Census tract · Lake County

Census Tract 3701.02, Lake County, Minnesota

Census Tract 3701.02, GEOID 27075370102, in Lake County, Minnesota, partly within Silver Creek Township, Lake County, Knife River, Stony River Township and Two Harbors. 2,782 residents in the ACS 2020-2024 5-year estimates (±252); the 2020 Census counted 2,812.

Residents, 2020-2024

2,782

±252 (90% margin)
2020 Census count: 2,812

Median household income

$88,966

±$16,205 (90% margin)
Lake County: $75,541

Median home value

$363,000

±$35,879 (90% margin)
Lake County: $241,300

Median gross rent

$1,174

±$333 (90% margin)
Lake County: $1,093

Where is Census Tract 3701.02?

Census Tract 3701.02 is one of 5 census tracts in Lake County, Minnesota. It covers 298.62 square miles of land, 9 residents per square mile in 2020. Its GEOID, 27075370102, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 3701.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Silver Creek Township, Lake County14%
Knife River10%
Stony River Township4%
Two Harbors1%
Census Tract 3701.02 (marked with a dot) in Lake County, Minnesota. Boundaries: Census Bureau 2024.
3701.01105106.01114.01141 3701.02 20 mi
Census Tract 3701.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Lake County.

6 census tracts border Census Tract 3701.02: Tract 3701.01 ($82,969), Tract 3704 ($66,199), Tract 105 in St. Louis County ($112,198), Tract 106.01 in St. Louis County ($107,560), Tract 114.01 in St. Louis County ($75,147) and Tract 141 in St. Louis County ($55,875). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 3701.02?

The 2020-2024 American Community Survey puts Census Tract 3701.02's population at 2,782 (±252) in 1,181 households; the 2020 Census counted 2,812 residents and 1,843 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 3701.02Lake CountyMinnesota
Total population 2,782 ±252 10,879 5,739,445
Households 1,181 ±140 4,942 2,307,955
Average household size 2.35 ±0.16 2.15 2.43
Housing units 1,760 ±124 7,449 2,545,030

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 3701.02?

The median resident of Census Tract 3701.02 is 51.6 years old; 18.2% are under 18 and 29.2% are 65 or older. The largest group is non-Hispanic white residents at 97.5%, then non-Hispanic residents of two or more races at 1.4%. 1.4% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 3701.02Lake CountyMinnesota
Median age 51.6 ±2.7 49.4 38.8
Under 18 years 18.2% ±3.4 pts 19.1% 22.9%
65 years and over 29.2% ±4.5 pts 27.9% 17.3%
Hispanic or Latino (any race) 0.0% ±0.1 pts 1.5% 6.4%
White alone, not Hispanic 97.5% ±1.5 pts 94.3% 75.9%
Black or African American alone, not Hispanic 0.0% ±0.8 pts 0.2% 6.9%
Asian alone, not Hispanic 0.9% ±0.8 pts 0.5% 5.1%
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.1 pts 0.4% 0.7%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.0%
Two or more races, not Hispanic 1.4% ±1.1 pts 3.0% 4.5%
Some other race alone, not Hispanic 0.0% ±0.8 pts 0.0% 0.5%
Born outside the United States 1.4% ±0.9 pts 1.3% 8.7%
Speak a language other than English at home (age 5+) 0.4% ±0.4 pts 1.5% 12.4%
Civilian veterans (age 18+) 7.9% ±3.0 pts 7.8% 5.9%
With a disability 15.4% ±3.7 pts 16.6% 11.6%
No health insurance coverage 5.4% ±3.7 pts 4.9% 4.7%
High school graduate or higher (age 25+) 94.4% ±4.3 pts 94.8% 93.9%
Bachelor's degree or higher (age 25+) 28.1% ±5.5 pts 26.8% 39.4%
Graduate or professional degree (age 25+) 13.7% ±4.8 pts 10.0% 13.8%
Lived in the same house a year earlier 95.9% ±2.5 pts 91.8% 87.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 3701.02 earn?

Half of the 1,181 households in Census Tract 3701.02 earn less than $88,966 a year (±$16,205), against $75,541 across Lake County: 1st highest of the county's 4 tracts with a reliable estimate. 4.3% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 3701.02Lake CountyMinnesota
Median household income $88,966 ±$16,205 $75,541 $89,062
Mean household income $106,588 ±$11,237 $89,384 $118,304
Per capita income $46,423 ±$4,953 $41,362 $48,237
People below the poverty line 4.3% ±2.7 pts 8.6% 9.3%
Children under 18 below the poverty line 4.9% ±5.3 pts 7.9% 10.3%
Households receiving SNAP 3.4% ±2.8 pts 8.6% 7.9%
Households with a computer 92.6% ±4.4 pts 91.5% 95.8%
Households with a broadband subscription 90.6% ±4.9 pts 87.6% 91.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 3701.02?

Owners occupy 93.1% of Census Tract 3701.02's occupied homes and renters 6.9%. The median owner-occupied home is valued at $363,000 by its owner (±$35,879). The median renter pays $1,174 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 3701.02Lake CountyMinnesota
Median home value (owner-occupied) $363,000 ±$35,879 $241,300 $329,300
Median gross rent $1,174 ±$333 $1,093 $1,280
Renters paying 35% or more of income on rent 0.0% ±25.5 pts 35.4% 38.4%
Median monthly owner costs, with a mortgage $1,874 ±$155 $1,569 $1,947
Owner-occupied homes 93.1% ±5.5 pts 83.5% 72.2%
Renter-occupied homes 6.9% ±5.5 pts 16.5% 27.8%
Housing units 1,760 ±124 7,449 2,545,030
Single-family detached homes 96.0% ±3.5 pts 86.3% 66.0%
Mobile homes 4.0% ±3.5 pts 2.7% 2.9%
Built 2020 or later 0.2% ±0.3 pts 0.3% 1.9%
Built 2010 to 2019 8.6% ±4.4 pts 5.8% 8.5%
Built 1939 or earlier 13.2% ±5.5 pts 16.3% 15.6%
Households with no vehicle 2.0% ±1.8 pts 3.5% 6.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 3701.02 get to work?

69.4% of Census Tract 3701.02's workers drive alone and 24.2% work from home. The average trip to work takes 24.9 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 3701.02Lake CountyMinnesota
In the labor force (age 16+) 57.5% ±5.7 pts 55.0% 68.1%
Unemployment rate 4.5% ±3.3 pts 2.6% 4.1%
Drove alone to work 69.4% ±9.3 pts 74.9% 68.9%
Carpooled 5.1% ±3.8 pts 7.6% 7.5%
Public transportation 0.0% ±1.7 pts 0.3% 1.8%
Walked 0.3% ±0.5 pts 3.2% 2.5%
Worked from home 24.2% ±8.6 pts 13.2% 17.6%
Mean travel time to work 24.9 min ±3.9 24.8 min 22.7 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 3701.02 compare with the other tracts in Lake County?

Among Lake County's tracts with a reliable estimate, Census Tract 3701.02 ranks as shown below (1 = highest).

Census Tract 3701.02's rank among the tracts of Lake County
MeasureIn Lake County
Population2nd of 4
Residents per square mile3rd of 4
Median household income1st of 4
Per capita income2nd of 4
Median home value1st of 4
Median gross rent1st of 4
Poverty rate4th of 4
Bachelor's degree or higher2nd of 4
Median age2nd of 4
Owner-occupied share2nd of 4

The tracts next to it on Lake County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 3701.021st$88,966±$16,2052,782
Tract 3701.012nd$82,969±$7,323 · within the margin of this tract1,998
Tract 37033rd$69,844±$12,096 · within the margin of this tract2,298
Tract 37044th$66,199±$5,8213,801

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 3701.02?

3 of the 18 figures for Census Tract 3701.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections