Census tract · St. Charles County

Census Tract 3116.03, St. Charles County, Missouri

Census Tract 3116.03, GEOID 29183311603, in St. Charles County, Missouri, mostly within O'Fallon (92% of its census blocks). 3,271 residents in the ACS 2020-2024 5-year estimates (±730); the 2020 Census counted 2,780.

Residents, 2020-2024

3,271

±730 (90% margin)
2020 Census count: 2,780

Median household income

$82,840

±$16,903 (90% margin)
St. Charles County: $104,692

Median home value

$272,300

±$14,454 (90% margin)
St. Charles County: $320,800

Median gross rent

$1,106

±$278 (90% margin)
St. Charles County: $1,370

Where is Census Tract 3116.03?

Census Tract 3116.03 is one of 85 census tracts in St. Charles County, Missouri. It covers 0.76 square miles of land, 3,658 residents per square mile in 2020. Its GEOID, 29183311603, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 3116.03 lies in (share of its 2020 census blocks)
PlaceShare of the tract
O'Fallon92%
Census Tract 3116.03 (marked with a dot) in St. Charles County, Missouri. Boundaries: Census Bureau 2024.
31153118.02 3116.03 2 mi
Census Tract 3116.03 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 3116.03: Tract 3115 ($49,182), Tract 3116.02 ($86,426), Tract 3116.04 ($98,403) and Tract 3118.02 ($88,320). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 3116.03?

The 2020-2024 American Community Survey puts Census Tract 3116.03's population at 3,271 (±730) in 1,349 households; the 2020 Census counted 2,780 residents and 1,257 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 3116.03O'FallonSt. Charles CountyMissouri
Total population 3,271 ±730 93,801 414,535 6,191,814
Households 1,349 ±265 35,471 161,311 2,508,227
Average household size 2.42 ±0.31 2.63 2.53 2.40
Housing units 1,363 ±263 36,206 167,163 2,825,287

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 3116.03?

The median resident of Census Tract 3116.03 is 47.1 years old; 23.8% are under 18 and 16.8% are 65 or older. The largest group is non-Hispanic white residents at 80.3%, then Hispanic or Latino residents (of any race) at 14.4%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 3116.03O'FallonSt. Charles CountyMissouri
Median age 47.1 ±7.0 38.4 39.8 39.0
Under 18 years 23.8% ±5.7 pts 24.2% 22.5% 22.3%
65 years and over 16.8% ±5.6 pts 14.5% 17.0% 17.9%
Hispanic or Latino (any race) 14.4% ±10.5 pts 5.5% 4.2% 5.2%
White alone, not Hispanic 80.3% ±10.4 pts 79.5% 83.0% 76.3%
Black or African American alone, not Hispanic 1.4% ±2.5 pts 5.2% 5.0% 10.9%
Asian alone, not Hispanic 0.3% ±0.6 pts 4.8% 3.0% 2.1%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.1 pts 0.1% 0.0% 0.2%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.1 pts 0.0% 0.0% 0.1%
Two or more races, not Hispanic 2.4% ±2.3 pts 4.3% 4.3% 4.8%
Some other race alone, not Hispanic 1.0% ±1.4 pts 0.5% 0.4% 0.4%
Born outside the United States 0.8% ±1.1 pts 6.3% 4.5% 4.5%
Speak a language other than English at home (age 5+) 3.8% ±3.4 pts 7.9% 5.8% 6.7%
Civilian veterans (age 18+) 19.9% ±7.4 pts 6.0% 6.6% 7.3%
With a disability 20.3% ±8.4 pts 10.6% 11.7% 14.9%
No health insurance coverage 10.3% ±5.4 pts 3.9% 4.2% 8.8%
High school graduate or higher (age 25+) 95.6% ±3.3 pts 95.4% 95.7% 91.9%
Bachelor's degree or higher (age 25+) 24.5% ±8.1 pts 43.3% 42.7% 32.4%
Graduate or professional degree (age 25+) 3.9% ±2.7 pts 15.6% 15.8% 12.6%
Lived in the same house a year earlier 88.1% ±11.6 pts 90.6% 89.6% 87.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 3116.03 earn?

Half of the 1,349 households in Census Tract 3116.03 earn less than $82,840 a year (±$16,903), against $104,692 across St. Charles County: 69th highest of the county's 84 tracts with a reliable estimate.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 3116.03O'FallonSt. Charles CountyMissouri
Median household income $82,840 ±$16,903 $110,443 $104,692 $70,702
Mean household income $89,344 ±$14,357 $128,022 $129,305 $96,247
Per capita income $38,131 ±$4,933 $49,304 $51,051 $39,695
People below the poverty line 10.7% ±11.4 pts 5.4% 5.2% 12.6%
Children under 18 below the poverty line 1.4% ±2.6 pts 6.2% 5.7% 15.8%
Households receiving SNAP 12.2% ±10.9 pts 4.4% 3.6% 9.8%
Households with a computer 88.9% ±9.3 pts 97.4% 97.4% 94.8%
Households with a broadband subscription 94.7% ±4.2 pts 94.9% 95.1% 89.3%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 3116.03?

Owners occupy 61.7% of Census Tract 3116.03's occupied homes and renters 38.3%. The median owner-occupied home is valued at $272,300 by its owner (±$14,454). The median renter pays $1,106 a month including utilities, and 51.1% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 3116.03O'FallonSt. Charles CountyMissouri
Median home value (owner-occupied) $272,300 ±$14,454 $326,200 $320,800 $230,300
Median gross rent $1,106 ±$278 $1,443 $1,370 $1,033
Renters paying 35% or more of income on rent 51.1% ±22.9 pts 36.0% 34.5% 36.6%
Median monthly owner costs, with a mortgage $1,808 ±$104 $1,899 $1,866 $1,524
Owner-occupied homes 61.7% ±11.8 pts 81.0% 80.5% 68.1%
Renter-occupied homes 38.3% ±11.8 pts 19.0% 19.5% 31.9%
Housing units 1,363 ±263 36,206 167,163 2,825,287
Single-family detached homes 49.4% ±12.5 pts 75.2% 74.7% 70.5%
Mobile homes 0.0% ±2.5 pts 3.4% 2.5% 5.2%
Built 2020 or later 0.0% ±2.5 pts 3.7% 3.3% 1.6%
Built 2010 to 2019 4.5% ±3.4 pts 15.8% 14.4% 8.0%
Built 1939 or earlier 2.5% ±2.8 pts 0.8% 2.2% 13.3%
Households with no vehicle 9.3% ±9.1 pts 4.7% 3.8% 6.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 3116.03 get to work?

84.4% of Census Tract 3116.03's workers drive alone and 9.0% work from home. The average trip to work takes 28.8 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 3116.03O'FallonSt. Charles CountyMissouri
In the labor force (age 16+) 67.4% ±8.7 pts 73.1% 69.4% 63.1%
Unemployment rate 4.1% ±3.9 pts 2.7% 2.9% 4.0%
Drove alone to work 84.4% ±7.8 pts 75.2% 73.8% 74.8%
Carpooled 5.5% ±4.0 pts 4.3% 5.9% 8.1%
Public transportation 0.0% ±2.1 pts 0.1% 0.1% 0.8%
Walked 0.1% ±0.3 pts 0.8% 0.8% 1.8%
Worked from home 9.0% ±5.5 pts 18.1% 18.0% 13.0%
Mean travel time to work 28.8 min ±5.1 25.5 min 24.5 min 23.5 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 3116.03 compare with the other tracts in St. Charles County?

Among St. Charles County's tracts with a reliable estimate, Census Tract 3116.03 ranks as shown below (1 = highest).

Census Tract 3116.03's rank among the tracts of St. Charles County and of O'Fallon
MeasureIn St. Charles CountyIn O'Fallon
Population71st of 8419th of 22
Residents per square mile27th of 859th of 23
Median household income69th of 8420th of 22
Per capita income76th of 8420th of 22
Median home value55th of 8415th of 22
Median gross rent63rd of 7316th of 18
Bachelor's degree or higher78th of 8421st of 22
Median age10th of 842nd of 22
Owner-occupied share77th of 8422nd of 22

The tracts next to it on St. Charles County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 3109.0366th$87,347±$8,421 · within the margin of this tract3,935
Tract 3116.0267th$86,426±$9,680 · within the margin of this tract5,476
Tract 3111.4968th$84,719±$18,594 · within the margin of this tract4,316
Tract 3116.0369th$82,840±$16,9033,271
Tract 3109.0270th$81,786±$26,445 · within the margin of this tract4,862
Tract 3112.1171st$78,256±$25,511 · within the margin of this tract5,524
Tract 3102.0272nd$76,950±$15,835 · within the margin of this tract3,144

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 3116.03?

4 of the 18 figures for Census Tract 3116.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections