Census tract · Baltimore County
Census Tract 4086.02, Baltimore County, Maryland
Census Tract 4086.02, GEOID 24005408602, in Baltimore County, Maryland, entirely within Lutherville. 1,919 residents in the ACS 2020-2024 5-year estimates (±187); the 2020 Census counted 2,162.
Residents, 2020-2024
1,919
±187 (90% margin)
2020 Census count: 2,162
Median household income
$138,409
±$19,749 (90% margin)
Baltimore County: $91,768
Median home value
$477,500
±$19,913 (90% margin)
Baltimore County: $349,300
Median gross rent
not published
Baltimore County: $1,627
Where is Census Tract 4086.02?
Census Tract 4086.02 is one of 219 census tracts in Baltimore County, Maryland. It covers 0.66 square miles of land, 3,256 residents per square mile in 2020. Its GEOID, 24005408602, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lutherville | 100% |
5 census tracts border Census Tract 4086.02: Tract 4085.02 ($121,250), Tract 4086.01 ($134,313), Tract 4088 ($93,466), Tract 4901 ($172,250) and Tract 4902 ($128,047). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 4086.02?
The 2020-2024 American Community Survey puts Census Tract 4086.02's population at 1,919 (±187) in 798 households; the 2020 Census counted 2,162 residents and 877 housing units.
| Measure | Tract 4086.02 | Lutherville |
|---|---|---|
| Total population | 1,919±187 | 6,574 |
| Households | 798±78 | 2,565 |
| Average household size | 2.40±0.21 | 2.56 |
| Housing units | 835±72 | 2,697 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 4086.02?
The median resident of Census Tract 4086.02 is 46.4 years old; 21.6% are under 18 and 24.7% are 65 or older. The largest group is non-Hispanic white residents at 78.5%, then non-Hispanic Asian residents at 8.0%. 10.9% of residents were born outside the United States.
| Measure | Tract 4086.02 | Lutherville |
|---|---|---|
| Median age | 46.4±2.9 | 44.6 |
| Under 18 years | 21.6%±4.1 pts | 21.7% |
| 65 years and over | 24.7%±3.8 pts | 21.8% |
| Hispanic or Latino (any race) | 4.1%±3.6 pts | 4.9% |
| White alone, not Hispanic | 78.5%±6.5 pts | 75.9% |
| Black or African American alone, not Hispanic | 2.7%±3.0 pts | 4.6% |
| Asian alone, not Hispanic | 8.0%±3.5 pts | 10.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.1%±0.3 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±2.2 pts | 0.0% |
| Two or more races, not Hispanic | 6.6%±5.1 pts | 4.5% |
| Some other race alone, not Hispanic | 0.0%±2.2 pts | 0.0% |
| Born outside the United States | 10.9%±3.9 pts | 10.8% |
| Speak a language other than English at home (age 5+) | 11.9%±5.0 pts | 16.6% |
| Civilian veterans (age 18+) | 5.2%±2.3 pts | 5.8% |
| With a disability | 9.1%±2.5 pts | 10.2% |
| No health insurance coverage | 0.9%±0.8 pts | 3.3% |
| High school graduate or higher (age 25+) | 97.8%±1.5 pts | 93.6% |
| Bachelor's degree or higher (age 25+) | 72.6%±5.2 pts | 68.4% |
| Graduate or professional degree (age 25+) | 40.4%±6.8 pts | 39.1% |
| Lived in the same house a year earlier | 92.1%±3.4 pts | 91.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 4086.02 earn?
Half of the 798 households in Census Tract 4086.02 earn less than $138,409 a year (±$19,749), against $91,768 across Baltimore County: 32nd highest of the county's 213 tracts with a reliable estimate. 2.4% of residents live below the poverty line.
| Measure | Tract 4086.02 | Lutherville |
|---|---|---|
| Median household income | $138,409±$19,749 | $113,563 |
| Mean household income | $166,029±$18,493 | $141,099 |
| Per capita income | $69,095±$7,517 | $55,965 |
| People below the poverty line | 2.4%±1.3 pts | 4.2% |
| Children under 18 below the poverty line | 1.0%±1.5 pts | 4.4% |
| Households receiving SNAP | 2.8%±2.6 pts | 5.0% |
| Households with a computer | 94.7%±4.5 pts | 97.6% |
| Households with a broadband subscription | 96.2%±2.7 pts | 93.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 4086.02?
Owners occupy 99.4% of Census Tract 4086.02's occupied homes and renters 0.6%. The median owner-occupied home is valued at $477,500 by its owner (±$19,913).
| Measure | Tract 4086.02 | Lutherville |
|---|---|---|
| Median home value (owner-occupied) | $477,500±$19,913 | $443,900 |
| Renters paying 35% or more of income on rent | 0.0%±100.0 pts | 53.6% |
| Median monthly owner costs, with a mortgage | $2,493±$253 | $2,461 |
| Owner-occupied homes | 99.4%±1.3 pts | 85.2% |
| Renter-occupied homes | 0.6%±1.3 pts | 14.8% |
| Housing units | 835±72 | 2,697 |
| Single-family detached homes | 97.1%±2.0 pts | 84.2% |
| Mobile homes | 0.0%±5.0 pts | 0.0% |
| Built 2020 or later | 0.8%±1.2 pts | 0.3% |
| Built 2010 to 2019 | 1.7%±1.7 pts | 1.3% |
| Built 1939 or earlier | 1.1%±1.3 pts | 6.5% |
| Households with no vehicle | 0.9%±1.5 pts | 1.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 4086.02 get to work?
68.2% of Census Tract 4086.02's workers drive alone and 26.7% work from home. The average trip to work takes 24.2 minutes. The unemployment rate in 2020-2024 averaged 4.6%.
| Measure | Tract 4086.02 | Lutherville |
|---|---|---|
| In the labor force (age 16+) | 62.0%±4.5 pts | 67.6% |
| Unemployment rate | 4.6%±2.8 pts | 5.3% |
| Drove alone to work | 68.2%±6.7 pts | 71.2% |
| Carpooled | 4.0%±2.5 pts | 4.0% |
| Public transportation | 0.0%±4.4 pts | 0.2% |
| Walked | 0.4%±0.7 pts | 2.8% |
| Worked from home | 26.7%±6.9 pts | 21.6% |
| Mean travel time to work | 24.2 min±4.2 | 24.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 4086.02 compare with the other tracts in Baltimore County?
Among Baltimore County's tracts with a reliable estimate, Census Tract 4086.02 ranks as shown below (1 = highest).
| Measure | In Baltimore County | In Lutherville |
|---|---|---|
| Population | 200th of 217 | 3rd of 3 |
| Residents per square mile | 139th of 219 | 2nd of 3 |
| Median household income | 32nd of 213 | 1st of 3 |
| Per capita income | 31st of 217 | 1st of 3 |
| Median home value | 40th of 215 | 1st of 3 |
| Poverty rate | 111th of 113 | 2nd of 2 |
| Bachelor's degree or higher | 18th of 214 | 2nd of 3 |
| Median age | 50th of 217 | 1st of 3 |
| Owner-occupied share | 2nd of 213 | 1st of 3 |
The tracts next to it on Baltimore County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 4510 | 29th | $141,136±$43,427 · within the margin of this tract |
| Tract 4511 | 30th | $140,060±$12,925 · within the margin of this tract |
| Tract 4022.02 | 31st | $138,906±$15,686 · within the margin of this tract |
| Tract 4086.02 | 32nd | $138,409±$19,749 |
| Tract 4519 | 33rd | $136,579±$45,668 · within the margin of this tract |
| Tract 4111.02 | 34th | $135,938±$46,158 · within the margin of this tract |
| Tract 4086.01 | 35th | $134,313±$34,537 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 4086.02?
2 of the 17 figures for Census Tract 4086.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections