Census tract · St. Charles County
Census Tract 3116.04, St. Charles County, Missouri
Census Tract 3116.04, GEOID 29183311604, in St. Charles County, Missouri, mostly within O'Fallon (85% of its census blocks). 3,101 residents in the ACS 2020-2024 5-year estimates (±458); the 2020 Census counted 3,164.
Residents, 2020-2024
3,101
±458 (90% margin)
2020 Census count: 3,164
Median household income
$98,403
±$44,105 (90% margin)
St. Charles County: $104,692
Median home value
$340,400
±$13,773 (90% margin)
St. Charles County: $320,800
Median gross rent
$860
±$174 (90% margin)
St. Charles County: $1,370
Where is Census Tract 3116.04?
Census Tract 3116.04 is one of 85 census tracts in St. Charles County, Missouri. It covers 1.15 square miles of land, 2,754 residents per square mile in 2020. Its GEOID, 29183311604, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| O'Fallon | 85% |
3 census tracts border Census Tract 3116.04: Tract 3115 ($49,182), Tract 3116.03 ($82,840) and Tract 3118.01 ($108,386). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3116.04?
The 2020-2024 American Community Survey puts Census Tract 3116.04's population at 3,101 (±458) in 1,239 households; the 2020 Census counted 3,164 residents and 1,174 housing units.
| Measure | Tract 3116.04 | O'Fallon |
|---|---|---|
| Total population | 3,101 ±458 | 93,801 |
| Households | 1,239 ±212 | 35,471 |
| Average household size | 2.49 ±0.22 | 2.63 |
| Housing units | 1,239 ±212 | 36,206 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3116.04?
The median resident of Census Tract 3116.04 is 46.4 years old; 17.4% are under 18 and 22.6% are 65 or older. The largest group is non-Hispanic white residents at 87.7%, then non-Hispanic residents of two or more races at 8.2%.
| Measure | Tract 3116.04 | O'Fallon |
|---|---|---|
| Median age | 46.4 ±6.6 | 38.4 |
| Under 18 years | 17.4% ±4.0 pts | 24.2% |
| 65 years and over | 22.6% ±5.4 pts | 14.5% |
| Hispanic or Latino (any race) | 3.5% ±3.5 pts | 5.5% |
| White alone, not Hispanic | 87.7% ±7.6 pts | 79.5% |
| Black or African American alone, not Hispanic | 0.1% ±0.1 pts | 5.2% |
| Asian alone, not Hispanic | 0.4% ±0.7 pts | 4.8% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 8.2% ±7.9 pts | 4.3% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.5% |
| Born outside the United States | 4.5% ±3.4 pts | 6.3% |
| Speak a language other than English at home (age 5+) | 2.3% ±2.6 pts | 7.9% |
| Civilian veterans (age 18+) | 6.4% ±3.2 pts | 6.0% |
| With a disability | 7.8% ±3.1 pts | 10.6% |
| No health insurance coverage | 0.8% ±0.8 pts | 3.9% |
| High school graduate or higher (age 25+) | 98.2% ±1.8 pts | 95.4% |
| Bachelor's degree or higher (age 25+) | 33.6% ±8.9 pts | 43.3% |
| Graduate or professional degree (age 25+) | 11.9% ±5.2 pts | 15.6% |
| Lived in the same house a year earlier | 93.0% ±5.0 pts | 90.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3116.04 earn?
Half of the 1,239 households in Census Tract 3116.04 earn less than $98,403 a year (±$44,105), against $104,692 across St. Charles County: 51st highest of the county's 84 tracts with a reliable estimate.
| Measure | Tract 3116.04 | O'Fallon |
|---|---|---|
| Median household income | $98,403 ±$44,105 | $110,443 |
| Mean household income | $121,193 ±$17,517 | $128,022 |
| Per capita income | $49,939 ±$5,486 | $49,304 |
| People below the poverty line | 1.2% ±1.2 pts | 5.4% |
| Children under 18 below the poverty line | 0.0% ±6.3 pts | 6.2% |
| Households receiving SNAP | 2.0% ±2.0 pts | 4.4% |
| Households with a computer | 100.0% ±2.8 pts | 97.4% |
| Households with a broadband subscription | 98.4% ±2.5 pts | 94.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3116.04?
Owners occupy 92.6% of Census Tract 3116.04's occupied homes and renters 7.4%. The median owner-occupied home is valued at $340,400 by its owner (±$13,773). The median renter pays $860 a month including utilities.
| Measure | Tract 3116.04 | O'Fallon |
|---|---|---|
| Median home value (owner-occupied) | $340,400 ±$13,773 | $326,200 |
| Median gross rent | $860 ±$174 | $1,443 |
| Renters paying 35% or more of income on rent | 42.7% ±37.6 pts | 36.0% |
| Median monthly owner costs, with a mortgage | $2,015 ±$177 | $1,899 |
| Owner-occupied homes | 92.6% ±4.9 pts | 81.0% |
| Renter-occupied homes | 7.4% ±4.9 pts | 19.0% |
| Housing units | 1,239 ±212 | 36,206 |
| Single-family detached homes | 84.7% ±6.3 pts | 75.2% |
| Mobile homes | 1.0% ±1.7 pts | 3.4% |
| Built 2020 or later | 3.4% ±3.9 pts | 3.7% |
| Built 2010 to 2019 | 8.2% ±4.8 pts | 15.8% |
| Built 1939 or earlier | 0.9% ±1.4 pts | 0.8% |
| Households with no vehicle | 1.4% ±1.6 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3116.04 get to work?
82.4% of Census Tract 3116.04's workers drive alone and 15.6% work from home. The average trip to work takes 30.3 minutes.
| Measure | Tract 3116.04 | O'Fallon |
|---|---|---|
| In the labor force (age 16+) | 74.2% ±7.0 pts | 73.1% |
| Unemployment rate | 1.4% ±2.0 pts | 2.7% |
| Drove alone to work | 82.4% ±6.7 pts | 75.2% |
| Carpooled | 2.0% ±2.4 pts | 4.3% |
| Public transportation | 0.0% ±1.8 pts | 0.1% |
| Walked | 0.0% ±1.8 pts | 0.8% |
| Worked from home | 15.6% ±6.3 pts | 18.1% |
| Mean travel time to work | 30.3 min ±6.4 | 25.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3116.04 compare with the other tracts in St. Charles County?
Among St. Charles County's tracts with a reliable estimate, Census Tract 3116.04 ranks as shown below (1 = highest).
| Measure | In St. Charles County | In O'Fallon |
|---|---|---|
| Population | 73rd of 84 | 20th of 22 |
| Residents per square mile | 46th of 85 | 13th of 23 |
| Median household income | 51st of 84 | 15th of 22 |
| Per capita income | 43rd of 84 | 11th of 22 |
| Median home value | 34th of 84 | 10th of 22 |
| Median gross rent | 71st of 73 | 17th of 18 |
| Bachelor's degree or higher | 66th of 84 | 15th of 22 |
| Median age | 14th of 84 | 3rd of 22 |
| Owner-occupied share | 20th of 84 | 7th of 22 |
The tracts next to it on St. Charles County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3112.03 | 48th | $100,453±$16,392 · within the margin of this tract |
| Tract 3113.31 | 49th | $98,929±$7,713 · within the margin of this tract |
| Tract 3111.22 | 50th | $98,468±$10,017 · within the margin of this tract |
| Tract 3116.04 | 51st | $98,403±$44,105 |
| Tract 3112.21 | 52nd | $96,576±$14,024 · within the margin of this tract |
| Tract 3112.96 | 53rd | $95,982±$13,913 · within the margin of this tract |
| Tract 3108.02 | 54th | $95,554±$19,316 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3116.04?
4 of the 18 figures for Census Tract 3116.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections