Census tract · Middlesex County
Census Tract 3545, Middlesex County, Massachusetts
Census Tract 3545, GEOID 25017354500, in Middlesex County, Massachusetts, entirely within Cambridge. 1,909 residents in the ACS 2020-2024 5-year estimates (±344); the 2020 Census counted 1,937.
Residents, 2020-2024
1,909
±344 (90% margin)
2020 Census count: 1,937
Median household income
$211,471
±$54,213 (90% margin)
Middlesex County: $130,847
Median home value
$2,000,000 or more
The survey's top or bottom value; no margin is published
Middlesex County: $727,800
Median gross rent
$2,401
±$225 (90% margin)
Middlesex County: $2,201
Where is Census Tract 3545?
Census Tract 3545 is one of 357 census tracts in Middlesex County, Massachusetts. It covers 0.13 square miles of land, 15,016 residents per square mile in 2020. Its GEOID, 25017354500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cambridge | 100% |
6 census tracts border Census Tract 3545: Tract 3536 ($138,429), Tract 3540 ($85,592), Tract 3541 ($144,479), Tract 3542 ($221,250), Tract 3546.02 ($104,155) and Tract 3547 ($161,699). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3545?
The 2020-2024 American Community Survey puts Census Tract 3545's population at 1,909 (±344) in 858 households; the 2020 Census counted 1,937 residents and 1,022 housing units.
| Measure | Tract 3545 | Cambridge |
|---|---|---|
| Total population | 1,909±344 | 118,796 |
| Households | 858±119 | 49,444 |
| Average household size | 2.20±0.21 | 2.05 |
| Housing units | 930±118 | 54,840 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3545?
The median resident of Census Tract 3545 is 38.9 years old; 19.5% are under 18 and 20.6% are 65 or older. The largest group is non-Hispanic white residents at 77.1%, then non-Hispanic residents of two or more races at 9.2%. 19.9% of residents were born outside the United States.
| Measure | Tract 3545 | Cambridge |
|---|---|---|
| Median age | 38.9±6.4 | 30.4 |
| Under 18 years | 19.5%±5.6 pts | 12.4% |
| 65 years and over | 20.6%±4.7 pts | 12.2% |
| Hispanic or Latino (any race) | 4.1%±2.4 pts | 8.8% |
| White alone, not Hispanic | 77.1%±6.8 pts | 53.8% |
| Black or African American alone, not Hispanic | 1.0%±0.9 pts | 10.3% |
| Asian alone, not Hispanic | 8.5%±3.3 pts | 20.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±2.2 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±2.2 pts | 0.1% |
| Two or more races, not Hispanic | 9.2%±4.8 pts | 5.8% |
| Some other race alone, not Hispanic | 0.0%±2.2 pts | 0.9% |
| Born outside the United States | 19.9%±6.9 pts | 29.7% |
| Speak a language other than English at home (age 5+) | 19.3%±6.7 pts | 35.2% |
| Civilian veterans (age 18+) | 4.3%±2.6 pts | 1.6% |
| With a disability | 5.6%±2.4 pts | 7.5% |
| No health insurance coverage | 1.4%±1.4 pts | 1.7% |
| High school graduate or higher (age 25+) | 99.2%±0.9 pts | 96.0% |
| Bachelor's degree or higher (age 25+) | 93.9%±3.1 pts | 80.8% |
| Graduate or professional degree (age 25+) | 64.2%±8.1 pts | 51.2% |
| Lived in the same house a year earlier | 80.2%±6.8 pts | 74.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3545 earn?
Half of the 858 households in Census Tract 3545 earn less than $211,471 a year (±$54,213), against $130,847 across Middlesex County: 36th highest of the county's 350 tracts with a reliable estimate. 3.2% of residents live below the poverty line.
| Measure | Tract 3545 | Cambridge |
|---|---|---|
| Median household income | $211,471±$54,213 | $130,748 |
| Mean household income | $326,920±$66,760 | $183,408 |
| Per capita income | $144,150±$23,530 | $78,723 |
| People below the poverty line | 3.2%±2.1 pts | 12.8% |
| Children under 18 below the poverty line | 2.4%±3.7 pts | 15.2% |
| Households receiving SNAP | 4.4%±4.1 pts | 8.4% |
| Households with a computer | 99.5%±0.8 pts | 98.5% |
| Households with a broadband subscription | 95.3%±3.4 pts | 94.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3545?
Owners occupy 59.9% of Census Tract 3545's occupied homes and renters 40.1%. The median owner-occupied home is valued at $2,000,000 or more by its owner (). The median renter pays $2,401 a month including utilities, and 50.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 3545 | Cambridge |
|---|---|---|
| Median home value (owner-occupied) | $2,000,000 or more | $1,092,100 |
| Median gross rent | $2,401±$225 | $2,787 |
| Renters paying 35% or more of income on rent | 50.4%±13.2 pts | 35.4% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $3,505 |
| Owner-occupied homes | 59.9%±8.0 pts | 33.5% |
| Renter-occupied homes | 40.1%±8.0 pts | 66.5% |
| Housing units | 930±118 | 54,840 |
| Single-family detached homes | 29.1%±7.1 pts | 9.9% |
| Mobile homes | 0.0%±4.5 pts | 0.1% |
| Built 2020 or later | 0.0%±4.5 pts | 2.2% |
| Built 2010 to 2019 | 0.6%±1.1 pts | 10.1% |
| Built 1939 or earlier | 75.3%±6.3 pts | 47.0% |
| Households with no vehicle | 30.4%±8.4 pts | 33.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3545 get to work?
15.5% of Census Tract 3545's workers drive alone and 43.2% work from home. The average trip to work takes 20.9 minutes.
| Measure | Tract 3545 | Cambridge |
|---|---|---|
| In the labor force (age 16+) | 66.8%±7.0 pts | 69.6% |
| Unemployment rate | 1.8%±1.7 pts | 3.4% |
| Drove alone to work | 15.5%±6.0 pts | 19.7% |
| Carpooled | 1.0%±1.2 pts | 2.5% |
| Public transportation | 10.8%±4.6 pts | 18.0% |
| Walked | 18.8%±7.2 pts | 19.2% |
| Worked from home | 43.2%±7.6 pts | 30.8% |
| Mean travel time to work | 20.9 min±2.4 | 25.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3545 compare with the other tracts in Middlesex County?
Among Middlesex County's tracts with a reliable estimate, Census Tract 3545 ranks as shown below (1 = highest).
| Measure | In Middlesex County | In Cambridge |
|---|---|---|
| Population | 344th of 354 | 31st of 33 |
| Residents per square mile | 77th of 357 | 27th of 33 |
| Median household income | 36th of 350 | 2nd of 32 |
| Per capita income | 3rd of 354 | 2nd of 33 |
| Median home value | 1st of 350 | 1st of 29 |
| Median gross rent | 122nd of 327 | 29th of 33 |
| Poverty rate | 205th of 223 | 29th of 30 |
| Bachelor's degree or higher | 2nd of 354 | 2nd of 33 |
| Median age | 202nd of 354 | 4th of 33 |
| Owner-occupied share | 187th of 351 | 3rd of 30 |
The tracts next to it on Middlesex County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3183 | 33rd | $218,359±$11,675 · within the margin of this tract |
| Tract 3662.02 | 34th | $217,083±$36,194 · within the margin of this tract |
| Tract 3823 | 35th | $214,258±$52,682 · within the margin of this tract |
| Tract 3545 | 36th | $211,471±$54,213 |
| Tract 3613 | 37th | $211,161±$48,730 · within the margin of this tract |
| Tract 3281 | 38th | $208,512±$22,907 · within the margin of this tract |
| Tract 3301.01 | 39th | $207,750±$39,534 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3545?
1 of the 18 figures for Census Tract 3545 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections