Census tract · Bay County
Census Tract 2809, Bay County, Michigan
Census Tract 2809, GEOID 26017280900, in Bay County, Michigan, entirely within Bay City. 2,701 residents in the ACS 2020-2024 5-year estimates (±368); the 2020 Census counted 2,748.
Residents, 2020-2024
2,701
±368 (90% margin)
2020 Census count: 2,748
Median household income
$49,779
±$5,288 (90% margin)
Bay County: $61,763
Median home value
$90,000
±$5,853 (90% margin)
Bay County: $152,200
Median gross rent
$666
±$400 (90% margin)
Bay County: $860
Where is Census Tract 2809?
Census Tract 2809 is one of 28 census tracts in Bay County, Michigan. It covers 1.31 square miles of land, 2,103 residents per square mile in 2020. Its GEOID, 26017280900, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bay City | 100% |
5 census tracts border Census Tract 2809: Tract 2807 ($35,660), Tract 2808 ($56,404), Tract 2810 ($51,827), Tract 2853 ($81,310) and Tract 2854 ($92,685). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 2809?
The 2020-2024 American Community Survey puts Census Tract 2809's population at 2,701 (±368) in 1,082 households; the 2020 Census counted 2,748 residents and 1,215 housing units.
| Measure | Tract 2809 | Bay City |
|---|---|---|
| Total population | 2,701 ±368 | 32,320 |
| Households | 1,082 ±168 | 14,677 |
| Average household size | 2.49 ±0.33 | 2.18 |
| Housing units | 1,220 ±170 | 16,078 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 2809?
The median resident of Census Tract 2809 is 41.5 years old; 24.0% are under 18 and 17.9% are 65 or older. The largest group is non-Hispanic white residents at 63.4%, then Hispanic or Latino residents (of any race) at 32.2%.
| Measure | Tract 2809 | Bay City |
|---|---|---|
| Median age | 41.5 ±3.6 | 40.7 |
| Under 18 years | 24.0% ±5.6 pts | 20.2% |
| 65 years and over | 17.9% ±4.5 pts | 17.7% |
| Hispanic or Latino (any race) | 32.2% ±10.0 pts | 11.5% |
| White alone, not Hispanic | 63.4% ±10.9 pts | 80.1% |
| Black or African American alone, not Hispanic | 0.6% ±1.0 pts | 1.6% |
| Asian alone, not Hispanic | 0.0% ±1.1 pts | 0.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.7% ±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.2% |
| Two or more races, not Hispanic | 3.2% ±2.8 pts | 5.3% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.4% |
| Born outside the United States | 3.5% ±2.8 pts | 2.3% |
| Speak a language other than English at home (age 5+) | 9.7% ±6.8 pts | 4.1% |
| Civilian veterans (age 18+) | 8.9% ±4.2 pts | 6.7% |
| With a disability | 20.5% ±6.8 pts | 19.6% |
| No health insurance coverage | 4.0% ±3.1 pts | 5.9% |
| High school graduate or higher (age 25+) | 81.4% ±8.8 pts | 88.9% |
| Bachelor's degree or higher (age 25+) | 11.7% ±5.9 pts | 18.8% |
| Graduate or professional degree (age 25+) | 4.3% ±3.5 pts | 6.2% |
| Lived in the same house a year earlier | 94.0% ±3.6 pts | 88.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 2809 earn?
Half of the 1,082 households in Census Tract 2809 earn less than $49,779 a year (±$5,288), against $61,763 across Bay County: 22nd highest of the county's 26 tracts with a reliable estimate. 19.4% of residents live below the poverty line.
| Measure | Tract 2809 | Bay City |
|---|---|---|
| Median household income | $49,779 ±$5,288 | $49,420 |
| Mean household income | $63,451 ±$16,244 | $63,008 |
| Per capita income | $26,733 ±$6,511 | $29,853 |
| People below the poverty line | 19.4% ±10.7 pts | 19.1% |
| Children under 18 below the poverty line | 33.8% ±21.7 pts | 24.8% |
| Households receiving SNAP | 17.1% ±8.9 pts | 21.2% |
| Households with a computer | 89.2% ±9.5 pts | 93.3% |
| Households with a broadband subscription | 82.1% ±9.8 pts | 85.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 2809?
Owners occupy 87.3% of Census Tract 2809's occupied homes and renters 12.7%. The median owner-occupied home is valued at $90,000 by its owner (±$5,853). The median renter pays $666 a month including utilities.
| Measure | Tract 2809 | Bay City |
|---|---|---|
| Median home value (owner-occupied) | $90,000 ±$5,853 | $97,600 |
| Median gross rent | $666 ±$400 | $766 |
| Renters paying 35% or more of income on rent | 42.3% ±34.8 pts | 37.0% |
| Median monthly owner costs, with a mortgage | $1,059 ±$82 | $1,069 |
| Owner-occupied homes | 87.3% ±6.4 pts | 70.1% |
| Renter-occupied homes | 12.7% ±6.4 pts | 29.9% |
| Housing units | 1,220 ±170 | 16,078 |
| Single-family detached homes | 91.7% ±4.4 pts | 73.2% |
| Mobile homes | 2.4% ±1.5 pts | 1.0% |
| Built 2020 or later | 0.0% ±2.4 pts | 0.3% |
| Built 2010 to 2019 | 0.0% ±2.4 pts | 1.8% |
| Built 1939 or earlier | 48.4% ±10.3 pts | 49.2% |
| Households with no vehicle | 6.9% ±3.9 pts | 12.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 2809 get to work?
84.6% of Census Tract 2809's workers drive alone and 8.5% work from home. The average trip to work takes 21.9 minutes. The unemployment rate in 2020-2024 averaged 16.8%.
| Measure | Tract 2809 | Bay City |
|---|---|---|
| In the labor force (age 16+) | 56.4% ±9.3 pts | 59.4% |
| Unemployment rate | 16.8% ±9.6 pts | 6.7% |
| Drove alone to work | 84.6% ±8.1 pts | 79.0% |
| Carpooled | 3.1% ±4.0 pts | 7.7% |
| Public transportation | 0.0% ±3.3 pts | 0.4% |
| Walked | 0.0% ±3.3 pts | 3.0% |
| Worked from home | 8.5% ±5.3 pts | 8.4% |
| Mean travel time to work | 21.9 min ±3.6 | 21.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 2809 compare with the other tracts in Bay County?
Among Bay County's tracts with a reliable estimate, Census Tract 2809 ranks as shown below (1 = highest).
| Measure | In Bay County | In Bay City |
|---|---|---|
| Population | 23rd of 27 | 9th of 12 |
| Residents per square mile | 11th of 27 | 10th of 12 |
| Median household income | 22nd of 26 | 7th of 11 |
| Per capita income | 26th of 27 | 11th of 12 |
| Median home value | 26th of 27 | 11th of 12 |
| Median gross rent | 22nd of 24 | 10th of 11 |
| Poverty rate | 6th of 25 | 5th of 12 |
| Bachelor's degree or higher | 26th of 27 | 11th of 12 |
| Median age | 19th of 27 | 7th of 12 |
| Owner-occupied share | 8th of 27 | 1st of 12 |
The tracts next to it on Bay County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 2859 | 19th | $52,699±$15,766 · within the margin of this tract |
| Tract 2810 | 20th | $51,827±$9,549 · within the margin of this tract |
| Tract 2852.01 | 21st | $50,540±$11,756 · within the margin of this tract |
| Tract 2809 | 22nd | $49,779±$5,288 |
| Tract 2866 | 23rd | $49,205±$8,015 · within the margin of this tract |
| Tract 2804 | 24th | $47,361±$6,211 · within the margin of this tract |
| Tract 2807 | 25th | $35,660±$11,248 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 2809?
2 of the 18 figures for Census Tract 2809 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections