Census tract · Middlesex County
Census Tract 3123, Middlesex County, Massachusetts
Census Tract 3123, GEOID 25017312300, in Middlesex County, Massachusetts, entirely within Lowell. 5,300 residents in the ACS 2020-2024 5-year estimates (±805); the 2020 Census counted 5,277.
Residents, 2020-2024
5,300
±805 (90% margin)
2020 Census count: 5,277
Median household income
$120,192
±$8,891 (90% margin)
Middlesex County: $130,847
Median home value
$372,600
±$55,238 (90% margin)
Middlesex County: $727,800
Median gross rent
$1,785
±$81 (90% margin)
Middlesex County: $2,201
Where is Census Tract 3123?
Census Tract 3123 is one of 357 census tracts in Middlesex County, Massachusetts. It covers 1.24 square miles of land, 4,245 residents per square mile in 2020. Its GEOID, 25017312300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lowell | 100% |
7 census tracts border Census Tract 3123: Tract 3121 ($83,730), Tract 3122 ($84,853), Tract 3124 ($40,077), Tract 3125.02 ($119,919), Tract 3151 ($153,942), Tract 3165 ($119,432) and Tract 3171.02 ($130,750). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3123?
The 2020-2024 American Community Survey puts Census Tract 3123's population at 5,300 (±805) in 2,137 households; the 2020 Census counted 5,277 residents and 2,107 housing units.
| Measure | Tract 3123 | Lowell |
|---|---|---|
| Total population | 5,300±805 | 118,368 |
| Households | 2,137±272 | 43,183 |
| Average household size | 2.45±0.24 | 2.61 |
| Housing units | 2,148±272 | 44,850 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3123?
The median resident of Census Tract 3123 is 34.6 years old; 23.5% are under 18 and 9.4% are 65 or older. The largest group is non-Hispanic white residents at 56.6%, then non-Hispanic Asian residents at 15.7%. 28.8% of residents were born outside the United States.
| Measure | Tract 3123 | Lowell |
|---|---|---|
| Median age | 34.6±3.7 | 35.6 |
| Under 18 years | 23.5%±5.7 pts | 21.7% |
| 65 years and over | 9.4%±4.1 pts | 12.6% |
| Hispanic or Latino (any race) | 14.4%±7.3 pts | 20.0% |
| White alone, not Hispanic | 56.6%±11.2 pts | 42.3% |
| Black or African American alone, not Hispanic | 7.0%±6.8 pts | 9.9% |
| Asian alone, not Hispanic | 15.7%±9.1 pts | 22.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±0.8 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 3.3%±3.1 pts | 4.4% |
| Some other race alone, not Hispanic | 3.0%±3.8 pts | 1.3% |
| Born outside the United States | 28.8%±10.0 pts | 30.5% |
| Speak a language other than English at home (age 5+) | 33.5%±10.7 pts | 43.3% |
| Civilian veterans (age 18+) | 1.6%±1.5 pts | 3.2% |
| With a disability | 9.3%±4.4 pts | 15.2% |
| No health insurance coverage | 4.8%±3.3 pts | 4.1% |
| High school graduate or higher (age 25+) | 89.9%±4.6 pts | 82.9% |
| Bachelor's degree or higher (age 25+) | 26.6%±10.3 pts | 30.0% |
| Graduate or professional degree (age 25+) | 8.5%±3.9 pts | 11.4% |
| Lived in the same house a year earlier | 89.8%±6.1 pts | 87.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3123 earn?
Half of the 2,137 households in Census Tract 3123 earn less than $120,192 a year (±$8,891), against $130,847 across Middlesex County: 221st highest of the county's 350 tracts with a reliable estimate.
| Measure | Tract 3123 | Lowell |
|---|---|---|
| Median household income | $120,192±$8,891 | $78,658 |
| Mean household income | $115,336±$10,111 | $98,552 |
| Per capita income | $45,460±$6,270 | $36,400 |
| People below the poverty line | 1.5%±1.0 pts | 16.9% |
| Children under 18 below the poverty line | 0.0%±3.3 pts | 21.8% |
| Households receiving SNAP | 5.8%±4.8 pts | 27.0% |
| Households with a computer | 95.2%±5.5 pts | 92.9% |
| Households with a broadband subscription | 95.2%±5.5 pts | 87.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3123?
Owners occupy 60.9% of Census Tract 3123's occupied homes and renters 39.1%. The median owner-occupied home is valued at $372,600 by its owner (±$55,238). The median renter pays $1,785 a month including utilities, and 23.5% of renters pay 35% or more of their income on rent.
| Measure | Tract 3123 | Lowell |
|---|---|---|
| Median home value (owner-occupied) | $372,600±$55,238 | $429,200 |
| Median gross rent | $1,785±$81 | $1,625 |
| Renters paying 35% or more of income on rent | 23.5%±14.8 pts | 41.9% |
| Median monthly owner costs, with a mortgage | $2,552±$494 | $2,334 |
| Owner-occupied homes | 60.9%±9.6 pts | 43.2% |
| Renter-occupied homes | 39.1%±9.6 pts | 56.8% |
| Housing units | 2,148±272 | 44,850 |
| Single-family detached homes | 40.6%±9.3 pts | 30.2% |
| Mobile homes | 0.0%±2.0 pts | 0.3% |
| Built 2020 or later | 0.0%±2.0 pts | 0.5% |
| Built 2010 to 2019 | 5.6%±6.8 pts | 4.1% |
| Built 1939 or earlier | 16.0%±7.7 pts | 43.9% |
| Households with no vehicle | 0.0%±2.0 pts | 13.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3123 get to work?
76.8% of Census Tract 3123's workers drive alone and 9.8% work from home. The average trip to work takes 26.2 minutes.
| Measure | Tract 3123 | Lowell |
|---|---|---|
| In the labor force (age 16+) | 77.2%±6.0 pts | 67.6% |
| Unemployment rate | 3.5%±4.3 pts | 5.7% |
| Drove alone to work | 76.8%±9.1 pts | 71.0% |
| Carpooled | 12.5%±7.7 pts | 9.9% |
| Public transportation | 0.8%±1.3 pts | 1.6% |
| Walked | 0.0%±1.3 pts | 4.1% |
| Worked from home | 9.8%±6.0 pts | 10.6% |
| Mean travel time to work | 26.2 min±3.9 | 27.9 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3123 compare with the other tracts in Middlesex County?
Among Middlesex County's tracts with a reliable estimate, Census Tract 3123 ranks as shown below (1 = highest).
| Measure | In Middlesex County | In Lowell |
|---|---|---|
| Population | 119th of 354 | 8th of 26 |
| Residents per square mile | 187th of 357 | 24th of 26 |
| Median household income | 221st of 350 | 1st of 26 |
| Per capita income | 295th of 354 | 5th of 26 |
| Median home value | 340th of 350 | 16th of 26 |
| Median gross rent | 254th of 327 | 6th of 26 |
| Bachelor's degree or higher | 329th of 354 | 13th of 26 |
| Median age | 276th of 354 | 16th of 26 |
| Owner-occupied share | 182nd of 351 | 6th of 26 |
The tracts next to it on Middlesex County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3512.04 | 218th | $120,875±$24,093 · within the margin of this tract |
| Tract 3351 | 219th | $120,725±$15,857 · within the margin of this tract |
| Tract 3594 | 220th | $120,307±$15,654 · within the margin of this tract |
| Tract 3123 | 221st | $120,192±$8,891 |
| Tract 3141.01 | 222nd | $120,149±$11,007 · within the margin of this tract |
| Tract 3125.02 | 223rd | $119,919±$21,693 · within the margin of this tract |
| Tract 3165 | 224th | $119,432±$22,966 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3123?
2 of the 18 figures for Census Tract 3123 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections