Census tract · Bay County
Census Tract 2808, Bay County, Michigan
Census Tract 2808, GEOID 26017280800, in Bay County, Michigan, entirely within Bay City. 3,540 residents in the ACS 2020-2024 5-year estimates (±403); the 2020 Census counted 3,450.
Residents, 2020-2024
3,540
±403 (90% margin)
2020 Census count: 3,450
Median household income
$56,404
±$9,202 (90% margin)
Bay County: $61,763
Median home value
$107,300
±$6,495 (90% margin)
Bay County: $152,200
Median gross rent
$550
±$411 (90% margin)
Bay County: $860
Where is Census Tract 2808?
Census Tract 2808 is one of 28 census tracts in Bay County, Michigan. It covers 0.85 square miles of land, 4,040 residents per square mile in 2020. Its GEOID, 26017280800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bay City | 100% |
4 census tracts border Census Tract 2808: Tract 2806 ($52,936), Tract 2807 ($35,660), Tract 2809 ($49,779) and Tract 2853 ($81,310). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 2808?
The 2020-2024 American Community Survey puts Census Tract 2808's population at 3,540 (±403) in 1,556 households; the 2020 Census counted 3,450 residents and 1,569 housing units.
| Measure | Tract 2808 | Bay City |
|---|---|---|
| Total population | 3,540 ±403 | 32,320 |
| Households | 1,556 ±144 | 14,677 |
| Average household size | 2.26 ±0.19 | 2.18 |
| Housing units | 1,611 ±126 | 16,078 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 2808?
The median resident of Census Tract 2808 is 38.5 years old; 16.3% are under 18 and 19.7% are 65 or older. The largest group is non-Hispanic white residents at 81.2%, then non-Hispanic residents of two or more races at 7.5%.
| Measure | Tract 2808 | Bay City |
|---|---|---|
| Median age | 38.5 ±5.1 | 40.7 |
| Under 18 years | 16.3% ±3.2 pts | 20.2% |
| 65 years and over | 19.7% ±4.0 pts | 17.7% |
| Hispanic or Latino (any race) | 6.7% ±4.6 pts | 11.5% |
| White alone, not Hispanic | 81.2% ±6.4 pts | 80.1% |
| Black or African American alone, not Hispanic | 3.4% ±3.1 pts | 1.6% |
| Asian alone, not Hispanic | 0.6% ±1.0 pts | 0.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.5% ±0.6 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.2% ±0.3 pts | 0.2% |
| Two or more races, not Hispanic | 7.5% ±3.5 pts | 5.3% |
| Some other race alone, not Hispanic | 0.0% ±0.8 pts | 0.4% |
| Born outside the United States | 1.4% ±1.3 pts | 2.3% |
| Speak a language other than English at home (age 5+) | 2.5% ±2.3 pts | 4.1% |
| Civilian veterans (age 18+) | 11.1% ±4.2 pts | 6.7% |
| With a disability | 13.3% ±3.4 pts | 19.6% |
| No health insurance coverage | 6.7% ±3.3 pts | 5.9% |
| High school graduate or higher (age 25+) | 95.5% ±2.6 pts | 88.9% |
| Bachelor's degree or higher (age 25+) | 18.5% ±5.6 pts | 18.8% |
| Graduate or professional degree (age 25+) | 5.1% ±2.9 pts | 6.2% |
| Lived in the same house a year earlier | 88.6% ±5.3 pts | 88.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 2808 earn?
Half of the 1,556 households in Census Tract 2808 earn less than $56,404 a year (±$9,202), against $61,763 across Bay County: 17th highest of the county's 26 tracts with a reliable estimate. 16.2% of residents live below the poverty line.
| Measure | Tract 2808 | Bay City |
|---|---|---|
| Median household income | $56,404 ±$9,202 | $49,420 |
| Mean household income | $74,543 ±$11,316 | $63,008 |
| Per capita income | $33,757 ±$4,619 | $29,853 |
| People below the poverty line | 16.2% ±8.6 pts | 19.1% |
| Children under 18 below the poverty line | 23.7% ±22.0 pts | 24.8% |
| Households receiving SNAP | 15.3% ±6.7 pts | 21.2% |
| Households with a computer | 92.2% ±4.3 pts | 93.3% |
| Households with a broadband subscription | 88.4% ±5.9 pts | 85.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 2808?
Owners occupy 85.6% of Census Tract 2808's occupied homes and renters 14.4%. The median owner-occupied home is valued at $107,300 by its owner (±$6,495).
| Measure | Tract 2808 | Bay City |
|---|---|---|
| Median home value (owner-occupied) | $107,300 ±$6,495 | $97,600 |
| Median gross rent | $550 ±$411 | $766 |
| Renters paying 35% or more of income on rent | 0.0% ±15.6 pts | 37.0% |
| Median monthly owner costs, with a mortgage | $1,051 ±$114 | $1,069 |
| Owner-occupied homes | 85.6% ±7.7 pts | 70.1% |
| Renter-occupied homes | 14.4% ±7.7 pts | 29.9% |
| Housing units | 1,611 ±126 | 16,078 |
| Single-family detached homes | 97.2% ±1.8 pts | 73.2% |
| Mobile homes | 0.6% ±0.9 pts | 1.0% |
| Built 2020 or later | 0.4% ±0.7 pts | 0.3% |
| Built 2010 to 2019 | 0.0% ±1.8 pts | 1.8% |
| Built 1939 or earlier | 41.2% ±9.1 pts | 49.2% |
| Households with no vehicle | 11.4% ±7.2 pts | 12.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 2808 get to work?
85.3% of Census Tract 2808's workers drive alone. The average trip to work takes 24.0 minutes.
| Measure | Tract 2808 | Bay City |
|---|---|---|
| In the labor force (age 16+) | 56.0% ±6.9 pts | 59.4% |
| Unemployment rate | 0.5% ±0.8 pts | 6.7% |
| Drove alone to work | 85.3% ±7.9 pts | 79.0% |
| Carpooled | 2.9% ±3.1 pts | 7.7% |
| Public transportation | 0.0% ±1.7 pts | 0.4% |
| Walked | 3.9% ±5.7 pts | 3.0% |
| Worked from home | 6.0% ±5.6 pts | 8.4% |
| Mean travel time to work | 24.0 min ±5.0 | 21.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 2808 compare with the other tracts in Bay County?
Among Bay County's tracts with a reliable estimate, Census Tract 2808 ranks as shown below (1 = highest).
| Measure | In Bay County | In Bay City |
|---|---|---|
| Population | 14th of 27 | 4th of 12 |
| Residents per square mile | 6th of 27 | 6th of 12 |
| Median household income | 17th of 26 | 4th of 11 |
| Per capita income | 12th of 27 | 3rd of 12 |
| Median home value | 19th of 27 | 4th of 12 |
| Poverty rate | 11th of 25 | 8th of 12 |
| Bachelor's degree or higher | 19th of 27 | 8th of 12 |
| Median age | 24th of 27 | 9th of 12 |
| Owner-occupied share | 10th of 27 | 2nd of 12 |
The tracts next to it on Bay County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 2858 | 14th | $61,364±$11,059 · within the margin of this tract |
| Tract 2805 | 15th | $60,136±$11,255 · within the margin of this tract |
| Tract 2813 | 16th | $57,500±$9,208 · within the margin of this tract |
| Tract 2808 | 17th | $56,404±$9,202 |
| Tract 2806 | 18th | $52,936±$7,755 · within the margin of this tract |
| Tract 2859 | 19th | $52,699±$15,766 · within the margin of this tract |
| Tract 2810 | 20th | $51,827±$9,549 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 2808?
5 of the 18 figures for Census Tract 2808 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections