170 | 3rd of 4 |
| Per capita income | 63rd of 173 | 3rd of 4 |
| Median home value | 89th of 170 | 4th of 4 |
| Median gross rent | 15th of 154 | 1st of 4 |
| Poverty rate | 69th of 113 | 1st of 3 |
| Bachelor's degree or higher | 39th of 170 | 3rd of 4 |
| Median age | 67th of 173 | 3rd of 4 |
| Owner-occupied share | 97th of 168 | 4th of 4 |
The tracts next to it on Essex County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 2611.02 | 73rd | $111,890±$6,538 · within the margin of this tract |
| Tract 2175 | 74th | $110,429±$27,791 · within the margin of this tract |
| Tract 2053 | 75th | $109,926±$53,302 · within the margin of this tract |
| Tract 2021.04 | 76th | $109,455±$52,213 |
| Tract 2111 | 77th | $109,310±$22,282 · within the margin of this tract |
| Tract 2114.01 | 78th | $107,750±$13,475 · within the margin of this tract |
| Tract 2218 | 79th | $106,705±$22,619 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 2021.04?
2 of the 18 figures for Census Tract 2021.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections