Census tract · Harford County

Census Tract 3037, Harford County, Maryland

Census Tract 3037, GEOID 24025303700, in Harford County, Maryland, partly within Bel Air South. 3,986 residents in the ACS 2020-2024 5-year estimates (±422); the 2020 Census counted 3,867.

Residents, 2020-2024

3,986

±422 (90% margin)
2020 Census count: 3,867

Median household income

$111,576

±$28,020 (90% margin)
Harford County: $112,265

Median home value

$391,500

±$26,930 (90% margin)
Harford County: $386,400

Median gross rent

$2,164

±$138 (90% margin)
Harford County: $1,586

Where is Census Tract 3037?

Census Tract 3037 is one of 59 census tracts in Harford County, Maryland. It covers 13.11 square miles of land, 295 residents per square mile in 2020. Its GEOID, 24025303700, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 3037 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bel Air South38%
Census Tract 3037 (marked with a dot) in Harford County, Maryland. Boundaries: Census Bureau 2024.
3011.0230223031.013031.023036.053036.06 3037 2 mi
Census Tract 3037 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

6 census tracts border Census Tract 3037: Tract 3011.02 ($160,972), Tract 3022 ($122,931), Tract 3031.01 ($137,467), Tract 3031.02 ($156,429), Tract 3036.05 ($83,583) and Tract 3036.06 ($191,970). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 3037?

The 2020-2024 American Community Survey puts Census Tract 3037's population at 3,986 (±422) in 1,663 households; the 2020 Census counted 3,867 residents and 1,560 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 3037Harford CountyMaryland
Total population 3,986 ±422 263,757 6,206,011
Households 1,663 ±180 101,795 2,362,928
Average household size 2.40 ±0.20 2.57 2.57
Housing units 1,709 ±189 105,468 2,560,784

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 3037?

The median resident of Census Tract 3037 is 48.2 years old; 16.7% are under 18 and 27.2% are 65 or older. The largest group is non-Hispanic white residents at 85.4%, then Hispanic or Latino residents (of any race) at 4.5%. 2.5% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 3037Harford CountyMaryland
Median age 48.2 ±3.2 40.5 39.4
Under 18 years 16.7% ±4.5 pts 22.3% 22.2%
65 years and over 27.2% ±5.3 pts 17.4% 16.7%
Hispanic or Latino (any race) 4.5% ±3.0 pts 5.8% 12.5%
White alone, not Hispanic 85.4% ±4.3 pts 71.6% 46.6%
Black or African American alone, not Hispanic 2.6% ±1.7 pts 14.1% 28.9%
Asian alone, not Hispanic 2.1% ±1.6 pts 3.0% 6.5%
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.2 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.1% 0.0%
Two or more races, not Hispanic 3.2% ±1.9 pts 4.7% 4.6%
Some other race alone, not Hispanic 2.1% ±2.3 pts 0.7% 0.7%
Born outside the United States 2.5% ±1.6 pts 5.9% 16.6%
Speak a language other than English at home (age 5+) 4.1% ±2.4 pts 8.6% 21.1%
Civilian veterans (age 18+) 7.9% ±2.5 pts 8.6% 6.8%
With a disability 15.6% ±4.7 pts 11.3% 11.6%
No health insurance coverage 4.1% ±2.8 pts 3.6% 6.3%
High school graduate or higher (age 25+) 97.2% ±1.7 pts 95.1% 91.1%
Bachelor's degree or higher (age 25+) 48.5% ±6.1 pts 40.3% 43.4%
Graduate or professional degree (age 25+) 13.9% ±4.2 pts 17.0% 20.8%
Lived in the same house a year earlier 93.1% ±4.4 pts 91.1% 88.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 3037 earn?

Half of the 1,663 households in Census Tract 3037 earn less than $111,576 a year (±$28,020), against $112,265 across Harford County: 33rd highest of the county's 59 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 3037Harford CountyMaryland
Median household income $111,576 ±$28,020 $112,265 $103,678
Mean household income $136,241 ±$18,661 $133,148 $136,642
Per capita income $57,498 ±$7,295 $51,717 $52,979
People below the poverty line 3.2% ±2.2 pts 7.1% 9.4%
Children under 18 below the poverty line 0.0% ±6.2 pts 7.7% 11.5%
Households receiving SNAP 2.5% ±3.1 pts 7.4% 11.2%
Households with a computer 98.7% ±1.4 pts 97.2% 96.5%
Households with a broadband subscription 97.2% ±2.2 pts 92.6% 92.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 3037?

Owners occupy 83.4% of Census Tract 3037's occupied homes and renters 16.6%. The median owner-occupied home is valued at $391,500 by its owner (±$26,930). The median renter pays $2,164 a month including utilities, and 48.7% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 3037Harford CountyMaryland
Median home value (owner-occupied) $391,500 ±$26,930 $386,400 $419,900
Median gross rent $2,164 ±$138 $1,586 $1,705
Renters paying 35% or more of income on rent 48.7% ±29.3 pts 39.2% 42.3%
Median monthly owner costs, with a mortgage $2,151 ±$154 $2,165 $2,347
Owner-occupied homes 83.4% ±7.4 pts 79.7% 67.6%
Renter-occupied homes 16.6% ±7.4 pts 20.3% 32.4%
Housing units 1,709 ±189 105,468 2,560,784
Single-family detached homes 95.0% ±3.4 pts 60.1% 51.2%
Mobile homes 1.6% ±2.3 pts 2.6% 1.3%
Built 2020 or later 1.2% ±1.9 pts 1.4% 1.4%
Built 2010 to 2019 0.7% ±1.1 pts 8.0% 8.1%
Built 1939 or earlier 6.4% ±3.7 pts 4.4% 10.7%
Households with no vehicle 0.7% ±1.1 pts 4.4% 8.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 3037 get to work?

69.5% of Census Tract 3037's workers drive alone and 17.0% work from home. The average trip to work takes 29.2 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 3037Harford CountyMaryland
In the labor force (age 16+) 60.8% ±5.9 pts 67.5% 67.1%
Unemployment rate 3.5% ±2.4 pts 3.8% 4.9%
Drove alone to work 69.5% ±6.9 pts 75.1% 64.7%
Carpooled 12.3% ±6.7 pts 6.9% 7.7%
Public transportation 0.0% ±2.1 pts 0.6% 4.2%
Walked 0.7% ±1.1 pts 1.1% 2.0%
Worked from home 17.0% ±6.0 pts 14.9% 19.3%
Mean travel time to work 29.2 min ±3.5 32.1 min 31.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 3037 compare with the other tracts in Harford County?

Among Harford County's tracts with a reliable estimate, Census Tract 3037 ranks as shown below (1 = highest).

Census Tract 3037's rank among the tracts of Harford County
MeasureIn Harford County
Population29th of 59
Residents per square mile50th of 59
Median household income33rd of 59
Per capita income16th of 59
Median home value28th of 58
Median gross rent6th of 50
Bachelor's degree or higher14th of 58
Median age9th of 59
Owner-occupied share33rd of 58

The tracts next to it on Harford County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 303930th$112,396±$22,619 · within the margin of this tract2,493
Tract 3012.0231st$111,727±$8,917 · within the margin of this tract7,837
Tract 305132nd$111,673±$16,008 · within the margin of this tract7,594
Tract 303733rd$111,576±$28,0203,986
Tract 3016.0234th$111,353±$12,028 · within the margin of this tract7,700
Tract 3014.0135th$109,637±$15,633 · within the margin of this tract7,543
Tract 3012.0136th$108,250±$21,793 · within the margin of this tract1,812

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 3037?

3 of the 18 figures for Census Tract 3037 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections