Census tract · Howard County
Census Tract 6040.03, Howard County, Maryland
Census Tract 6040.03, GEOID 24027604003, in Howard County, Maryland, outside any city, town or census-designated place. 4,198 residents in the ACS 2020-2024 5-year estimates (±405); the 2020 Census counted 4,111.
Residents, 2020-2024
4,198
±405 (90% margin)
2020 Census count: 4,111
Median household income
$230,250
±$14,251 (90% margin)
Howard County: $149,763
Median home value
$867,200
±$58,310 (90% margin)
Howard County: $597,900
Median gross rent
not published
Howard County: $2,099
Where is Census Tract 6040.03?
Census Tract 6040.03 is one of 59 census tracts in Howard County, Maryland. It covers 18.21 square miles of land, 226 residents per square mile in 2020. Its GEOID, 24027604003, names it uniquely (how tract numbers and GEOIDs work).
5 census tracts border Census Tract 6040.03: Tract 5142.02 in Carroll County ($140,000), Tract 6030.03 ($190,948), Tract 6040.01 ($181,036), Tract 6040.04 ($250,000 or more) and Tract 7001.03 in Montgomery County ($211,250). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 6040.03?
The 2020-2024 American Community Survey puts Census Tract 6040.03's population at 4,198 (±405) in 1,352 households; the 2020 Census counted 4,111 residents and 1,405 housing units.
| Measure | Tract 6040.03 | Howard County |
|---|---|---|
| Total population | 4,198 ±405 | 336,328 |
| Households | 1,352 ±124 | 121,065 |
| Average household size | 3.10 ±0.20 | 2.76 |
| Housing units | 1,358 ±122 | 125,286 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 6040.03?
The median resident of Census Tract 6040.03 is 43.1 years old; 26.6% are under 18 and 13.8% are 65 or older. The largest group is non-Hispanic white residents at 75.0%, then non-Hispanic Asian residents at 12.3%. 12.1% of residents were born outside the United States.
| Measure | Tract 6040.03 | Howard County |
|---|---|---|
| Median age | 43.1 ±4.0 | 39.8 |
| Under 18 years | 26.6% ±3.6 pts | 23.8% |
| 65 years and over | 13.8% ±2.4 pts | 15.2% |
| Hispanic or Latino (any race) | 2.5% ±1.7 pts | 8.7% |
| White alone, not Hispanic | 75.0% ±7.0 pts | 45.9% |
| Black or African American alone, not Hispanic | 3.3% ±3.8 pts | 19.7% |
| Asian alone, not Hispanic | 12.3% ±5.4 pts | 19.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 5.8% ±2.9 pts | 5.7% |
| Some other race alone, not Hispanic | 1.0% ±0.9 pts | 0.7% |
| Born outside the United States | 12.1% ±4.7 pts | 22.8% |
| Speak a language other than English at home (age 5+) | 17.3% ±6.6 pts | 28.3% |
| Civilian veterans (age 18+) | 5.5% ±2.2 pts | 6.0% |
| With a disability | 8.6% ±4.9 pts | 8.7% |
| No health insurance coverage | 2.2% ±2.0 pts | 4.2% |
| High school graduate or higher (age 25+) | 97.5% ±2.6 pts | 95.0% |
| Bachelor's degree or higher (age 25+) | 64.7% ±8.5 pts | 64.5% |
| Graduate or professional degree (age 25+) | 30.4% ±6.1 pts | 34.1% |
| Lived in the same house a year earlier | 93.0% ±3.8 pts | 88.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 6040.03 earn?
Half of the 1,352 households in Census Tract 6040.03 earn less than $230,250 a year (±$14,251), against $149,763 across Howard County: 7th highest of the county's 59 tracts with a reliable estimate.
| Measure | Tract 6040.03 | Howard County |
|---|---|---|
| Median household income | $230,250 ±$14,251 | $149,763 |
| Mean household income | $247,929 ±$31,051 | $184,243 |
| Per capita income | $81,572 ±$9,586 | $67,501 |
| People below the poverty line | 1.9% ±1.8 pts | 5.2% |
| Children under 18 below the poverty line | 1.3% ±2.0 pts | 5.5% |
| Households receiving SNAP | 0.0% ±3.1 pts | 5.6% |
| Households with a computer | 99.4% ±0.9 pts | 98.9% |
| Households with a broadband subscription | 97.9% ±2.5 pts | 96.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 6040.03?
Owners occupy 97.6% of Census Tract 6040.03's occupied homes and renters 2.4%. The median owner-occupied home is valued at $867,200 by its owner (±$58,310).
| Measure | Tract 6040.03 | Howard County |
|---|---|---|
| Median home value (owner-occupied) | $867,200 ±$58,310 | $597,900 |
| Renters paying 35% or more of income on rent | 100.0% ±59.9 pts | 38.7% |
| Median monthly owner costs, with a mortgage | $4,000 or more | $3,021 |
| Owner-occupied homes | 97.6% ±3.2 pts | 71.5% |
| Renter-occupied homes | 2.4% ±3.2 pts | 28.5% |
| Housing units | 1,358 ±122 | 125,286 |
| Single-family detached homes | 99.1% ±1.1 pts | 50.1% |
| Mobile homes | 0.0% ±3.1 pts | 0.7% |
| Built 2020 or later | 0.0% ±3.1 pts | 1.5% |
| Built 2010 to 2019 | 7.1% ±4.1 pts | 13.8% |
| Built 1939 or earlier | 4.2% ±3.5 pts | 1.9% |
| Households with no vehicle | 1.2% ±1.6 pts | 3.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 6040.03 get to work?
66.1% of Census Tract 6040.03's workers drive alone and 30.4% work from home. The average trip to work takes 33.2 minutes.
| Measure | Tract 6040.03 | Howard County |
|---|---|---|
| In the labor force (age 16+) | 67.7% ±5.7 pts | 69.4% |
| Unemployment rate | 3.2% ±2.7 pts | 3.5% |
| Drove alone to work | 66.1% ±5.3 pts | 64.9% |
| Carpooled | 2.7% ±1.8 pts | 5.4% |
| Public transportation | 0.9% ±1.3 pts | 1.5% |
| Walked | 0.0% ±2.0 pts | 0.9% |
| Worked from home | 30.4% ±5.6 pts | 26.0% |
| Mean travel time to work | 33.2 min ±2.8 | 28.5 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 6040.03 compare with the other tracts in Howard County?
Among Howard County's tracts with a reliable estimate, Census Tract 6040.03 ranks as shown below (1 = highest).
| Measure | In Howard County |
|---|---|
| Population | 49th of 59 |
| Residents per square mile | 58th of 59 |
| Median household income | 7th of 59 |
| Per capita income | 14th of 59 |
| Median home value | 6th of 59 |
| Bachelor's degree or higher | 33rd of 59 |
| Median age | 16th of 59 |
| Owner-occupied share | 2nd of 59 |
The tracts next to it on Howard County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 6068.07 | 5th | $249,375±$30,540 · within the margin of this tract |
| Tract 6055.04 | 6th | $232,132±$53,075 · within the margin of this tract |
| Tract 6040.03 | 7th | $230,250±$14,251 |
| Tract 6051.03 | 8th | $229,122±$8,789 · within the margin of this tract |
| Tract 6068.05 | 9th | $223,958±$26,605 · within the margin of this tract |
| Tract 6023.03 | 10th | $219,797±$34,022 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 6040.03?
3 of the 17 figures for Census Tract 6040.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections