Census tract · Schoharie County
Census Tract 7401, Schoharie County, New York
Census Tract 7401, GEOID 36095740100, in Schoharie County, New York, mostly within Schoharie (town) (62% of its census blocks). 4,905 residents in the ACS 2020-2024 5-year estimates (±250); the 2020 Census counted 4,913.
Residents, 2020-2024
4,905
±250 (90% margin)
2020 Census count: 4,913
Median household income
$71,957
±$11,544 (90% margin)
Schoharie County: $70,133
Median home value
$222,800
±$16,969 (90% margin)
Schoharie County: $192,500
Median gross rent
$928
±$97 (90% margin)
Schoharie County: $909
Where is Census Tract 7401?
Census Tract 7401 is one of 8 census tracts in Schoharie County, New York. It covers 49.50 square miles of land, 99 residents per square mile in 2020. Its GEOID, 36095740100, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Schoharie (town) | 62% |
| Esperance (town) | 38% |
| Central Bridge | 11% |
| Schoharie | 11% |
| Esperance | 5% |
5 census tracts border Census Tract 7401: Tract 728 in Montgomery County ($92,712), Tract 331.02 in Schenectady County ($95,378), Tract 7402 ($54,706), Tract 7404 ($79,432) and Tract 7407 ($57,238). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 7401?
The 2020-2024 American Community Survey puts Census Tract 7401's population at 4,905 (±250) in 2,106 households; the 2020 Census counted 4,913 residents and 2,364 housing units.
| Measure | Tract 7401 | Schoharie (town) |
|---|---|---|
| Total population | 4,905 ±250 | 3,111 |
| Households | 2,106 ±174 | 1,285 |
| Average household size | 2.27 ±0.16 | 2.33 |
| Housing units | 2,255 ±177 | 1,314 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 7401?
The median resident of Census Tract 7401 is 42.6 years old; 21.0% are under 18 and 21.2% are 65 or older. The largest group is non-Hispanic white residents at 88.9%, then non-Hispanic residents of two or more races at 4.6%. 2.1% of residents were born outside the United States.
| Measure | Tract 7401 | Schoharie (town) |
|---|---|---|
| Median age | 42.6 ±3.2 | 38.0 |
| Under 18 years | 21.0% ±3.0 pts | 24.7% |
| 65 years and over | 21.2% ±3.1 pts | 20.7% |
| Hispanic or Latino (any race) | 2.6% ±1.4 pts | 3.5% |
| White alone, not Hispanic | 88.9% ±3.8 pts | 85.9% |
| Black or African American alone, not Hispanic | 2.2% ±1.1 pts | 2.5% |
| Asian alone, not Hispanic | 1.3% ±1.0 pts | 2.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.4% ±0.5 pts | 0.6% |
| Two or more races, not Hispanic | 4.6% ±3.1 pts | 5.4% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Born outside the United States | 2.1% ±1.1 pts | 2.7% |
| Speak a language other than English at home (age 5+) | 4.2% ±1.9 pts | 5.7% |
| Civilian veterans (age 18+) | 5.2% ±1.7 pts | 5.0% |
| With a disability | 19.4% ±4.6 pts | 19.0% |
| No health insurance coverage | 3.2% ±1.6 pts | 0.8% |
| High school graduate or higher (age 25+) | 90.7% ±3.6 pts | 90.0% |
| Bachelor's degree or higher (age 25+) | 25.6% ±5.4 pts | 26.6% |
| Graduate or professional degree (age 25+) | 13.8% ±4.7 pts | 15.5% |
| Lived in the same house a year earlier | 88.5% ±4.0 pts | 86.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 7401 earn?
Half of the 2,106 households in Census Tract 7401 earn less than $71,957 a year (±$11,544), against $70,133 across Schoharie County: 3rd highest of the county's 7 tracts with a reliable estimate. 10.9% of residents live below the poverty line.
| Measure | Tract 7401 | Schoharie (town) |
|---|---|---|
| Median household income | $71,957 ±$11,544 | $63,657 |
| Mean household income | $87,296 ±$8,511 | $82,422 |
| Per capita income | $37,738 ±$3,212 | $34,623 |
| People below the poverty line | 10.9% ±3.9 pts | 12.2% |
| Children under 18 below the poverty line | 8.1% ±6.4 pts | 9.9% |
| Households receiving SNAP | 19.3% ±6.0 pts | 22.1% |
| Households with a computer | 93.2% ±4.8 pts | 90.9% |
| Households with a broadband subscription | 85.8% ±5.8 pts | 84.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 7401?
Owners occupy 73.3% of Census Tract 7401's occupied homes and renters 26.7%. The median owner-occupied home is valued at $222,800 by its owner (±$16,969). The median renter pays $928 a month including utilities, and 44.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 7401 | Schoharie (town) |
|---|---|---|
| Median home value (owner-occupied) | $222,800 ±$16,969 | $235,200 |
| Median gross rent | $928 ±$97 | $908 |
| Renters paying 35% or more of income on rent | 44.4% ±12.7 pts | 39.6% |
| Median monthly owner costs, with a mortgage | $1,693 ±$77 | $1,693 |
| Owner-occupied homes | 73.3% ±6.2 pts | 70.6% |
| Renter-occupied homes | 26.7% ±6.2 pts | 29.4% |
| Housing units | 2,255 ±177 | 1,314 |
| Single-family detached homes | 66.7% ±5.5 pts | 67.3% |
| Mobile homes | 11.4% ±3.4 pts | 5.5% |
| Built 2020 or later | 0.3% ±0.3 pts | 0.0% |
| Built 2010 to 2019 | 5.2% ±2.3 pts | 5.0% |
| Built 1939 or earlier | 40.7% ±6.2 pts | 43.8% |
| Households with no vehicle | 8.9% ±4.4 pts | 8.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 7401 get to work?
80.1% of Census Tract 7401's workers drive alone and 10.3% work from home. The average trip to work takes 30.7 minutes. The unemployment rate in 2020-2024 averaged 4.5%.
| Measure | Tract 7401 | Schoharie (town) |
|---|---|---|
| In the labor force (age 16+) | 59.1% ±3.8 pts | 55.9% |
| Unemployment rate | 4.5% ±2.2 pts | 3.1% |
| Drove alone to work | 80.1% ±5.5 pts | 83.2% |
| Carpooled | 5.0% ±3.5 pts | 4.7% |
| Public transportation | 0.0% ±0.1 pts | 0.1% |
| Walked | 3.1% ±2.2 pts | 0.3% |
| Worked from home | 10.3% ±4.1 pts | 10.4% |
| Mean travel time to work | 30.7 min ±2.7 | 33.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 7401 compare with the other tracts in Schoharie County?
Among Schoharie County's tracts with a reliable estimate, Census Tract 7401 ranks as shown below (1 = highest).
| Measure | In Schoharie County |
|---|---|
| Population | 3rd of 8 |
| Residents per square mile | 3rd of 8 |
| Median household income | 3rd of 7 |
| Per capita income | 5th of 8 |
| Median home value | 1st of 7 |
| Median gross rent | 4th of 7 |
| Poverty rate | 3rd of 7 |
| Bachelor's degree or higher | 4th of 7 |
| Median age | 6th of 8 |
| Owner-occupied share | 6th of 7 |
The tracts next to it on Schoharie County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 7408 | 1st | $82,917±$12,204 · within the margin of this tract |
| Tract 7404 | 2nd | $79,432±$7,551 · within the margin of this tract |
| Tract 7401 | 3rd | $71,957±$11,544 |
| Tract 7406 | 4th | $71,949±$6,177 · within the margin of this tract |
| Tract 7405 | 5th | $59,236±$13,689 · within the margin of this tract |
| Tract 7407 | 6th | $57,238±$9,042 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 7401?
1 of the 18 figures for Census Tract 7401 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections