Census tract · Matagorda County

Census Tract 7302.04, Matagorda County, Texas

Census Tract 7302.04, GEOID 48321730204, in Matagorda County, Texas, mostly within Bay City (99% of its census blocks). 4,045 residents in the ACS 2020-2024 5-year estimates (±821); the 2020 Census counted 4,257.

Residents, 2020-2024

4,045

±821 (90% margin)
2020 Census count: 4,257

Median household income

$74,974

±$13,752 (90% margin)
Matagorda County: $58,628

Median home value

$162,500

±$17,806 (90% margin)
Matagorda County: $172,900

Median gross rent

$1,086

±$70 (90% margin)
Matagorda County: $999

Where is Census Tract 7302.04?

Census Tract 7302.04 is one of 13 census tracts in Matagorda County, Texas. It covers 1.75 square miles of land, 2,431 residents per square mile in 2020. Its GEOID, 48321730204, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 7302.04 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Bay City99%
Census Tract 7302.04 (marked with a dot) in Matagorda County, Texas. Boundaries: Census Bureau 2024.
73017302.027302.03 7302.04 5 mi
Census Tract 7302.04 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 7302.04: Tract 7301 ($36,723), Tract 7302.02 ($68,721), Tract 7302.03 ($46,388) and Tract 7303.01 ($68,354). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 7302.04?

The 2020-2024 American Community Survey puts Census Tract 7302.04's population at 4,045 (±821) in 1,407 households; the 2020 Census counted 4,257 residents and 1,735 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 7302.04Bay CityMatagorda CountyTexas
Total population 4,045 ±821 17,730 36,329 30,188,424
Households 1,407 ±217 7,342 15,439 10,992,816
Average household size 2.83 ±0.44 2.37 2.33 2.69
Housing units 1,557 ±203 8,200 19,058 12,128,515

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 7302.04?

The median resident of Census Tract 7302.04 is 29.9 years old; 31.6% are under 18 and 12.3% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 66.9%, then non-Hispanic white residents at 29.8%. 9.9% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 7302.04Bay CityMatagorda CountyTexas
Median age 29.9 ±4.6 31.6 37.8 35.6
Under 18 years 31.6% ±5.1 pts 29.2% 25.6% 25.0%
65 years and over 12.3% ±3.5 pts 11.1% 18.2% 13.4%
Hispanic or Latino (any race) 66.9% ±10.6 pts 56.9% 43.7% 39.7%
White alone, not Hispanic 29.8% ±10.2 pts 26.1% 41.4% 39.1%
Black or African American alone, not Hispanic 1.9% ±2.2 pts 13.7% 9.7% 11.9%
Asian alone, not Hispanic 0.1% ±0.2 pts 1.3% 1.6% 5.5%
American Indian and Alaska Native alone, not Hispanic 0.0% ±1.2 pts 0.1% 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.2 pts 0.1% 0.0% 0.1%
Two or more races, not Hispanic 1.3% ±1.7 pts 1.8% 2.6% 3.1%
Some other race alone, not Hispanic 0.0% ±1.2 pts 0.0% 0.9% 0.4%
Born outside the United States 9.9% ±6.3 pts 16.6% 11.8% 17.6%
Speak a language other than English at home (age 5+) 37.4% ±10.6 pts 34.4% 27.2% 35.1%
Civilian veterans (age 18+) 6.4% ±3.3 pts 6.1% 8.0% 6.2%
With a disability 9.0% ±3.9 pts 11.6% 17.5% 12.3%
No health insurance coverage 14.3% ±7.6 pts 22.7% 17.9% 17.1%
High school graduate or higher (age 25+) 77.8% ±7.0 pts 80.5% 81.0% 86.0%
Bachelor's degree or higher (age 25+) 13.1% ±7.0 pts 20.2% 22.2% 33.8%
Graduate or professional degree (age 25+) 6.3% ±4.4 pts 7.2% 8.0% 12.3%
Lived in the same house a year earlier 84.5% ±9.4 pts 83.5% 87.1% 86.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 7302.04 earn?

Half of the 1,407 households in Census Tract 7302.04 earn less than $74,974 a year (±$13,752), against $58,628 across Matagorda County: 1st highest of the county's 11 tracts with a reliable estimate. 14.9% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 7302.04Bay CityMatagorda CountyTexas
Median household income $74,974 ±$13,752 $53,840 $58,628 $78,476
Mean household income $83,118 ±$14,923 $71,042 $78,037 $109,933
Per capita income $29,814 ±$5,980 $28,635 $32,494 $40,752
People below the poverty line 14.9% ±9.6 pts 26.0% 20.7% 13.8%
Children under 18 below the poverty line 25.8% ±18.5 pts 38.6% 31.7% 18.7%
Households receiving SNAP 10.1% ±7.0 pts 18.6% 17.0% 11.4%
Households with a computer 96.4% ±3.3 pts 94.3% 94.7% 96.3%
Households with a broadband subscription 85.9% ±8.5 pts 88.8% 86.0% 91.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 7302.04?

Owners occupy 69.8% of Census Tract 7302.04's occupied homes and renters 30.2%. The median owner-occupied home is valued at $162,500 by its owner (±$17,806). The median renter pays $1,086 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 7302.04Bay CityMatagorda CountyTexas
Median home value (owner-occupied) $162,500 ±$17,806 $160,800 $172,900 $283,800
Median gross rent $1,086 ±$70 $1,025 $999 $1,403
Renters paying 35% or more of income on rent 29.1% ±24.6 pts 42.2% 43.9% 42.3%
Median monthly owner costs, with a mortgage $1,566 ±$419 $1,609 $1,672 $2,106
Owner-occupied homes 69.8% ±10.6 pts 45.8% 68.1% 62.6%
Renter-occupied homes 30.2% ±10.6 pts 54.2% 31.9% 37.4%
Housing units 1,557 ±203 8,200 19,058 12,128,515
Single-family detached homes 74.4% ±11.4 pts 53.6% 68.4% 64.4%
Mobile homes 9.8% ±7.0 pts 7.9% 12.1% 6.4%
Built 2020 or later 1.9% ±2.4 pts 0.9% 1.5% 4.0%
Built 2010 to 2019 0.7% ±1.2 pts 10.8% 11.5% 17.4%
Built 1939 or earlier 0.4% ±0.9 pts 2.5% 6.4% 3.1%
Households with no vehicle 6.7% ±9.4 pts 7.2% 6.0% 5.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 7302.04 get to work?

73.3% of Census Tract 7302.04's workers drive alone. The average trip to work takes 18.9 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 7302.04Bay CityMatagorda CountyTexas
In the labor force (age 16+) 69.3% ±8.4 pts 67.6% 60.8% 65.3%
Unemployment rate 2.8% ±3.1 pts 13.3% 8.7% 5.3%
Drove alone to work 73.3% ±10.8 pts 73.9% 77.9% 71.4%
Carpooled 25.2% ±10.5 pts 19.6% 13.6% 10.0%
Public transportation 0.0% ±2.5 pts 0.0% 0.8% 0.9%
Walked 0.0% ±2.5 pts 1.3% 0.9% 1.5%
Worked from home 1.5% ±2.1 pts 4.8% 6.1% 14.4%
Mean travel time to work 18.9 min ±3.4 20.6 min 24.0 min 26.7 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 7302.04 compare with the other tracts in Matagorda County?

Among Matagorda County's tracts with a reliable estimate, Census Tract 7302.04 ranks as shown below (1 = highest).

Census Tract 7302.04's rank among the tracts of Matagorda County and of Bay City
MeasureIn Matagorda CountyIn Bay City
Population3rd of 122nd of 6
Residents per square mile2nd of 122nd of 6
Median household income1st of 111st of 5
Per capita income9th of 124th of 6
Median home value9th of 124th of 6
Median gross rent2nd of 72nd of 5
Poverty rate6th of 74th of 5
Bachelor's degree or higher11th of 125th of 6
Median age11th of 125th of 6
Owner-occupied share8th of 122nd of 6

The tracts next to it on Matagorda County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 7302.041st$74,974±$13,7524,045
Tract 7305.032nd$70,667±$15,459 · within the margin of this tract2,452
Tract 7302.023rd$68,721±$40,362 · within the margin of this tract1,157
Tract 7303.014th$68,354±$6,323 · within the margin of this tract3,690

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 7302.04?

3 of the 18 figures for Census Tract 7302.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections